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Study Guide · Chapter 20

Mock Test 8 — RBI Assistant Mains Pattern (100 MCQs)

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This is a full-length practice test following the RBI Assistant Mains pattern, scaled to 100 questions across five sections (20 questions each): Reasoning Ability, Numerical Ability, English Language, General Awareness & Banking, and Computer Knowledge.

Section A: Reasoning Ability (Q1–20)

  1. If G is H's father, H is I's sister, and I is J's son, then G is J's:
    (a) Grandfather (b) Uncle (c) Father (d) Brother
  2. A man walks 7 km east, then turns left and walks 24 km. How far is he from his starting point?
    (a) 25 km (b) 24 km (c) 31 km (d) 17 km
  3. If in a code, MOUSE is written as NPVTF, how is TIGER written using the same rule?
    (a) UJHFS (b) UJHFT (c) UJGFS (d) TJHFS
  4. Given: E < F ≤ G < H. Which of the following must be true?
    (a) H > E (b) E > H (c) F > H (d) G < E
  5. In the letter series H, L, Q, W, ?, what is the next letter (gaps +4,+5,+6, next +7)?
    (a) D (b) C (c) E (d) B
  6. Statements: All FDs are deposits. Some deposits are tax-saving. Conclusion: Some FDs are tax-saving. Does this follow?
    (a) Cannot be determined (b) Yes, it follows validly (c) No (d) Both conclusions follow
  7. In a floor-based puzzle with 17 floors, a person lives exactly in the middle. Which floor is this?
    (a) 9 (b) 8 (c) 10 (d) 7
  8. A candidate ranks 30th from the top in a group of 75. What is their rank from the bottom?
    (a) 46th (b) 45th (c) 47th (d) 44th
  9. In the number series 3, 7, 15, 31, ?, what is the pattern and next term?
    (a) 63 (b) 62 (c) 64 (d) 61
  10. If "A" means "add," "B" means "subtract," and "C" means "multiply," evaluate using standard order of operations: 18 A 6 B 4 C 2.
    (a) 16 (b) 18 (c) 14 (d) 20
  11. Five people sit in a row: P is at one end, Q is between P and R, R is between Q and S, and S is to the immediate left of T. Who is at the other end?
    (a) T (b) S (c) R (d) Q
  12. A is the daughter of B's mother. C is B's brother. How is A related to C?
    (a) Sister (b) Cousin (c) Aunt (d) Niece
  13. In a code, DELHI is coded as 4-5-12-8-9. How is MUMBAI coded using the same rule?
    (a) 13-21-13-2-1-9 (b) 13-21-13-1-2-9 (c) 12-21-13-2-1-9 (d) 13-20-13-2-1-9
  14. Statements: All post office schemes are savings instruments. No savings instruments are high-risk. Conclusion: No post office scheme is high-risk. Does this follow?
    (a) Yes, it follows validly (b) No (c) Cannot be determined (d) Only partially
  15. In a row of 52 people, Meena is 23rd from the left. What is her position from the right?
    (a) 30th (b) 31st (c) 29th (d) 32nd
  16. A is six times as old as B. Five years ago, A was eleven times as old as B. Find B's present age.
    (a) 10 (b) 12 (c) 8 (d) 14
  17. Find the missing number: 2, 5, 11, 23, ?
    (a) 47 (b) 46 (c) 48 (d) 45
  18. A is facing west. He turns 90° clockwise, then 180°. Which direction is he facing now?
    (a) South (b) North (c) East (d) West
  19. In a code, LONDON is coded as 12-15-14-4-15-14. How is MUMBAI coded using the same rule?
    (a) 13-21-13-2-1-9 (b) 13-21-14-2-1-9 (c) 12-21-13-2-1-9 (d) 13-21-13-1-2-9
  20. Statements: All NBFCs are financial institutions. All financial institutions are regulated. Conclusion: All NBFCs are regulated. Does this follow?
    (a) Yes, it follows validly (b) No (c) Cannot be determined (d) Only partially

Section B: Numerical Ability (Q21–40)

  1. Simplify: 81 ÷ 9 + 16 × 2 − 10.
    (a) 31 (b) 33 (c) 29 (d) 35
  2. A sum of ₹28,000 amounts to ₹36,400 in 3 years at simple interest. Find the rate of interest per annum.
    (a) 10% (b) 8% (c) 12% (d) 9%
  3. A trader sells an item at a 22% loss. If he had sold it for ₹500 more, he would have gained 3%. Find the cost price.
    (a) ₹2,000 (b) ₹1,800 (c) ₹1,900 (d) ₹2,100
  4. The ratio of two numbers is 8:13. If their sum is 168, find the larger number.
    (a) 104 (b) 96 (c) 112 (d) 88
  5. Find the compound interest on ₹70,000 at 10% per annum for 2 years, compounded annually.
    (a) ₹14,700 (b) ₹14,000 (c) ₹15,000 (d) ₹15,400
  6. A and B together complete a task in 36 days; A alone takes 60 days. In how many days can B alone complete it?
    (a) 90 days (b) 85 days (c) 95 days (d) 80 days
  7. Two pipes fill a tank in 18 hours and 27 hours respectively. Working together, how long do they take?
    (a) 10.8 hours (b) 11 hours (c) 10 hours (d) 11.5 hours
  8. A bank's NPA rose from ₹200 crore to ₹280 crore. Find the percentage increase.
    (a) 40% (b) 35% (c) 30% (d) 45%
  9. Solve for x: 10(x − 5) = 6x + 2.
    (a) 13 (b) 12 (c) 14 (d) 11
  10. Find the area of a circle with radius 42 cm (use π = 22/7).
    (a) 5,544 sq cm (b) 5,500 sq cm (c) 5,600 sq cm (d) 5,400 sq cm
  11. The average of ten numbers is 50. If one number is excluded, the average becomes 48. Find the excluded number.
    (a) 68 (b) 66 (c) 70 (d) 64
  12. A sum doubles itself in 40 years at simple interest. Find the rate of interest.
    (a) 2.5% (b) 3% (c) 2% (d) 4%
  13. A shopkeeper marks an item 120% above cost price and gives a 40% discount. Find the net profit percentage.
    (a) 32% (b) 30% (c) 35% (d) 28%
  14. Three partners invest ₹70,000, ₹80,000, and ₹90,000 for one year. If total profit is ₹1,20,000, find the largest share.
    (a) ₹45,000 (b) ₹42,000 (c) ₹40,000 (d) ₹48,000
  15. Find the value of: (450 ÷ 25) × 6 + 35.
    (a) 143 (b) 140 (c) 145 (d) 138
  16. A boat's speed in still water is 26 km/h; stream speed is 4 km/h. Find the time to cover 88 km upstream.
    (a) 4 hours (b) 5 hours (c) 3.5 hours (d) 4.5 hours
  17. If the cost price of 30 articles equals the selling price of 24 articles, find the profit percentage.
    (a) 25% (b) 20% (c) 30% (d) 22%
  18. A sum becomes ₹27,000 in 2 years and ₹29,700 in 3 years at simple interest. Find the principal.
    (a) ₹21,600 (b) ₹21,000 (c) ₹22,000 (d) ₹21,300
  19. Find the missing number in the series: 300, 270, 242, 216, ?
    (a) 192 (b) 190 (c) 194 (d) 188
  20. A sum of ₹48,000 is divided between A and B such that A's share is 60% more than B's. Find B's share.
    (a) ₹18,461.54 (b) ₹18,000 (c) ₹19,000 (d) ₹17,500

Section C: English Language (Q41–60)

  1. Identify the error: "Each of the depositors have received a receipt." The correction is:
    (a) "have" should be "has" (b) "depositors" should be "depositor" (c) "received" should be "receive" (d) No error
  2. Choose the correct form: "If the branch ___ closed earlier, customers would have been informed."
    (a) is (b) were (c) had been (d) will be
  3. Fill in the blank: "The customer was charged ___ overdraft fees."
    (a) with (b) for (c) at (d) on
  4. Choose the synonym of "Meticulous."
    (a) Thorough (b) Careless (c) Hasty (d) Vague
  5. Choose the antonym of "Credit" (in accounting).
    (a) Debit (b) Balance (c) Deposit (d) Loan
  6. Fill in the blank: "He is well versed ___ tax regulations."
    (a) in (b) on (c) at (d) with
  7. Identify the error: "The board have finalised its decision on the merger."
    (a) "have" and "its" are inconsistent — should be "has" and "its" (b) "finalised" should be "finalise" (c) "decision" should be "decisions" (d) No error
  8. One-word substitution: "A person who assesses and inspects the value of property."
    (a) Valuer (b) Auditor (c) Broker (d) Trustee
  9. Choose the correctly spelled word.
    (a) Questionnaire (b) Questionaire (c) Questionnair (d) Quesionnaire
  10. Fill in the blank: "The bank is liable ___ any unauthorised transaction."
    (a) for (b) to (c) with (d) at
  11. Idiom: "To have deep pockets" means:
    (a) To have a lot of money (b) To be very generous (c) To be in debt (d) To be frugal
  12. Choose the correct sentence.
    (a) Each of the withdrawals is subject to a limit. (b) Each of the withdrawals are subject to a limit. (c) Each of withdrawals is subject to a limit. (d) Each of the withdrawal is subject to a limit.
  13. Fill in the blank: "The account was closed ___ the customer's request."
    (a) at (b) on (c) by (d) for
  14. Choose the antonym of "Surplus" (financial context).
    (a) Deficit (b) Excess (c) Abundance (d) Profit
  15. Identify the error: "The auditor don't approve of this method."
    (a) "don't" should be "doesn't" (b) "approve" should be "approves" (c) "method" should be "methods" (d) No error
  16. One-word substitution: "A person who invests in a business, sharing its risks and profits."
    (a) Partner (b) Auditor (c) Broker (d) Cashier
  17. Fill in the blank: "The bank is committed ___ excellent customer service."
    (a) to (b) for (c) with (d) at
  18. Choose the correct passive form: "The clerk processed the transaction."
    (a) The transaction was processed by the clerk. (b) The transaction processed by the clerk. (c) The transaction is processed by the clerk. (d) The transaction has processed by the clerk.
  19. Idiom: "To live from hand to mouth" means:
    (a) To live with barely enough money to survive (b) To live luxuriously (c) To save excessively (d) To invest wisely
  20. Choose the synonym of "Surplus."
    (a) Excess (b) Deficit (c) Shortfall (d) Loss

Section D: General Awareness & Banking (Q61–80)

  1. Which committee's recommendations led to the introduction of the Banking Ombudsman Scheme in India?
    (a) The RBI introduced it directly under powers granted by the Banking Regulation Act (b) The Narasimham Committee (c) The Khan Committee (d) The Chakravarty Committee
  2. What is the full form of CTS in cheque processing?
    (a) Cheque Truncation System (b) Cheque Transfer Service (c) Credit Transfer System (d) Cheque Transaction Standard
  3. Which institution regulates credit information companies like CIBIL in India?
    (a) The Reserve Bank of India (b) SEBI (c) IRDAI (d) NABARD
  4. The headquarters of the Financial Stability Board (FSB) is located in which city?
    (a) Basel (b) Geneva (c) Zurich (d) Bern
  5. Which scheme provides a government guarantee for collateral-free loans to small businesses in India?
    (a) Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) (b) Pradhan Mantri Jan Dhan Yojana (c) Atal Pension Yojana (d) Ayushman Bharat
  6. What does the term "open market operations" (OMO) refer to?
    (a) The buying and selling of government securities by the central bank to regulate money supply (b) A method of taxing high incomes (c) A stock market regulation (d) A method of currency printing
  7. Which is the apex institution for regulating and promoting micro, small, and medium enterprises' financing in India?
    (a) SIDBI (b) NABARD (c) EXIM Bank (d) LIC
  8. The term "current account deficit" refers to:
    (a) A situation where a country's imports of goods, services, and transfers exceed its exports (b) A bank's total deposits (c) A company's profit margin (d) A government's fiscal deficit
  9. Which financial institution primarily provides general insurance in the public sector in India?
    (a) The New India Assurance Company (among others in the public sector) (b) LIC (c) SIDBI (d) EXIM Bank
  10. What is the full form of NPCI?
    (a) National Payments Corporation of India (b) National Processing Council of India (c) National Payment Council of India (d) National Processing Corporation of India
  11. The term "reverse repo rate cut" typically leads to which of the following effects?
    (a) Banks earn less by parking funds with the RBI, encouraging more lending (b) Higher borrowing costs for banks (c) Currency depreciation only (d) No effect on the economy
  12. Which scheme targets financial security for girl children through a dedicated savings scheme in India?
    (a) Sukanya Samriddhi Yojana (b) Pradhan Mantri Mudra Yojana (c) Atal Pension Yojana (d) Ayushman Bharat
  13. What does the term "haircut" refer to in the context of loan recovery or bond restructuring?
    (a) The percentage reduction in the value of an asset when used as collateral or during a settlement (b) A bank's profit margin (c) A type of interest rate (d) A currency devaluation
  14. Which body regulates the activities of credit rating agencies operating in India?
    (a) SEBI (b) RBI (c) IRDAI (d) NABARD
  15. The term "recurring deposit" in banking refers to:
    (a) A deposit where a fixed sum is invested at regular intervals for a fixed period (b) A one-time lump sum deposit (c) A current account (d) A demat account
  16. What is the full form of BHIM, a digital payment app?
    (a) Bharat Interface for Money (b) Bharat Integrated Money (c) Bharat Interface for Mobile (d) Bharat Instant Money
  17. Which committee's report led to the establishment of the Banking Codes and Standards Board of India (BCSBI)?
    (a) The RBI-appointed committee on procedures and performance audit on public services (b) The Narasimham Committee (c) The Khan Committee (d) The Chakravarty Committee
  18. What does "AML" stand for in banking compliance?
    (a) Anti-Money Laundering (b) Automated Monetary Ledger (c) Asset Management Ledger (d) Automated Money Ledger
  19. Which is the regulatory body overseeing the depositories (like NSDL and CDSL) in India?
    (a) SEBI (b) RBI (c) IRDAI (d) NABARD
  20. What is the full form of FEMA, a law governing foreign exchange in India?
    (a) Foreign Exchange Management Act (b) Foreign Exchange Monetary Act (c) Financial Exchange Management Act (d) Foreign Economic Management Act

Section E: Computer Knowledge (Q81–100)

  1. Which unit of a computer is responsible for storing data temporarily during processing (a chip on the motherboard)?
    (a) RAM (b) Hard Disk (c) ROM (d) CD-ROM
  2. What does "CPU clock speed" typically measure?
    (a) The number of cycles per second the CPU can execute (b) The amount of storage available (c) The screen resolution (d) The internet speed
  3. Which of the following is a valid file extension for an executable program on Windows?
    (a) .exe (b) .jpg (c) .docx (d) .mp3
  4. What does "MB" stand for in computer storage?
    (a) Megabyte (b) Megabit (c) Main Byte (d) Managed Byte
  5. Which shortcut key is used to close the current window?
    (a) Alt+F4 (b) Ctrl+F4 (c) Ctrl+W only (d) Shift+F4
  6. What does "DHCP" stand for in networking?
    (a) Dynamic Host Configuration Protocol (b) Data Host Configuration Protocol (c) Dynamic Host Control Protocol (d) Data Host Control Protocol
  7. Which of the following best describes a "denial-of-service" (DoS) attack?
    (a) An attack that overwhelms a system with traffic, making it unavailable to users (b) Software that speeds up the computer (c) A type of hardware failure (d) A backup utility
  8. What does "IaaS" stand for in cloud computing?
    (a) Infrastructure as a Service (b) Internet as a Service (c) Information as a Service (d) Integration as a Service
  9. Which shortcut key is used to switch between open applications?
    (a) Alt+Tab (b) Ctrl+Tab (c) Shift+Tab (d) Ctrl+Alt+Tab
  10. What is "social engineering" in the context of cybersecurity?
    (a) Manipulating people into divulging confidential information (b) A type of network hardware (c) A backup utility (d) A programming language
  11. Which of these is primarily used for high-speed data transfer between a computer and external devices?
    (a) USB port (b) Power socket (c) VGA port only for data (d) Ethernet is the only option
  12. What does "TCP/IP" primarily enable?
    (a) Reliable communication and data transfer across networks, including the internet (b) Faster processing speed (c) Data encryption only (d) Screen resolution enhancement
  13. Which company originally developed the Unix operating system?
    (a) Bell Labs (AT&T) (b) Microsoft (c) Apple (d) IBM
  14. What is the full form of "SQL"?
    (a) Structured Query Language (b) System Query Language (c) Standard Query Language (d) Sequential Query Language
  15. Which device is used to physically connect a computer to a wired Ethernet network?
    (a) Network Interface Card (NIC) (b) Router only (c) Modem only (d) Hub only
  16. What does "biometric authentication" rely on?
    (a) Unique physical or behavioural characteristics of an individual (b) A memorised password (c) A physical token only (d) A one-time SMS code only
  17. Which of the following is a characteristic of "spam"?
    (a) Unsolicited, often bulk, electronic messages (b) A type of hardware (c) A backup utility (d) A programming language
  18. What is the function of a "compiler" in programming?
    (a) To translate source code written in a programming language into machine code (b) To store data permanently (c) To connect to the internet (d) To display output
  19. Which of the following is presentation software?
    (a) MS PowerPoint (b) MS Word (c) MS Excel (d) Adobe Photoshop
  20. What does "AI" commonly stand for in computing?
    (a) Artificial Intelligence (b) Automated Interface (c) Application Integration (d) Automated Information

Answer Key with Explanations

Section A:

1.(a) H is I's sister, and I is J's son, so H is J's aunt; since G is H's father, G is J's grandfather.

2.(a) Using the Pythagorean theorem: distance = √(7² + 24²) = √(49+576) = √625 = 25 km.

3.(a) Each letter shifts forward by one place in the alphabet, the same rule as MOUSE→NPVTF; applying it to TIGER gives UJHFS.

4.(a) Since E < F ≤ G < H, it follows directly that H > E.

5.(a) The gaps between letters increase: H to L is +4, L to Q is +5, Q to W is +6, so W to next is +7; W is the 23rd letter, +7 gives the 30th position, which wraps around the 26-letter alphabet to the 4th letter, D.

6.(a) Cannot be determined: the "some deposits" that are tax-saving may or may not include FDs specifically.

7.(a) With 17 floors, the middle floor is floor 9.

8.(a) Rank from the bottom = 75 − 30 + 1 = 46th.

9.(a) Each term follows ×2+1: 3×2+1=7, 7×2+1=15, 15×2+1=31, 31×2+1=63.

10.(a) Substituting the coded meanings and applying standard order of operations: 18 + 6 − (4 × 2) = 24 − 8 = 16.

11.(a) Arranging from the clues, the order is: P, Q, R, S, T, placing P at one end and T at the other.

12.(a) A is B's mother's daughter, meaning A is B's sister; since C is B's brother, A and C are siblings, making A C's sister.

13.(a) Each letter is coded by its position in the alphabet; applying the same code, MUMBAI is written as 13-21-13-2-1-9.

14.(a) Yes, this follows validly: all post office schemes are savings instruments, and no savings instruments are high-risk, so no post office scheme can be high-risk.

15.(a) Position from the right = 52 − 23 + 1 = 30th.

16.(a) Let B's present age be x and A's be 6x; five years ago, 6x−5 = 11(x−5), giving 6x−5 = 11x−55, so 5x = 50, x = 10; B's present age is 10 years.

17.(a) Each term follows ×2+1: 2×2+1=5, 5×2+1=11, 11×2+1=23, 23×2+1=47.

18.(a) Starting from West, turning 90° clockwise gives North, and a further 180° gives South.

19.(a) Each letter is coded by its position in the alphabet; applying the same code, MUMBAI is written as 13-21-13-2-1-9.

20.(a) Yes, this follows validly: all NBFCs are financial institutions, and all financial institutions are regulated, so all NBFCs must be regulated.

Section B:

21.(a) 81÷9+16×2−10 = 9+32−10 = 31.

22.(a) Interest earned = 36,400−28,000 = 8,400; rate = (8,400×100)/(28,000×3) = 10%.

23.(a) Let cost price be x; 0.78x+500 = 1.03x, giving 500 = 0.25x, so x = 2,000.

24.(a) Let the numbers be 8y and 13y; 8y+13y=168, so 21y=168, y=8; the larger number is 13×8=104.

25.(a) CI = 70,000×(1.1)²−70,000 = 70,000×1.21−70,000 = 84,700−70,000 = ₹14,700.

26.(a) Combined rate = 1/36; A's rate = 1/60; B's rate = 1/36−1/60 = 5/180−3/180 = 2/180 = 1/90; B alone takes 90 days.

27.(a) Combined rate = 1/18+1/27 = 3/54+2/54 = 5/54; time taken together = 54/5 = 10.8 hours.

28.(a) Increase = 280−200 = 80; percentage increase = (80/200)×100 = 40%.

29.(a) 10(x−5)=6x+2 → 10x−50=6x+2 → 4x=52 → x=13.

30.(a) Area = πr² = (22/7)×42×42 = 22×6×42 = 5,544 sq cm.

31.(a) Sum of ten numbers = 10×50=500; sum of remaining nine = 9×48=432; excluded number = 500−432=68.

32.(a) If a sum doubles in 40 years, the rate is 100%/40 = 2.5% per annum.

33.(a) Let cost price be 100; marked price=220; selling price after 40% discount = 220×0.60=132; profit percentage=32%.

34.(a) Total investment = 70,000+80,000+90,000=2,40,000; largest partner's share = (90,000/2,40,000)×1,20,000 = ₹45,000.

35.(a) (450÷25)×6+35 = 18×6+35 = 108+35 = 143.

36.(a) Upstream speed = 26−4=22 km/h; time = 88/22 = 4 hours.

37.(a) If the cost price of 30 articles equals the selling price of 24, the trader gains the value of 6 extra articles per 24 sold; profit percentage = (6/24)×100 = 25%.

38.(a) Interest for 1 year (year 2 to 3) = 29,700−27,000 = 2,700; interest for 2 years = 5,400; principal = 27,000−5,400 = ₹21,600.

39.(a) The differences between terms decrease: 300−270=30, 270−242=28, 242−216=26, so the next difference is 24, giving 216−24=192.

40.(a) Let B's share be x; A's share = 1.6x; x+1.6x=48,000, so 2.6x=48,000, x≈18,461.54.

Section C:

41.(a) Correct: "Each of the depositors has received a receipt" — "each" takes a singular verb.

42.(a) Correct: "If the branch had been closed earlier, customers would have been informed" — the third conditional requires the past perfect in the if-clause.

43.(a) "charged with overdraft fees" is correct.

44.(a) Meticulous means extremely careful and precise, matching "Thorough."

45.(a) Credit (in accounting) has "Debit" as its opposite entry type.

46.(a) "well versed in tax regulations" is correct.

47.(a) Correct: "The board has finalised its decision on the merger" — "board" as a single body takes "has."

48.(a) A person who assesses and inspects the value of property is a "Valuer."

49.(a) "Questionnaire" is the correctly spelled word, with double "n."

50.(a) "liable for any unauthorised transaction" is correct.

51.(a) "To have deep pockets" means to have a lot of money.

52.(a) Correct: "Each of the withdrawals is subject to a limit" — "each" takes a singular verb.

53.(a) "closed at the customer's request" is correct.

54.(a) Surplus means an excess amount; its antonym is "Deficit."

55.(a) Correct: "The auditor doesn't approve of this method" — third-person singular requires "doesn't."

56.(a) A person who invests in a business, sharing its risks and profits, is a "Partner."

57.(a) "committed to excellent customer service" is correct.

58.(a) Correct passive form: "The transaction was processed by the clerk."

59.(a) "To live from hand to mouth" means to live with barely enough money to survive.

60.(a) Surplus means an excess amount, matching "Excess."

Section D:

61.(a) The RBI introduced the Banking Ombudsman Scheme directly under powers granted by the Banking Regulation Act.

62.(a) CTS stands for Cheque Truncation System.

63.(a) The Reserve Bank of India regulates credit information companies like CIBIL.

64.(a) The Financial Stability Board is headquartered in Basel.

65.(a) CGTMSE provides a government guarantee for collateral-free loans to small businesses.

66.(a) Open market operations refer to the buying and selling of government securities by the central bank to regulate money supply.

67.(a) SIDBI is the apex institution for regulating and promoting MSME financing in India.

68.(a) A current account deficit occurs when a country's imports of goods, services, and transfers exceed its exports.

69.(a) The New India Assurance Company, among other public sector insurers, primarily provides general insurance in India.

70.(a) NPCI stands for National Payments Corporation of India.

71.(a) A reverse repo rate cut means banks earn less by parking funds with the RBI, encouraging more lending.

72.(a) The Sukanya Samriddhi Yojana targets financial security for girl children through a dedicated savings scheme.

73.(a) A "haircut" refers to the percentage reduction in the value of an asset when used as collateral or during a settlement.

74.(a) SEBI regulates the activities of credit rating agencies operating in India.

75.(a) A recurring deposit involves investing a fixed sum at regular intervals for a fixed period.

76.(a) BHIM stands for Bharat Interface for Money.

77.(a) An RBI-appointed committee on procedures and performance audit on public services led to the establishment of the BCSBI.

78.(a) AML stands for Anti-Money Laundering.

79.(a) SEBI oversees the depositories (like NSDL and CDSL) in India.

80.(a) FEMA stands for Foreign Exchange Management Act.

Section E:

81.(a) RAM stores data temporarily during processing, on a chip on the motherboard.

82.(a) CPU clock speed measures the number of cycles per second the CPU can execute.

83.(a) ".exe" is a valid file extension for an executable program on Windows.

84.(a) MB stands for Megabyte in computer storage.

85.(a) Alt+F4 is the shortcut key used to close the current window.

86.(a) DHCP stands for Dynamic Host Configuration Protocol.

87.(a) A denial-of-service (DoS) attack overwhelms a system with traffic, making it unavailable to users.

88.(a) IaaS stands for Infrastructure as a Service.

89.(a) Alt+Tab is the shortcut key used to switch between open applications.

90.(a) Social engineering involves manipulating people into divulging confidential information.

91.(a) A USB port is primarily used for high-speed data transfer between a computer and external devices.

92.(a) TCP/IP primarily enables reliable communication and data transfer across networks, including the internet.

93.(a) Bell Labs (AT&T) originally developed the Unix operating system.

94.(a) SQL stands for Structured Query Language.

95.(a) A Network Interface Card (NIC) is used to physically connect a computer to a wired Ethernet network.

96.(a) Biometric authentication relies on unique physical or behavioural characteristics of an individual.

97.(a) Spam refers to unsolicited, often bulk, electronic messages.

98.(a) A compiler translates source code written in a programming language into machine code.

99.(a) MS PowerPoint is presentation software.

100.(a) AI commonly stands for Artificial Intelligence.

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