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Study Guide · Chapter 19

Mock Test 7 — RBI Assistant Mains Pattern (100 MCQs)

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This is a full-length practice test following the RBI Assistant Mains pattern, scaled to 100 questions across five sections (20 questions each): Reasoning Ability, Numerical Ability, English Language, General Awareness & Banking, and Computer Knowledge.

Section A: Reasoning Ability (Q1–20)

  1. If R is S's mother, S is T's brother, and T is U's daughter, then R is U's:
    (a) Grandmother (b) Aunt (c) Mother (d) Sister
  2. A man walks 10 km west, then turns left and walks 24 km. How far is he from his starting point?
    (a) 26 km (b) 24 km (c) 34 km (d) 14 km
  3. If in a code, PENCIL is written as QFODJM, how is ERASER written using the same rule?
    (a) FSBTFS (b) FSBTFT (c) FSATFS (d) ESBTFS
  4. Given: C ≤ D < E ≤ F. Which of the following must be true?
    (a) F ≥ C (b) C > F (c) D > F (d) E < C
  5. In the letter series F, K, Q, X, ?, what is the next letter (gaps +5,+6,+7, next +8)?
    (a) G (b) F (c) E (d) H
  6. Statements: All mutual funds are investments. Some investments are volatile. Conclusion: Some mutual funds are volatile. Does this follow?
    (a) Cannot be determined (b) Yes, it follows validly (c) No (d) Both conclusions follow
  7. In a floor-based puzzle with 15 floors, a person lives exactly in the middle. Which floor is this?
    (a) 8 (b) 7 (c) 9 (d) 6
  8. A candidate ranks 28th from the top in a group of 70. What is their rank from the bottom?
    (a) 43rd (b) 42nd (c) 44th (d) 41st
  9. In the number series 9, 19, 39, 79, ?, what is the pattern and next term?
    (a) 159 (b) 158 (c) 160 (d) 157
  10. If "X" means "add," "Y" means "subtract," and "Z" means "multiply," evaluate using standard order of operations: 20 X 8 Y 5 Z 3.
    (a) 13 (b) 15 (c) 11 (d) 17
  11. Five people sit in a row: K is at one end, L is between K and M, M is between L and N, and N is to the immediate left of O. Who is at the other end?
    (a) O (b) N (c) M (d) L
  12. A is the son of B's father. C is B's sister. How is A related to C?
    (a) Brother (b) Cousin (c) Uncle (d) Nephew
  13. In a code, BANK is written as 2-1-14-11. How is LOAN written using the same rule?
    (a) 12-15-1-14 (b) 12-14-1-15 (c) 11-15-1-14 (d) 12-15-2-14
  14. Statements: All corporate bonds are investments. No investments are guaranteed. Conclusion: No corporate bonds are guaranteed. Does this follow?
    (a) Yes, it follows validly (b) No (c) Cannot be determined (d) Only partially
  15. In a row of 48 people, Deepak is 21st from the left. What is his position from the right?
    (a) 28th (b) 29th (c) 27th (d) 30th
  16. A is four times as old as B. Six years ago, A was seven times as old as B. Find B's present age.
    (a) 12 (b) 10 (c) 8 (d) 14
  17. Find the missing number: 7, 16, 34, 70, ?
    (a) 142 (b) 141 (c) 143 (d) 140
  18. A is facing south. He turns 90° clockwise, then 90° clockwise again. Which direction is he facing now?
    (a) North (b) East (c) West (d) South
  19. In a code, HOUSE is coded as 8-15-21-19-5. How is CHAIR coded using the same rule?
    (a) 3-8-1-9-18 (b) 3-8-1-18-9 (c) 3-9-1-8-18 (d) 2-8-1-9-18
  20. Statements: All annuities are financial products. All financial products carry some risk. Conclusion: All annuities carry some risk. Does this follow?
    (a) Yes, it follows validly (b) No (c) Cannot be determined (d) Only partially

Section B: Numerical Ability (Q21–40)

  1. Simplify: 72 ÷ 9 + 14 × 2 − 8.
    (a) 28 (b) 30 (c) 26 (d) 32
  2. A sum of ₹25,000 amounts to ₹32,500 in 3 years at simple interest. Find the rate of interest per annum.
    (a) 10% (b) 8% (c) 12% (d) 9%
  3. A trader sells an item at a 18% loss. If he had sold it for ₹410 more, he would have gained 8%. Find the cost price.
    (a) ₹1,576.92 (b) ₹1,600 (c) ₹1,500 (d) ₹1,700
  4. The ratio of two numbers is 7:9. If their sum is 144, find the larger number.
    (a) 81 (b) 72 (c) 90 (d) 63
  5. Find the compound interest on ₹60,000 at 5% per annum for 2 years, compounded annually.
    (a) ₹6,150 (b) ₹6,000 (c) ₹6,300 (d) ₹6,600
  6. A and B together complete a task in 30 days; A alone takes 50 days. In how many days can B alone complete it?
    (a) 75 days (b) 70 days (c) 80 days (d) 65 days
  7. Two pipes fill a tank in 16 hours and 24 hours respectively. Working together, how long do they take?
    (a) 9.6 hours (b) 10 hours (c) 9 hours (d) 10.5 hours
  8. A bank's NPA rose from ₹250 crore to ₹325 crore. Find the percentage increase.
    (a) 30% (b) 25% (c) 20% (d) 35%
  9. Solve for x: 9(x − 4) = 5x + 4.
    (a) 10 (b) 9 (c) 11 (d) 8
  10. Find the area of a circle with radius 35 cm (use π = 22/7).
    (a) 3,850 sq cm (b) 3,800 sq cm (c) 3,900 sq cm (d) 3,700 sq cm
  11. The average of nine numbers is 45. If one number is excluded, the average becomes 43. Find the excluded number.
    (a) 61 (b) 59 (c) 63 (d) 57
  12. A sum doubles itself in 25 years at simple interest. Find the rate of interest.
    (a) 4% (b) 5% (c) 3% (d) 6%
  13. A shopkeeper marks an item 100% above cost price and gives a 35% discount. Find the net profit percentage.
    (a) 30% (b) 25% (c) 35% (d) 28%
  14. Three partners invest ₹60,000, ₹70,000, and ₹80,000 for one year. If total profit is ₹1,05,000, find the largest share.
    (a) ₹40,000 (b) ₹38,000 (c) ₹35,000 (d) ₹42,000
  15. Find the value of: (400 ÷ 20) × 5 + 30.
    (a) 130 (b) 125 (c) 135 (d) 120
  16. A boat's speed in still water is 22 km/h; stream speed is 5 km/h. Find the time to cover 108 km downstream.
    (a) 4 hours (b) 5 hours (c) 3.5 hours (d) 4.5 hours
  17. If the cost price of 25 articles equals the selling price of 20 articles, find the profit percentage.
    (a) 25% (b) 20% (c) 30% (d) 22%
  18. A sum becomes ₹23,400 in 2 years and ₹25,600 in 3 years at simple interest. Find the principal.
    (a) ₹19,000 (b) ₹18,500 (c) ₹18,000 (d) ₹18,800
  19. Find the missing number in the series: 250, 225, 202, 181, ?
    (a) 162 (b) 160 (c) 164 (d) 158
  20. A sum of ₹42,000 is divided between A and B such that A's share is 40% more than B's. Find B's share.
    (a) ₹17,500 (b) ₹18,000 (c) ₹16,500 (d) ₹19,000

Section C: English Language (Q41–60)

  1. Identify the error: "Each of the officers have signed the document." The correction is:
    (a) "have" should be "has" (b) "officers" should be "officer" (c) "signed" should be "sign" (d) No error
  2. Choose the correct form: "If the deposit rate ___ higher, more customers would save."
    (a) is (b) were (c) had been (d) will be
  3. Fill in the blank: "The cheque bounced ___ insufficient funds."
    (a) due to (b) due for (c) due with (d) due at
  4. Choose the synonym of "Solvent" (financial context).
    (a) Financially stable (b) Bankrupt (c) In debt (d) Insolvent
  5. Choose the antonym of "Deposit."
    (a) Withdrawal (b) Investment (c) Saving (d) Balance
  6. Fill in the blank: "He is competent ___ handling large transactions."
    (a) in (b) on (c) at (d) with
  7. Identify the error: "The panel have reviewed its findings."
    (a) "have" and "its" are inconsistent — should be "has" and "its" (b) "reviewed" should be "review" (c) "findings" should be "finding" (d) No error
  8. One-word substitution: "A person who has borrowed money and is obligated to repay it."
    (a) Debtor (b) Creditor (c) Auditor (d) Broker
  9. Choose the correctly spelled word.
    (a) Embarrass (b) Embarass (c) Embarras (d) Embbarass
  10. Fill in the blank: "The withdrawal was made ___ cash."
    (a) in (b) with (c) at (d) for
  11. Idiom: "To go belly up" means:
    (a) To fail financially or go bankrupt (b) To succeed spectacularly (c) To invest wisely (d) To save diligently
  12. Choose the correct sentence.
    (a) Each of the deposits is insured up to a limit. (b) Each of the deposits are insured up to a limit. (c) Each of deposits is insured up to a limit. (d) Each of the deposit is insured up to a limit.
  13. Fill in the blank: "The bank charges a penalty ___ premature withdrawal."
    (a) for (b) with (c) at (d) on
  14. Choose the antonym of "Appreciate" (in a financial/currency sense).
    (a) Depreciate (b) Increase (c) Rise (d) Gain
  15. Identify the error: "The teller don't accept damaged currency notes."
    (a) "don't" should be "doesn't" (b) "accept" should be "accepts" (c) "notes" should be "note" (d) No error
  16. One-word substitution: "A formal written request for something, such as a loan."
    (a) Application (b) Receipt (c) Invoice (d) Voucher
  17. Fill in the blank: "The customer is entitled ___ compensation for the error."
    (a) to (b) for (c) with (d) at
  18. Choose the correct passive form: "The bank froze the account."
    (a) The account was frozen by the bank. (b) The account froze by the bank. (c) The account is frozen by the bank. (d) The account has froze by the bank.
  19. Idiom: "To tighten one's belt" means:
    (a) To reduce spending and live more frugally (b) To spend lavishly (c) To invest in gold (d) To take out a loan
  20. Choose the synonym of "Depreciate" (financial/currency sense).
    (a) Decline in value (b) Appreciate (c) Increase in value (d) Gain

Section D: General Awareness & Banking (Q61–80)

  1. Which committee's recommendations led to the licensing of small finance banks and payment banks in India?
    (a) The Nachiket Mor Committee (b) The Narasimham Committee (c) The Khan Committee (d) The Chakravarty Committee
  2. What is the full form of ECS in banking?
    (a) Electronic Clearing Service (b) Electronic Credit System (c) Efficient Clearing Service (d) Electronic Cash Settlement
  3. Which institution is the regulator for the pension sector in India?
    (a) PFRDA (b) IRDAI (c) SEBI (d) RBI
  4. The headquarters of the International Finance Corporation (IFC) is located in which city?
    (a) Washington, D.C. (b) New York (c) Geneva (d) London
  5. Which scheme provides interest subsidy on education loans for economically weaker students in India?
    (a) The Central Sector Interest Subsidy Scheme (b) Pradhan Mantri Mudra Yojana (c) Atal Pension Yojana (d) Jan Dhan Yojana
  6. What does the term "quantitative easing" refer to?
    (a) A monetary policy tool where a central bank purchases assets to inject liquidity into the economy (b) A method of taxing high incomes (c) A stock market regulation (d) A method of reducing government debt
  7. Which is the apex institution for regulating warehousing and cold storage financing linked to agriculture in India?
    (a) NABARD (b) SIDBI (c) EXIM Bank (d) LIC
  8. The term "fiscal deficit" refers to:
    (a) The gap between the government's total expenditure and total revenue (excluding borrowings) (b) A bank's total deposits (c) A company's profit margin (d) The trade deficit between two countries
  9. Which financial institution primarily provides life insurance in the public sector in India?
    (a) LIC (Life Insurance Corporation of India) (b) NABARD (c) SIDBI (d) EXIM Bank
  10. What is the full form of POS in banking/retail contexts?
    (a) Point of Sale (b) Payment Order System (c) Point of Service (d) Payment Operations System
  11. The term "repo rate cut" typically leads to which of the following effects?
    (a) Lower borrowing costs and potentially higher inflation (b) Higher borrowing costs (c) Currency appreciation only (d) No effect on the economy
  12. Which scheme in India specifically targets financial inclusion through zero-balance savings accounts?
    (a) Pradhan Mantri Jan Dhan Yojana (b) Pradhan Mantri Mudra Yojana (c) Atal Pension Yojana (d) Ayushman Bharat
  13. What does the term "asset-liability mismatch" refer to in banking?
    (a) A mismatch in the maturity profiles of a bank's assets and liabilities (b) A bank's total profit (c) A stock market crash (d) A currency devaluation
  14. Which body issues guidelines on corporate governance for listed banks in India?
    (a) SEBI, in coordination with the RBI (b) IRDAI (c) NABARD (d) PFRDA
  15. The term "term deposit" in banking refers to:
    (a) A deposit held for a fixed period at a fixed interest rate (b) A savings account with no restrictions (c) A current account (d) A demat account
  16. What is the full form of NACH in banking?
    (a) National Automated Clearing House (b) National Account Clearing Hub (c) National Automated Credit Hub (d) National Account Credit House
  17. Which committee's recommendations led to differentiated licensing for banks, such as payment banks and small finance banks?
    (a) The Nachiket Mor Committee (b) The Rangarajan Committee (c) The Khan Committee (d) The Chakravarty Committee
  18. What does "systemically important bank" (D-SIB) designation imply?
    (a) A bank whose failure would significantly impact the broader financial system (b) A bank with the most branches (c) A newly licensed bank (d) A bank exclusively serving rural areas
  19. Which is the regulatory body overseeing the functioning of stock exchanges in India?
    (a) SEBI (b) RBI (c) IRDAI (d) NABARD
  20. What is the full form of IIP, an industrial output index?
    (a) Index of Industrial Production (b) International Industrial Product (c) Index of Import Production (d) International Index of Production

Section E: Computer Knowledge (Q81–100)

  1. Which unit of measurement is used for computer processing speed?
    (a) Hertz (GHz) (b) Watt (c) Byte (d) Bit only, without frequency
  2. What does "IoT" stand for?
    (a) Internet of Things (b) Internal Operating Tool (c) Internet Operating Technology (d) Internal Object Transfer
  3. Which of the following is a valid file extension for a compressed/archive file?
    (a) .zip (b) .exe (c) .docx (d) .mp3
  4. What does "TB" stand for in computer storage?
    (a) Terabyte (b) Terabit (c) Total Byte (d) Transfer Byte
  5. Which shortcut key is used to open a new document?
    (a) Ctrl+N (b) Ctrl+O (c) Ctrl+S (d) Ctrl+P
  6. What does "IMAP" stand for in email protocols?
    (a) Internet Message Access Protocol (b) Internal Mail Access Protocol (c) Internet Mail Application Protocol (d) Internal Message Application Protocol
  7. Which of the following best describes "ransomware"?
    (a) Malicious software that encrypts data and demands payment for its release (b) Software that speeds up the computer (c) A type of hardware component (d) A backup utility
  8. What does "PaaS" stand for in cloud computing?
    (a) Platform as a Service (b) Product as a Service (c) Process as a Service (d) Protocol as a Service
  9. Which shortcut key is used to print a document?
    (a) Ctrl+P (b) Ctrl+A (c) Ctrl+S (d) Ctrl+F
  10. What is a "keylogger"?
    (a) Malicious software that records keystrokes to steal sensitive information (b) A type of keyboard hardware (c) A backup utility (d) A network cable
  11. Which of these is primarily a networking device?
    (a) Router (b) Keyboard (c) Monitor (d) Mouse
  12. What does "SSL" stand for in web security?
    (a) Secure Sockets Layer (b) System Security Layer (c) Secure System Link (d) System Sockets Link
  13. Which company developed the Linux kernel originally?
    (a) Linus Torvalds (an individual, not a company) (b) Microsoft (c) Apple (d) IBM
  14. What is the full form of "XML"?
    (a) Extensible Markup Language (b) External Markup Language (c) Extended Machine Language (d) Extensible Machine Language
  15. Which device translates domain names into IP addresses on the internet?
    (a) DNS server (b) Router (c) Modem (d) Switch
  16. What does "MFA" stand for in security contexts?
    (a) Multi-Factor Authentication (b) Multiple File Access (c) Managed File Authorisation (d) Multi-Function Application
  17. Which of the following is a characteristic of "adware"?
    (a) Software that automatically displays or downloads unwanted advertisements (b) Software that speeds up the computer (c) A type of hardware (d) A backup utility
  18. What is the function of a "cache" in computing?
    (a) To store frequently accessed data for faster retrieval (b) To permanently store the operating system (c) To connect to the internet (d) To display output
  19. Which of the following is a spreadsheet application?
    (a) MS Excel (b) MS Word (c) MS PowerPoint (d) Adobe Photoshop
  20. What does "API" stand for?
    (a) Application Programming Interface (b) Automated Program Interface (c) Application Process Integration (d) Automated Process Interface

Answer Key with Explanations

Section A:

1.(a) S is T's brother, and T is U's daughter, so S is U's uncle; since R is S's mother, R is U's grandmother.

2.(a) Using the Pythagorean theorem: distance = √(10² + 24²) = √(100+576) = √676 = 26 km.

3.(a) Each letter shifts forward by one place in the alphabet, the same rule as PENCIL→QFODJM; applying it to ERASER gives FSBTFS.

4.(a) Since C ≤ D < E ≤ F, it follows directly that F ≥ C.

5.(a) The gaps between letters increase: F to K is +5, K to Q is +6, Q to X is +7, so X to next is +8; X is the 24th letter, +8 gives the 32nd position, which wraps around the 26-letter alphabet to the 6th letter, G.

6.(a) Cannot be determined: the "some investments" that are volatile may or may not include mutual funds specifically.

7.(a) With 15 floors, the middle floor is floor 8.

8.(a) Rank from the bottom = 70 − 28 + 1 = 43rd.

9.(a) Each term follows ×2+1: 9×2+1=19, 19×2+1=39, 39×2+1=79, 79×2+1=159.

10.(a) Substituting the coded meanings and applying standard order of operations: 20 + 8 − (5 × 3) = 28 − 15 = 13.

11.(a) Arranging from the clues, the order is: K, L, M, N, O, placing K at one end and O at the other.

12.(a) A is B's father's son, meaning A is B's brother; since C is B's sister, A and C are siblings, making A C's brother.

13.(a) Each letter is coded by its position in the alphabet; applying the same code, LOAN is written as 12-15-1-14.

14.(a) Yes, this follows validly: all corporate bonds are investments, and no investments are guaranteed, so no corporate bond can be guaranteed.

15.(a) Position from the right = 48 − 21 + 1 = 28th.

16.(a) Let B's present age be x and A's be 4x; six years ago, 4x−6 = 7(x−6), giving 4x−6 = 7x−42, so 3x = 36, x = 12; B's present age is 12 years.

17.(a) Each term follows ×2+2: 7×2+2=16, 16×2+2=34, 34×2+2=70, 70×2+2=142.

18.(a) Starting from South, turning 90° clockwise gives West, and a further 90° clockwise gives North.

19.(a) Each letter is coded by its position in the alphabet; applying the same code, CHAIR is written as 3-8-1-9-18.

20.(a) Yes, this follows validly: all annuities are financial products, and all financial products carry some risk, so all annuities must carry some risk.

Section B:

21.(a) 72÷9+14×2−8 = 8+28−8 = 28.

22.(a) Interest earned = 32,500−25,000 = 7,500; rate = (7,500×100)/(25,000×3) = 10%.

23.(a) Let cost price be x; 0.82x+410 = 1.08x, giving 410 = 0.26x, so x ≈ 1,576.92.

24.(a) Let the numbers be 7y and 9y; 7y+9y=144, so 16y=144, y=9; the larger number is 9×9=81.

25.(a) CI = 60,000×(1.05)²−60,000 = 60,000×1.1025−60,000 = 66,150−60,000 = ₹6,150.

26.(a) Combined rate = 1/30; A's rate = 1/50; B's rate = 1/30−1/50 = 5/150−3/150 = 2/150 = 1/75; B alone takes 75 days.

27.(a) Combined rate = 1/16+1/24 = 3/48+2/48 = 5/48; time taken together = 48/5 = 9.6 hours.

28.(a) Increase = 325−250 = 75; percentage increase = (75/250)×100 = 30%.

29.(a) 9(x−4)=5x+4 → 9x−36=5x+4 → 4x=40 → x=10.

30.(a) Area = πr² = (22/7)×35×35 = 22×5×35 = 3,850 sq cm.

31.(a) Sum of nine numbers = 9×45=405; sum of remaining eight = 8×43=344; excluded number = 405−344=61.

32.(a) If a sum doubles in 25 years, the rate is 100%/25 = 4% per annum.

33.(a) Let cost price be 100; marked price=200; selling price after 35% discount = 200×0.65=130; profit percentage=30%.

34.(a) Total investment = 60,000+70,000+80,000=2,10,000; largest partner's share = (80,000/2,10,000)×1,05,000 = ₹40,000.

35.(a) (400÷20)×5+30 = 20×5+30 = 100+30 = 130.

36.(a) Downstream speed = 22+5=27 km/h; time = 108/27 = 4 hours.

37.(a) If the cost price of 25 articles equals the selling price of 20, the trader gains the value of 5 extra articles per 20 sold; profit percentage = (5/20)×100 = 25%.

38.(a) Interest for 1 year (year 2 to 3) = 25,600−23,400 = 2,200; interest for 2 years = 4,400; principal = 23,400−4,400 = ₹19,000.

39.(a) The differences between terms decrease: 250−225=25, 225−202=23, 202−181=21, so the next difference is 19, giving 181−19=162.

40.(a) Let B's share be x; A's share = 1.4x; x+1.4x=42,000, so 2.4x=42,000, x=17,500.

Section C:

41.(a) Correct: "Each of the officers has signed the document" — "each" takes a singular verb.

42.(a) Correct: "If the deposit rate were higher, more customers would save" — the second conditional (unreal present) requires "were" in the if-clause.

43.(a) "bounced due to insufficient funds" is correct.

44.(a) Solvent means having enough money to meet debts, matching "Financially stable."

45.(a) Deposit means placing money into an account; its antonym is "Withdrawal."

46.(a) "competent in handling large transactions" is correct.

47.(a) Correct: "The panel has reviewed its findings" — "panel" as a single body takes "has" and "its" consistently.

48.(a) A person who has borrowed money and is obligated to repay it is a "Debtor."

49.(a) "Embarrass" is the correctly spelled word, with double "r" and double "s."

50.(a) "made in cash" is correct.

51.(a) "To go belly up" means to fail financially or go bankrupt.

52.(a) Correct: "Each of the deposits is insured up to a limit" — "each" takes a singular verb.

53.(a) "penalty for premature withdrawal" is correct.

54.(a) Appreciate (in a currency/value sense) means to increase in value; its antonym is "Depreciate."

55.(a) Correct: "The teller doesn't accept damaged currency notes" — third-person singular requires "doesn't."

56.(a) A formal written request for something, such as a loan, is an "Application."

57.(a) "entitled to compensation" is correct.

58.(a) Correct passive form: "The account was frozen by the bank."

59.(a) "To tighten one's belt" means to reduce spending and live more frugally.

60.(a) Depreciate (in a currency/value sense) means to decline in value.

Section D:

61.(a) The Nachiket Mor Committee's recommendations led to the licensing of small finance banks and payment banks in India.

62.(a) ECS stands for Electronic Clearing Service.

63.(a) The PFRDA (Pension Fund Regulatory and Development Authority) regulates the pension sector in India.

64.(a) The International Finance Corporation is headquartered in Washington, D.C.

65.(a) The Central Sector Interest Subsidy Scheme provides interest subsidy on education loans for economically weaker students.

66.(a) Quantitative easing is a monetary policy tool where a central bank purchases assets to inject liquidity into the economy.

67.(a) NABARD is the apex institution for regulating warehousing and cold storage financing linked to agriculture in India.

68.(a) Fiscal deficit refers to the gap between the government's total expenditure and total revenue, excluding borrowings.

69.(a) LIC (Life Insurance Corporation of India) primarily provides life insurance in the public sector.

70.(a) POS stands for Point of Sale.

71.(a) A repo rate cut typically leads to lower borrowing costs and can potentially raise inflation if demand increases.

72.(a) The Pradhan Mantri Jan Dhan Yojana specifically targets financial inclusion through zero-balance savings accounts.

73.(a) Asset-liability mismatch refers to a mismatch in the maturity profiles of a bank's assets and liabilities.

74.(a) SEBI, in coordination with the RBI, issues guidelines on corporate governance for listed banks.

75.(a) A term deposit is held for a fixed period at a fixed interest rate.

76.(a) NACH stands for National Automated Clearing House.

77.(a) The Nachiket Mor Committee's recommendations led to differentiated licensing for banks, including payment banks and small finance banks.

78.(a) A systemically important bank (D-SIB) designation implies that the bank's failure would significantly impact the broader financial system.

79.(a) SEBI oversees the functioning of stock exchanges in India.

80.(a) IIP stands for Index of Industrial Production.

Section E:

81.(a) Computer processing speed is measured in Hertz, typically Gigahertz (GHz).

82.(a) IoT stands for Internet of Things.

83.(a) ".zip" is a valid file extension for a compressed/archive file.

84.(a) TB stands for Terabyte in computer storage.

85.(a) Ctrl+N is the shortcut key used to open a new document.

86.(a) IMAP stands for Internet Message Access Protocol.

87.(a) Ransomware is malicious software that encrypts data and demands payment for its release.

88.(a) PaaS stands for Platform as a Service.

89.(a) Ctrl+P is the shortcut key used to print a document.

90.(a) A keylogger is malicious software that records keystrokes to steal sensitive information.

91.(a) A router is primarily a networking device.

92.(a) SSL stands for Secure Sockets Layer.

93.(a) Linus Torvalds originally developed the Linux kernel, as an individual rather than through a company.

94.(a) XML stands for Extensible Markup Language.

95.(a) A DNS server translates domain names into IP addresses on the internet.

96.(a) MFA stands for Multi-Factor Authentication.

97.(a) Adware automatically displays or downloads unwanted advertisements.

98.(a) A cache stores frequently accessed data for faster retrieval.

99.(a) MS Excel is a spreadsheet application.

100.(a) API stands for Application Programming Interface.

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