Mock Test 9 — RBI Assistant Mains Pattern (100 MCQs)

This is a full-length practice test following the RBI Assistant Mains pattern, scaled to 100 questions across five sections (20 questions each): Reasoning Ability, Numerical Ability, English Language, General Awareness & Banking, and Computer Knowledge.

Section A: Reasoning Ability (Q1–20)

1. If K is L's mother, L is M's brother, and M is N's daughter, then K is N's:
   (a) Grandmother (b) Aunt (c) Mother (d) Sister
2. A man walks 15 km north, then turns right and walks 8 km. How far is he from his starting point?
   (a) 17 km (b) 15 km (c) 23 km (d) 7 km
3. If in a code, RIVER is written as SJWFS, how is CAMEL written using the same rule?
   (a) DBNFM (b) DBNFN (c) DANFM (d) CBNFM
4. Given: N ≤ O < P ≤ Q. Which of the following must be true?
   (a) Q ≥ N (b) N > Q (c) O > Q (d) P < N
5. In the letter series I, M, R, X, ?, what is the next letter (gaps +4,+5,+6, next +7)?
   (a) E (b) D (c) F (d) C
6. Statements: All PPF accounts are savings instruments. Some savings instruments earn tax-free interest. Conclusion: Some PPF accounts earn tax-free interest. Does this follow?
   (a) Cannot be determined (b) Yes, it follows validly (c) No (d) Both conclusions follow
7. In a floor-based puzzle with 19 floors, a person lives exactly in the middle. Which floor is this?
   (a) 10 (b) 9 (c) 11 (d) 8
8. A candidate ranks 33rd from the top in a group of 80. What is their rank from the bottom?
   (a) 48th (b) 47th (c) 49th (d) 46th
9. In the number series 5, 9, 17, 33, ?, what is the pattern and next term?
   (a) 65 (b) 64 (c) 66 (d) 63
10. If "D" means "add," "E" means "subtract," and "F" means "multiply," evaluate using standard order of operations: 22 D 7 E 5 F 2.
    (a) 19 (b) 21 (c) 17 (d) 23
11. Five people sit in a row: U is at one end, V is between U and W, W is between V and X, and X is to the immediate left of Y. Who is at the other end?
    (a) Y (b) X (c) W (d) V
12. A is the son of B's mother. C is B's sister. How is A related to C?
    (a) Brother (b) Cousin (c) Uncle (d) Nephew
13. In a code, TABLE is written as UBCMF. How is CHAIR written using the same rule?
    (a) DIBJS (b) DIBJT (c) DIBIS (d) EIBJS
14. Statements: All debit cards are payment instruments. No payment instruments are risk-free. Conclusion: No debit card is risk-free. Does this follow?
    (a) Yes, it follows validly (b) No (c) Cannot be determined (d) Only partially
15. In a row of 56 people, Rakesh is 25th from the left. What is his position from the right?
    (a) 32nd (b) 33rd (c) 31st (d) 34th
16. A is seven times as old as B. Five years ago, A was twelve times as old as B. Find B's present age.
    (a) 11 (b) 10 (c) 12 (d) 9
17. Find the missing number: 4, 9, 19, 39, ?
    (a) 79 (b) 78 (c) 80 (d) 77
18. A is facing east. He turns 90° anticlockwise, then 90° anticlockwise again. Which direction is he facing now?
    (a) West (b) North (c) South (d) East
19. In a code, MANGO is coded as 13-1-14-7-15. How is APPLE coded using the same rule?
    (a) 1-16-16-12-5 (b) 1-16-16-5-12 (c) 1-15-16-12-5 (d) 2-16-16-12-5
20. Statements: All commercial papers are short-term instruments. All short-term instruments mature within a year. Conclusion: All commercial papers mature within a year. Does this follow?
    (a) Yes, it follows validly (b) No (c) Cannot be determined (d) Only partially

Section B: Numerical Ability (Q21–40)

21. Simplify: 96 ÷ 12 + 18 × 2 − 11.
    (a) 33 (b) 35 (c) 31 (d) 37
22. A sum of ₹32,000 amounts to ₹41,600 in 3 years at simple interest. Find the rate of interest per annum.
    (a) 10% (b) 8% (c) 12% (d) 9%
23. A trader sells an item at a 25% loss. If he had sold it for ₹600 more, he would have gained 5%. Find the cost price.
    (a) ₹2,000 (b) ₹1,800 (c) ₹1,900 (d) ₹2,100
24. The ratio of two numbers is 9:14. If their sum is 184, find the larger number.
    (a) 112 (b) 100 (c) 120 (d) 96
25. Find the compound interest on ₹80,000 at 5% per annum for 2 years, compounded annually.
    (a) ₹8,200 (b) ₹8,000 (c) ₹8,400 (d) ₹8,600
26. A and B together complete a task in 40 days; A alone takes 70 days. In how many days can B alone complete it?
    (a) 93.33 days (b) 90 days (c) 95 days (d) 88 days
27. Two pipes fill a tank in 20 hours and 30 hours respectively. Working together, how long do they take?
    (a) 12 hours (b) 13 hours (c) 11 hours (d) 12.5 hours
28. A bank's NPA rose from ₹150 crore to ₹210 crore. Find the percentage increase.
    (a) 40% (b) 35% (c) 30% (d) 45%
29. Solve for x: 11(x − 6) = 7x + 2.
    (a) 17 (b) 16 (c) 18 (d) 15
30. Find the area of a circle with radius 49 cm (use π = 22/7).
    (a) 7,546 sq cm (b) 7,500 sq cm (c) 7,600 sq cm (d) 7,400 sq cm
31. The average of eleven numbers is 55. If one number is excluded, the average becomes 53. Find the excluded number.
    (a) 75 (b) 73 (c) 77 (d) 71
32. A sum doubles itself in 50 years at simple interest. Find the rate of interest.
    (a) 2% (b) 2.5% (c) 1.5% (d) 3%
33. A shopkeeper marks an item 150% above cost price and gives a 45% discount. Find the net profit percentage.
    (a) 37.5% (b) 35% (c) 40% (d) 33%
34. Three partners invest ₹80,000, ₹90,000, and ₹1,00,000 for one year. If total profit is ₹1,35,000, find the largest share.
    (a) ₹50,000 (b) ₹48,000 (c) ₹45,000 (d) ₹52,000
35. Find the value of: (625 ÷ 25) × 4 + 40.
    (a) 140 (b) 135 (c) 145 (d) 130
36. A boat's speed in still water is 30 km/h; stream speed is 6 km/h. Find the time to cover 108 km downstream.
    (a) 3 hours (b) 4 hours (c) 3.5 hours (d) 4.5 hours
37. If the cost price of 35 articles equals the selling price of 28 articles, find the profit percentage.
    (a) 25% (b) 20% (c) 30% (d) 22%
38. A sum becomes ₹31,500 in 2 years and ₹34,650 in 3 years at simple interest. Find the principal.
    (a) ₹25,200 (b) ₹25,000 (c) ₹24,500 (d) ₹25,500
39. Find the missing number in the series: 350, 315, 282, 251, ?
    (a) 222 (b) 220 (c) 224 (d) 218
40. A sum of ₹56,000 is divided between A and B such that A's share is 80% more than B's. Find B's share.
    (a) ₹20,000 (b) ₹19,500 (c) ₹19,000 (d) ₹20,500

Section C: English Language (Q41–60)

41. Identify the error: "Each of the borrowers have signed the agreement." The correction is:
    (a) "have" should be "has" (b) "borrowers" should be "borrower" (c) "signed" should be "sign" (d) No error
42. Choose the correct form: "If the auditor ___ the discrepancy, it would have been resolved."
    (a) noticed (b) notices (c) had noticed (d) will notice
43. Fill in the blank: "The manager was satisfied ___ the report."
    (a) with (b) for (c) at (d) on
44. Choose the synonym of "Diligent."
    (a) Hardworking (b) Lazy (c) Careless (d) Indifferent
45. Choose the antonym of "Solvent."
    (a) Insolvent (b) Stable (c) Wealthy (d) Secure
46. Fill in the blank: "He is skilled ___ negotiating contracts."
    (a) in (b) on (c) at (d) with
47. Identify the error: "The management have approved its new policy."
    (a) "have" and "its" are inconsistent — should be "has" and "its" (b) "approved" should be "approve" (c) "policy" should be "policies" (d) No error
48. One-word substitution: "A person who inherits property or a title."
    (a) Heir (b) Trustee (c) Beneficiary (d) Executor
49. Choose the correctly spelled word.
    (a) Definitely (b) Definately (c) Definitly (d) Deffinitely
50. Fill in the blank: "The refund was processed ___ the customer's account."
    (a) to (b) at (c) on (d) for
51. Idiom: "To keep the wolf from the door" means:
    (a) To have enough money to avoid poverty or hunger (b) To spend lavishly (c) To invest in real estate (d) To take a large loan
52. Choose the correct sentence.
    (a) Each of the statements is accurate. (b) Each of the statements are accurate. (c) Each of statements is accurate. (d) Each of the statement is accurate.
53. Fill in the blank: "The bank levied a fine ___ the late payment."
    (a) for (b) with (c) at (d) on
54. Choose the antonym of "Asset."
    (a) Liability (b) Property (c) Investment (d) Resource
55. Identify the error: "The advisor don't recommend this scheme."
    (a) "don't" should be "doesn't" (b) "recommend" should be "recommends" (c) "scheme" should be "schemes" (d) No error
56. One-word substitution: "A person who acts on behalf of another in financial or legal matters."
    (a) Agent (b) Auditor (c) Broker (d) Cashier
57. Fill in the blank: "The employee is answerable ___ the branch manager."
    (a) to (b) for (c) with (d) at
58. Choose the correct passive form: "The bank issued a new chequebook."
    (a) A new chequebook was issued by the bank. (b) A new chequebook issued by the bank. (c) A new chequebook is issued by the bank. (d) A new chequebook has issued by the bank.
59. Idiom: "To bring home the bacon" means:
    (a) To earn a living, especially to provide for one's family (b) To waste money (c) To go bankrupt (d) To retire early
60. Choose the synonym of "Asset."
    (a) Resource (b) Liability (c) Debt (d) Loss

Section D: General Awareness & Banking (Q61–80)

61. Which committee's recommendations led to the introduction of the concept of "universal banking" in India?
    (a) The Khan Working Group (b) The Narasimham Committee (c) The Rangarajan Committee (d) The Chakravarty Committee
62. What is the full form of ASBA in the context of IPO applications?
    (a) Applications Supported by Blocked Amount (b) Automated System for Bank Applications (c) Application Settlement by Bank Authority (d) Automated Settlement for Blocked Applications
63. Which institution primarily regulates the activities of foreign portfolio investors in India?
    (a) SEBI (b) RBI (c) IRDAI (d) NABARD
64. The headquarters of the Bank for International Settlements (BIS) is located in which city?
    (a) Basel (b) Geneva (c) Zurich (d) Bern
65. Which scheme provides collateral-free credit to street vendors in India?
    (a) PM SVANidhi (b) Pradhan Mantri Jan Dhan Yojana (c) Atal Pension Yojana (d) Ayushman Bharat
66. What does the term "currency swap" refer to in international finance?
    (a) An agreement to exchange principal and interest payments in different currencies (b) A method of taxing high incomes (c) A stock market regulation (d) A method of currency printing
67. Which is the apex institution for regulating cooperative credit societies at the national level in India (alongside RBI/NABARD oversight)?
    (a) The National Federation of State Cooperative Banks (b) SIDBI (c) EXIM Bank (d) LIC
68. The term "trade deficit" refers to:
    (a) A situation where a country's imports exceed its exports in value (b) A bank's total deposits (c) A company's profit margin (d) A government's fiscal deficit
69. Which financial institution primarily provides refinancing for housing finance companies in India?
    (a) National Housing Bank (b) NABARD (c) SIDBI (d) LIC
70. What is the full form of RuPay, India's domestic card payment network?
    (a) RuPay is a portmanteau of "Rupee" and "Payment," not a strict acronym (b) Rural Payment Network (c) Rupee Payment Application (d) Regional Union Payment
71. The term "yield curve" in finance typically plots:
    (a) Interest rates against different maturities of debt (b) Stock prices over time (c) Inflation against GDP (d) Currency exchange rates over time
72. Which scheme provides crop insurance to farmers in India?
    (a) Pradhan Mantri Fasal Bima Yojana (b) Pradhan Mantri Mudra Yojana (c) Atal Pension Yojana (d) Ayushman Bharat
73. What does the term "moratorium" refer to in the context of a loan?
    (a) A temporary suspension of an obligation, such as loan repayment (b) A bank's total profit (c) A stock market crash (d) A currency devaluation
74. Which body regulates the activities of payment system operators in India?
    (a) The Reserve Bank of India (b) SEBI (c) IRDAI (d) NABARD
75. The term "overdraft" in banking refers to:
    (a) A facility allowing account holders to withdraw more money than their account balance, up to a limit (b) A savings account with no restrictions (c) A fixed deposit (d) A demat account
76. What is the full form of e-KYC?
    (a) Electronic Know Your Customer (b) Enhanced Know Your Customer (c) Electronic Key Customer verification (d) Enhanced Key Customer verification
77. Which committee's recommendations led to the concept of priority sector lending targets for banks in India?
    (a) A committee constituted by the RBI in the late 1960s that formalised the priority sector lending framework (b) The Narasimham Committee (c) The Khan Committee (d) The Chakravarty Committee
78. What does "LTV ratio" stand for in home loan contexts?
    (a) Loan-to-Value ratio (b) Long-Term Value ratio (c) Loan-to-Volume ratio (d) Long-Term Volume ratio
79. Which is the regulatory body overseeing the activities of merchant bankers in India?
    (a) SEBI (b) RBI (c) IRDAI (d) NABARD
80. What is the full form of MSME?
    (a) Micro, Small, and Medium Enterprises (b) Major Small and Medium Enterprises (c) Micro Sector for Medium Enterprises (d) Medium Sector for Micro Enterprises

Section E: Computer Knowledge (Q81–100)

81. Which component of a computer is responsible for displaying visual output?
    (a) Monitor (b) Keyboard (c) Mouse (d) Printer
82. What does "DPI" stand for in the context of printers and scanners?
    (a) Dots Per Inch (b) Data Per Instruction (c) Digital Print Index (d) Display Pixel Index
83. Which of the following is a valid file extension for an audio file?
    (a) .mp3 (b) .exe (c) .docx (d) .jpg
84. What does "KB" stand for in computer storage?
    (a) Kilobyte (b) Kilobit (c) Key Byte (d) Known Byte
85. Which shortcut key is used to redo the last undone action?
    (a) Ctrl+Y (b) Ctrl+Z (c) Ctrl+X (d) Ctrl+U
86. What does "VoIP" stand for?
    (a) Voice over Internet Protocol (b) Video over Internet Protocol (c) Voice over Internal Protocol (d) Video over Internal Protocol
87. Which of the following best describes a "logic bomb"?
    (a) Malicious code that triggers a harmful action when specific conditions are met (b) Software that speeds up the computer (c) A type of hardware component (d) A backup utility
88. What does "DBMS" stand for?
    (a) Database Management System (b) Data Backup Management System (c) Digital Base Management System (d) Data Block Management System
89. Which shortcut key is used to move to the beginning of a document?
    (a) Ctrl+Home (b) Ctrl+End (c) Ctrl+Start (d) Ctrl+Top
90. What is "two-factor authentication" designed to do?
    (a) Add an extra layer of security by requiring two forms of verification (b) Speed up login processes (c) Reduce password length requirements (d) Eliminate the need for passwords entirely
91. Which of these is primarily an output device used for producing hard copies of documents?
    (a) Printer (b) Keyboard (c) Mouse (d) Scanner
92. What does "Bluetooth" primarily enable?
    (a) Short-range wireless communication between devices (b) Long-range internet access (c) Data encryption (d) Screen resolution enhancement
93. Which company developed the first widely used web browser, Mosaic (a precursor to Netscape)?
    (a) The National Center for Supercomputing Applications (NCSA) (b) Microsoft (c) Apple (d) IBM
94. What is the full form of "RAID" in storage systems?
    (a) Redundant Array of Independent Disks (b) Rapid Access Interface Device (c) Redundant Access Information Disk (d) Rapid Array of Interface Disks
95. Which device is used to convert analogue signals to digital form for computer input, such as in scanning images?
    (a) Scanner (b) Router (c) Modem (d) Hub
96. What does "OTP-based authentication" primarily aim to prevent?
    (a) Unauthorised access through stolen static passwords alone (b) Slow internet speeds (c) Hardware failures (d) File corruption
97. Which of the following is a characteristic of "brute force attack"?
    (a) Systematically trying all possible password combinations to gain access (b) Speeding up the computer (c) A type of hardware (d) A backup utility
98. What is the function of an "interpreter" in programming, as distinct from a compiler?
    (a) It translates and executes code line by line rather than all at once (b) It stores data permanently (c) It connects to the internet (d) It displays output only
99. Which of the following is a note-taking or word-processing application?
    (a) MS Word (b) MS Excel (c) MS PowerPoint (d) Adobe Photoshop
100. What does "IoT device" typically refer to?
     (a) A physical object embedded with sensors and connected to the internet (b) A type of software only (c) A programming language (d) A type of currency

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Answer Key with Explanations

Section A:

1.(a) L is M's brother, and M is N's daughter, so L is N's uncle; since K is L's mother, K is N's grandmother.

2.(a) Using the Pythagorean theorem: distance = √(15² + 8²) = √(225+64) = √289 = 17 km.

3.(a) Each letter shifts forward by one place in the alphabet, the same rule as RIVER→SJWFS; applying it to CAMEL gives DBNFM.

4.(a) Since N ≤ O < P ≤ Q, it follows directly that Q ≥ N.

5.(a) The gaps between letters increase: I to M is +4, M to R is +5, R to X is +6, so X to next is +7; X is the 24th letter, +7 gives the 31st position, which wraps around the 26-letter alphabet to the 5th letter, E.

6.(a) Cannot be determined: the "some savings instruments" that earn tax-free interest may or may not include PPF accounts specifically.

7.(a) With 19 floors, the middle floor is floor 10.

8.(a) Rank from the bottom = 80 − 33 + 1 = 48th.

9.(a) Each term follows ×2−1: 5×2−1=9, 9×2−1=17, 17×2−1=33, 33×2−1=65.

10.(a) Substituting the coded meanings and applying standard order of operations: 22 + 7 − (5 × 2) = 29 − 10 = 19.

11.(a) Arranging from the clues, the order is: U, V, W, X, Y, placing U at one end and Y at the other.

12.(a) A is B's mother's son, meaning A is B's brother; since C is B's sister, A and C are siblings, making A C's brother.

13.(a) Each letter shifts forward by one place in the alphabet, the same rule as TABLE→UBCMF; applying it to CHAIR gives DIBJS.

14.(a) Yes, this follows validly: all debit cards are payment instruments, and no payment instruments are risk-free, so no debit card can be risk-free.

15.(a) Position from the right = 56 − 25 + 1 = 32nd.

16.(a) Let B's present age be x and A's be 7x; five years ago, 7x−5 = 12(x−5), giving 7x−5 = 12x−60, so 5x=55, x=11; B's present age is 11 years.

17.(a) Each term follows ×2+1: 4×2+1=9, 9×2+1=19, 19×2+1=39, 39×2+1=79.

18.(a) Starting from East, turning 90° anticlockwise gives North, and a further 90° anticlockwise gives West.

19.(a) Each letter is coded by its position in the alphabet; applying the same code, APPLE is written as 1-16-16-12-5.

20.(a) Yes, this follows validly: all commercial papers are short-term instruments, and all short-term instruments mature within a year, so all commercial papers must mature within a year.

Section B:

21.(a) 96÷12+18×2−11 = 8+36−11 = 33.

22.(a) Interest earned = 41,600−32,000 = 9,600; rate = (9,600×100)/(32,000×3) = 10%.

23.(a) Let cost price be x; 0.75x+600 = 1.05x, giving 600 = 0.30x, so x = 2,000.

24.(a) Let the numbers be 9y and 14y; 9y+14y=184, so 23y=184, y=8; the larger number is 14×8=112.

25.(a) CI = 80,000×(1.05)²−80,000 = 80,000×1.1025−80,000 = 88,200−80,000 = ₹8,200.

26.(a) Combined rate = 1/40; A's rate = 1/70; B's rate = 1/40−1/70 = 7/280−4/280 = 3/280; B alone takes 280/3 ≈ 93.33 days.

27.(a) Combined rate = 1/20+1/30 = 3/60+2/60 = 5/60 = 1/12; time taken together = 12 hours.

28.(a) Increase = 210−150 = 60; percentage increase = (60/150)×100 = 40%.

29.(a) 11(x−6)=7x+2 → 11x−66=7x+2 → 4x=68 → x=17.

30.(a) Area = πr² = (22/7)×49×49 = 22×7×49 = 7,546 sq cm.

31.(a) Sum of eleven numbers = 11×55=605; sum of remaining ten = 10×53=530; excluded number = 605−530=75.

32.(a) If a sum doubles in 50 years, the rate is 100%/50 = 2% per annum.

33.(a) Let cost price be 100; marked price=250; selling price after 45% discount = 250×0.55=137.5; profit percentage=37.5%.

34.(a) Total investment = 80,000+90,000+1,00,000=2,70,000; largest partner's share = (1,00,000/2,70,000)×1,35,000 = ₹50,000.

35.(a) (625÷25)×4+40 = 25×4+40 = 100+40 = 140.

36.(a) Downstream speed = 30+6=36 km/h; time = 108/36 = 3 hours.

37.(a) If the cost price of 35 articles equals the selling price of 28, the trader gains the value of 7 extra articles per 28 sold; profit percentage = (7/28)×100 = 25%.

38.(a) Interest for 1 year (year 2 to 3) = 34,650−31,500 = 3,150; interest for 2 years = 6,300; principal = 31,500−6,300 = ₹25,200.

39.(a) The differences between terms decrease: 350−315=35, 315−282=33, 282−251=31, so the next difference is 29, giving 251−29=222.

40.(a) Let B's share be x; A's share = 1.8x; x+1.8x=56,000, so 2.8x=56,000, x=20,000.

Section C:

41.(a) Correct: "Each of the borrowers has signed the agreement" — "each" takes a singular verb.

42.(a) Correct: "If the auditor had noticed the discrepancy, it would have been resolved" — the third conditional requires the past perfect in the if-clause.

43.(a) "satisfied with the report" is correct.

44.(a) Diligent means showing care in one's work, matching "Hardworking."

45.(a) Solvent means able to pay debts; its antonym is "Insolvent."

46.(a) "skilled in negotiating contracts" is correct.

47.(a) Correct: "The management has approved its new policy" — "management" as a single body takes "has."

48.(a) A person who inherits property or a title is an "Heir."

49.(a) "Definitely" is the correctly spelled word.

50.(a) "processed to the customer's account" is correct.

51.(a) "To keep the wolf from the door" means to have enough money to avoid poverty or hunger.

52.(a) Correct: "Each of the statements is accurate" — "each" takes a singular verb.

53.(a) "levied a fine for the late payment" is correct.

54.(a) Asset means a valuable resource; its antonym is "Liability."

55.(a) Correct: "The advisor doesn't recommend this scheme" — third-person singular requires "doesn't."

56.(a) A person who acts on behalf of another in financial or legal matters is an "Agent."

57.(a) "answerable to the branch manager" is correct.

58.(a) Correct passive form: "A new chequebook was issued by the bank."

59.(a) "To bring home the bacon" means to earn a living, especially to provide for one's family.

60.(a) Asset means a valuable resource, matching "Resource."

Section D:

61.(a) The Khan Working Group's recommendations contributed to the concept of universal banking in India.

62.(a) ASBA stands for Applications Supported by Blocked Amount.

63.(a) SEBI primarily regulates the activities of foreign portfolio investors in India.

64.(a) The Bank for International Settlements is headquartered in Basel.

65.(a) PM SVANidhi provides collateral-free credit to street vendors in India.

66.(a) A currency swap is an agreement to exchange principal and interest payments in different currencies.

67.(a) The National Federation of State Cooperative Banks is the apex body for cooperative credit societies at the national level.

68.(a) A trade deficit occurs when a country's imports exceed its exports in value.

69.(a) The National Housing Bank primarily provides refinancing for housing finance companies in India.

70.(a) RuPay is a portmanteau of "Rupee" and "Payment" rather than a strict acronym.

71.(a) A yield curve plots interest rates against different maturities of debt.

72.(a) The Pradhan Mantri Fasal Bima Yojana provides crop insurance to farmers in India.

73.(a) A moratorium is a temporary suspension of an obligation, such as loan repayment.

74.(a) The Reserve Bank of India regulates the activities of payment system operators in India.

75.(a) An overdraft allows account holders to withdraw more money than their account balance, up to a limit.

76.(a) e-KYC stands for Electronic Know Your Customer.

77.(a) A committee constituted by the RBI in the late 1960s formalised the priority sector lending framework.

78.(a) LTV ratio stands for Loan-to-Value ratio.

79.(a) SEBI oversees the activities of merchant bankers in India.

80.(a) MSME stands for Micro, Small, and Medium Enterprises.

Section E:

81.(a) A monitor is responsible for displaying visual output.

82.(a) DPI stands for Dots Per Inch.

83.(a) ".mp3" is a valid file extension for an audio file.

84.(a) KB stands for Kilobyte in computer storage.

85.(a) Ctrl+Y is the shortcut key used to redo the last undone action.

86.(a) VoIP stands for Voice over Internet Protocol.

87.(a) A logic bomb is malicious code that triggers a harmful action when specific conditions are met.

88.(a) DBMS stands for Database Management System.

89.(a) Ctrl+Home is the shortcut key used to move to the beginning of a document.

90.(a) Two-factor authentication adds an extra layer of security by requiring two forms of verification.

91.(a) A printer is primarily an output device used for producing hard copies of documents.

92.(a) Bluetooth primarily enables short-range wireless communication between devices.

93.(a) The National Center for Supercomputing Applications (NCSA) developed the Mosaic web browser.

94.(a) RAID stands for Redundant Array of Independent Disks.

95.(a) A scanner converts analogue signals (like images) to digital form for computer input.

96.(a) OTP-based authentication primarily aims to prevent unauthorised access through stolen static passwords alone.

97.(a) A brute force attack systematically tries all possible password combinations to gain access.

98.(a) An interpreter translates and executes code line by line, rather than all at once like a compiler.

99.(a) MS Word is a word-processing application.

100.(a) An IoT device is a physical object embedded with sensors and connected to the internet.