Mock Test 10 — RBI Assistant Mains Pattern (100 MCQs)

This is a full-length practice test following the RBI Assistant Mains pattern, scaled to 100 questions across five sections (20 questions each): Reasoning Ability, Numerical Ability, English Language, General Awareness & Banking, and Computer Knowledge.

Section A: Reasoning Ability (Q1–20)

1. If Q is R's father, R is S's sister, and S is T's son, then Q is T's:
   (a) Grandfather (b) Uncle (c) Father (d) Brother
2. A man walks 20 km south, then turns right and walks 21 km. How far is he from his starting point?
   (a) 29 km (b) 21 km (c) 41 km (d) 1 km
3. If in a code, HOUSE is written as IPVTF, how is FRIEND written using the same rule?
   (a) GSJFOE (b) GSJFOD (c) GSIFOE (d) FSJFOE
4. Given: R < S ≤ T < U. Which of the following must be true?
   (a) U > R (b) R > U (c) S > U (d) T < R
5. In the letter series J, N, S, Y, ?, what is the next letter (gaps +4,+5,+6, next +7)?
   (a) F (b) E (c) G (d) D
6. Statements: All SIPs are investment methods. Some investment methods are for equity mutual funds. Conclusion: Some SIPs are for equity mutual funds. Does this follow?
   (a) Cannot be determined (b) Yes, it follows validly (c) No (d) Both conclusions follow
7. In a floor-based puzzle with 21 floors, a person lives exactly in the middle. Which floor is this?
   (a) 11 (b) 10 (c) 12 (d) 9
8. A candidate ranks 37th from the top in a group of 90. What is their rank from the bottom?
   (a) 54th (b) 53rd (c) 55th (d) 52nd
9. In the number series 6, 11, 21, 41, ?, what is the pattern and next term?
   (a) 81 (b) 80 (c) 82 (d) 79
10. If "G" means "add," "H" means "subtract," and "I" means "multiply," evaluate using standard order of operations: 25 G 9 H 6 I 3.
    (a) 16 (b) 18 (c) 14 (d) 20
11. Five people sit in a row: A is at one end, B is between A and C, C is between B and D, and D is to the immediate left of E. Who is at the other end?
    (a) E (b) D (c) C (d) B
12. A is the son of B's father. C is B's sister. How is A related to C?
    (a) Brother (b) Cousin (c) Uncle (d) Nephew
13. In a code, MONEY is coded as NPOFZ. How is BANKS coded using the same rule?
    (a) CBOLT (b) CBOLU (c) CBPLT (d) BCOLT
14. Statements: All recurring deposits are savings products. No savings products are stock market linked. Conclusion: No recurring deposit is stock market linked. Does this follow?
    (a) Yes, it follows validly (b) No (c) Cannot be determined (d) Only partially
15. In a row of 60 people, Vivek is 27th from the left. What is his position from the right?
    (a) 34th (b) 35th (c) 33rd (d) 36th
16. A is eight times as old as B. Six years ago, A was fifteen times as old as B. Find B's present age.
    (a) 12 (b) 11 (c) 13 (d) 10
17. Find the missing number: 3, 7, 15, 31, ?
    (a) 63 (b) 62 (c) 64 (d) 61
18. A is facing south-east. He turns 90° clockwise, then 90° clockwise again. Which direction is he facing now?
    (a) North-East (b) North-West (c) South-West (d) South-East
19. In a code, BOOK is coded as 2-15-15-11. How is DOOR coded using the same rule?
    (a) 4-15-15-18 (b) 4-15-15-19 (c) 4-14-15-18 (d) 3-15-15-18
20. Statements: All floating rate loans are loan products. All loan products carry an interest rate. Conclusion: All floating rate loans carry an interest rate. Does this follow?
    (a) Yes, it follows validly (b) No (c) Cannot be determined (d) Only partially

Section B: Numerical Ability (Q21–40)

21. Simplify: 108 ÷ 12 + 20 × 2 − 12.
    (a) 37 (b) 39 (c) 35 (d) 41
22. A sum of ₹35,000 amounts to ₹45,500 in 3 years at simple interest. Find the rate of interest per annum.
    (a) 10% (b) 8% (c) 12% (d) 9%
23. A trader sells an item at a 28% loss. If he had sold it for ₹720 more, he would have gained 2%. Find the cost price.
    (a) ₹2,400 (b) ₹2,200 (c) ₹2,500 (d) ₹2,600
24. The ratio of two numbers is 10:17. If their sum is 216, find the larger number.
    (a) 136 (b) 120 (c) 144 (d) 112
25. Find the compound interest on ₹90,000 at 8% per annum for 2 years, compounded annually.
    (a) ₹14,976 (b) ₹14,500 (c) ₹15,000 (d) ₹15,400
26. A and B together complete a task in 45 days; A alone takes 80 days. In how many days can B alone complete it?
    (a) 102.86 days (b) 100 days (c) 105 days (d) 98 days
27. Two pipes fill a tank in 24 hours and 36 hours respectively. Working together, how long do they take?
    (a) 14.4 hours (b) 15 hours (c) 14 hours (d) 15.5 hours
28. A bank's NPA rose from ₹120 crore to ₹174 crore. Find the percentage increase.
    (a) 45% (b) 40% (c) 35% (d) 50%
29. Solve for x: 12(x − 7) = 8x + 4.
    (a) 22 (b) 21 (c) 23 (d) 20
30. Find the area of a circle with radius 56 cm (use π = 22/7).
    (a) 9,856 sq cm (b) 9,800 sq cm (c) 9,900 sq cm (d) 9,700 sq cm
31. The average of twelve numbers is 60. If one number is excluded, the average becomes 58. Find the excluded number.
    (a) 82 (b) 80 (c) 84 (d) 78
32. A sum doubles itself in 4 years at simple interest. Find the rate of interest.
    (a) 25% (b) 20% (c) 30% (d) 22%
33. A shopkeeper marks an item 200% above cost price and gives a 50% discount. Find the net profit percentage.
    (a) 50% (b) 45% (c) 55% (d) 40%
34. Three partners invest ₹90,000, ₹1,00,000, and ₹1,10,000 for one year. If total profit is ₹1,50,000, find the largest share.
    (a) ₹55,000 (b) ₹52,000 (c) ₹50,000 (d) ₹58,000
35. Find the value of: (800 ÷ 40) × 5 + 45.
    (a) 145 (b) 140 (c) 150 (d) 135
36. A boat's speed in still water is 35 km/h; stream speed is 5 km/h. Find the time to cover 120 km upstream.
    (a) 4 hours (b) 3 hours (c) 5 hours (d) 3.5 hours
37. If the cost price of 40 articles equals the selling price of 32 articles, find the profit percentage.
    (a) 25% (b) 20% (c) 30% (d) 22%
38. A sum becomes ₹36,000 in 2 years and ₹39,600 in 3 years at simple interest. Find the principal.
    (a) ₹28,800 (b) ₹28,500 (c) ₹28,000 (d) ₹29,000
39. Find the missing number in the series: 400, 360, 322, 286, ?
    (a) 252 (b) 250 (c) 254 (d) 248
40. A sum of ₹66,000 is divided between A and B such that A's share is 100% more than B's. Find B's share.
    (a) ₹22,000 (b) ₹21,000 (c) ₹23,000 (d) ₹20,000

Section C: English Language (Q41–60)

41. Identify the error: "Each of the guarantors have signed the surety bond." The correction is:
    (a) "have" should be "has" (b) "guarantors" should be "guarantor" (c) "signed" should be "sign" (d) No error
42. Choose the correct form: "If the interest rate ___ raised, inflation might have been controlled sooner."
    (a) is (b) was (c) had been (d) will be
43. Fill in the blank: "The applicant was informed ___ the rejection."
    (a) of (b) with (c) at (d) on
44. Choose the synonym of "Prudent."
    (a) Wise (b) Reckless (c) Careless (d) Impulsive
45. Choose the antonym of "Debit."
    (a) Credit (b) Withdrawal (c) Expense (d) Deduction
46. Fill in the blank: "He is adept ___ managing risk."
    (a) at (b) on (c) in (d) with
47. Identify the error: "The faculty have submitted their grades."
    (a) "have" is correct here since "faculty" refers to individual members collectively (b) "submitted" should be "submit" (c) "grades" should be "grade" (d) No error
48. One-word substitution: "A person who is excessively economical, sometimes to excess."
    (a) Miser (b) Auditor (c) Broker (d) Trustee
49. Choose the correctly spelled word.
    (a) Maintenance (b) Maintainance (c) Maintanance (d) Maintenence
50. Fill in the blank: "The document was verified ___ the notary."
    (a) by (b) with (c) at (d) for
51. Idiom: "To take stock of" means:
    (a) To carefully assess a situation (b) To purchase shares (c) To sell all assets (d) To ignore a problem
52. Choose the correct sentence.
    (a) Each of the invoices is dated correctly. (b) Each of the invoices are dated correctly. (c) Each of invoices is dated correctly. (d) Each of the invoice is dated correctly.
53. Fill in the blank: "The loan application was rejected ___ insufficient income proof."
    (a) due to (b) due for (c) due with (d) due at
54. Choose the antonym of "Inflation" (economic sense).
    (a) Deflation (b) Recession (c) Growth (d) Boom
55. Identify the error: "The advisor don't suggest this investment."
    (a) "don't" should be "doesn't" (b) "suggest" should be "suggests" (c) "investment" should be "investments" (d) No error
56. One-word substitution: "A person appointed to carry out the terms of a will."
    (a) Executor (b) Trustee (c) Beneficiary (d) Heir
57. Fill in the blank: "The customer is dissatisfied ___ the service."
    (a) with (b) for (c) at (d) to
58. Choose the correct passive form: "The RBI announced new guidelines."
    (a) New guidelines were announced by the RBI. (b) New guidelines announced by the RBI. (c) New guidelines are announced by the RBI. (d) New guidelines has announced by the RBI.
59. Idiom: "To sail close to the wind" means:
    (a) To take a risky course of action, often near the limits of what's acceptable (b) To act very cautiously (c) To avoid all risk (d) To invest safely
60. Choose the synonym of "Inflation" (economic sense).
    (a) Rising prices (b) Falling prices (c) Stable prices (d) Deflation

Section D: General Awareness & Banking (Q61–80)

61. Which committee's recommendations led to the establishment of Lead Bank Scheme in India?
    (a) The Gadgil Study Group / Nariman Committee (b) The Narasimham Committee (c) The Khan Committee (d) The Chakravarty Committee
62. What is the full form of DBT in the context of government subsidy transfers?
    (a) Direct Benefit Transfer (b) Digital Bank Transfer (c) Direct Bank Transaction (d) Digital Benefit Transaction
63. Which institution regulates the activities of alternative investment funds (AIFs) in India?
    (a) SEBI (b) RBI (c) IRDAI (d) NABARD
64. The headquarters of the World Trade Organization (WTO) is located in which city?
    (a) Geneva (b) Basel (c) Zurich (d) Bern
65. Which scheme provides interest-free or low-interest loans to self-help groups in India, often through NABARD linkages?
    (a) Self-Help Group Bank Linkage Programme (b) Pradhan Mantri Mudra Yojana (c) Atal Pension Yojana (d) Ayushman Bharat
66. What does the term "sterilisation" refer to in the context of central bank foreign exchange operations?
    (a) Offsetting the monetary impact of forex market interventions through other operations (b) A method of taxing high incomes (c) A stock market regulation (d) A method of currency printing
67. Which is the apex institution for regulating and developing the venture capital and private equity ecosystem in India (through fund registration)?
    (a) SEBI (b) RBI (c) NABARD (d) LIC
68. The term "balance of payments" refers to:
    (a) A record of all economic transactions between a country and the rest of the world (b) A bank's total deposits (c) A company's profit margin (d) A government's fiscal deficit
69. Which financial institution primarily provides refinancing and development support to the fisheries sector, alongside NABARD?
    (a) NABARD itself is the primary institution for this sector (b) SIDBI (c) EXIM Bank (d) LIC
70. What is the full form of GST?
    (a) Goods and Services Tax (b) General Sales Tax (c) Government Service Tax (d) Goods and Service Tariff
71. The term "capital account convertibility" refers to:
    (a) The freedom to convert domestic financial assets into foreign financial assets and vice versa (b) A method of taxing high incomes (c) A stock market regulation (d) A method of currency printing
72. Which scheme aims to provide affordable credit to farmers for crop production needs, via a specific card-based facility?
    (a) Kisan Credit Card (b) Pradhan Mantri Mudra Yojana (c) Atal Pension Yojana (d) Ayushman Bharat
73. What does the term "systemic risk" refer to in the financial sector?
    (a) The risk of collapse of an entire financial system, rather than a single institution (b) A bank's total profit (c) A stock market crash affecting one company only (d) A currency devaluation
74. Which body regulates the activities of clearing corporations in India's securities market?
    (a) SEBI (b) RBI (c) IRDAI (d) NABARD
75. The term "cash credit" in banking refers to:
    (a) A short-term financing facility allowing businesses to withdraw funds up to a sanctioned limit against security (b) A savings account with no restrictions (c) A fixed deposit (d) A demat account
76. What is the full form of TReDS, a platform for MSME invoice financing?
    (a) Trade Receivables Discounting System (b) Transaction Receivables Digital System (c) Trade Receivables Digital Settlement (d) Transaction Receivables Discounting Settlement
77. Which committee's recommendations led to the concept of differentiated banks like small finance banks focusing on underserved segments?
    (a) The Nachiket Mor Committee (b) The Rangarajan Committee (c) The Khan Committee (d) The Chakravarty Committee
78. What does "AUM" stand for in the mutual fund industry?
    (a) Assets Under Management (b) Annual Unit Multiplier (c) Average Unit Margin (d) Assets Under Maturity
79. Which is the regulatory body overseeing the activities of portfolio managers in India?
    (a) SEBI (b) RBI (c) IRDAI (d) NABARD
80. What is the full form of CRAR, a banking capital adequacy measure?
    (a) Capital to Risk-weighted Assets Ratio (b) Credit Risk Adjustment Ratio (c) Capital Reserve Adequacy Ratio (d) Credit Reserve Assets Ratio

Section E: Computer Knowledge (Q81–100)

81. Which component of a computer is used to input text and commands?
    (a) Keyboard (b) Monitor (c) Printer (d) Speaker
82. What does "OCR" stand for?
    (a) Optical Character Recognition (b) Online Character Reading (c) Optical Code Reader (d) Online Code Recognition
83. Which of the following is a valid file extension for a video file?
    (a) .mp4 (b) .exe (c) .docx (d) .jpg
84. What does "PB" stand for in computer storage?
    (a) Petabyte (b) Petabit (c) Prime Byte (d) Primary Byte
85. Which shortcut key is used to switch between tabs in a browser?
    (a) Ctrl+Tab (b) Alt+Tab (c) Shift+Tab (d) Ctrl+Alt+Tab
86. What does "NFC" stand for in mobile payment technology?
    (a) Near Field Communication (b) Network File Control (c) Near File Communication (d) Network Field Control
87. Which of the following best describes "cross-site scripting" (XSS)?
    (a) A security vulnerability allowing attackers to inject malicious scripts into web pages (b) Software that speeds up the computer (c) A type of hardware component (d) A backup utility
88. What does "ERP" stand for in business software contexts?
    (a) Enterprise Resource Planning (b) Electronic Resource Processing (c) Enterprise Report Processing (d) Electronic Report Planning
89. Which shortcut key is used to move to the end of a document?
    (a) Ctrl+End (b) Ctrl+Home (c) Ctrl+Finish (d) Ctrl+Bottom
90. What is a "man-in-the-middle attack" in cybersecurity?
    (a) An attack where a third party secretly intercepts and relays communication between two parties (b) A type of hardware failure (c) A backup utility (d) A programming language
91. Which of these is primarily used to capture images or documents into digital form?
    (a) Scanner (b) Printer (c) Speaker (d) Monitor
92. What does "5G" refer to in telecommunications?
    (a) The fifth generation of mobile network technology (b) A type of computer processor (c) A file compression format (d) A type of storage device
93. Which company developed the Chrome OS operating system?
    (a) Google (b) Microsoft (c) Apple (d) IBM
94. What is the full form of "URL" once again, in the context of secure browsing?
    (a) Uniform Resource Locator (b) Universal Record Link (c) Uniform Retrieval Location (d) Universal Resource Locator
95. Which device is used to boost or extend the range of a wireless network signal?
    (a) Wi-Fi extender/repeater (b) Modem only (c) Hub only (d) Switch only
96. What does "digital signature" primarily ensure in electronic documents?
    (a) Authentication and integrity of the document's origin (b) Faster file transfer (c) File compression (d) Screen resolution enhancement
97. Which of the following is a characteristic of "zero-day vulnerability"?
    (a) A security flaw unknown to the vendor, exploited before a patch is available (b) A hardware defect only (c) A type of backup utility (d) A programming language feature
98. What is the function of "middleware" in computing?
    (a) Software that connects and enables communication between different applications or systems (b) A type of hardware (c) A backup utility (d) A display device
99. Which of the following is used primarily for photo and image editing?
    (a) Adobe Photoshop (b) MS Word (c) MS Excel (d) MS PowerPoint
100. What does "UI/UX" commonly refer to in software design?
     (a) User Interface / User Experience (b) Universal Integration / Universal Exchange (c) User Integration / User Exchange (d) Universal Interface / Universal Experience

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Answer Key with Explanations

Section A:

1.(a) R is S's sister, and S is T's son, so R is T's aunt; since Q is R's father, Q is T's grandfather.

2.(a) Using the Pythagorean theorem: distance = √(20² + 21²) = √(400+441) = √841 = 29 km.

3.(a) Each letter shifts forward by one place in the alphabet, the same rule as HOUSE→IPVTF; applying it to FRIEND gives GSJFOE.

4.(a) Since R < S ≤ T < U, it follows directly that U > R.

5.(a) The gaps between letters increase: J to N is +4, N to S is +5, S to Y is +6, so Y to next is +7; Y is the 25th letter, +7 gives the 32nd position, which wraps around the 26-letter alphabet to the 6th letter, F.

6.(a) Cannot be determined: the "some investment methods" that are for equity mutual funds may or may not include SIPs specifically.

7.(a) With 21 floors, the middle floor is floor 11.

8.(a) Rank from the bottom = 90 − 37 + 1 = 54th.

9.(a) Each term follows ×2−1: 6×2−1=11, 11×2−1=21, 21×2−1=41, 41×2−1=81.

10.(a) Substituting the coded meanings and applying standard order of operations: 25 + 9 − (6 × 3) = 34 − 18 = 16.

11.(a) Arranging from the clues, the order is: A, B, C, D, E, placing A at one end and E at the other.

12.(a) A is B's father's son, meaning A is B's brother; since C is B's sister, A and C are siblings, making A C's brother.

13.(a) Each letter shifts forward by one place in the alphabet, the same rule as MONEY→NPOFZ; applying it to BANKS gives CBOLT.

14.(a) Yes, this follows validly: all recurring deposits are savings products, and no savings products are stock market linked, so no recurring deposit can be stock market linked.

15.(a) Position from the right = 60 − 27 + 1 = 34th.

16.(a) Let B's present age be x and A's be 8x; six years ago, 8x−6 = 15(x−6), giving 8x−6 = 15x−90, so 7x = 84, x = 12; B's present age is 12 years.

17.(a) Each term follows ×2+1: 3×2+1=7, 7×2+1=15, 15×2+1=31, 31×2+1=63.

18.(a) Starting from South-East, turning 90° clockwise gives South-West, and a further 90° clockwise gives North-West.

19.(a) Each letter is coded by its position in the alphabet; applying the same code, DOOR is written as 4-15-15-18.

20.(a) Yes, this follows validly: all floating rate loans are loan products, and all loan products carry an interest rate, so all floating rate loans must carry an interest rate.

Section B:

21.(a) 108÷12+20×2−12 = 9+40−12 = 37.

22.(a) Interest earned = 45,500−35,000 = 10,500; rate = (10,500×100)/(35,000×3) = 10%.

23.(a) Let cost price be x; 0.72x+720 = 1.02x, giving 720 = 0.30x, so x = 2,400.

24.(a) Let the numbers be 10y and 17y; 10y+17y=216, so 27y=216, y=8; the larger number is 17×8=136.

25.(a) CI = 90,000×(1.08)²−90,000 = 90,000×1.1664−90,000 = 1,04,976−90,000 = ₹14,976.

26.(a) Combined rate = 1/45; A's rate = 1/80; B's rate = 1/45−1/80 = 16/720−9/720 = 7/720; B alone takes 720/7 ≈ 102.86 days.

27.(a) Combined rate = 1/24+1/36 = 3/72+2/72 = 5/72; time taken together = 72/5 = 14.4 hours.

28.(a) Increase = 174−120 = 54; percentage increase = (54/120)×100 = 45%.

29.(a) 12(x−7)=8x+4 → 12x−84=8x+4 → 4x=88 → x=22.

30.(a) Area = πr² = (22/7)×56×56 = 22×8×56 = 9,856 sq cm.

31.(a) Sum of twelve numbers = 12×60=720; sum of remaining eleven = 11×58=638; excluded number = 720−638=82.

32.(a) If a sum doubles in 4 years, the rate is 100%/4 = 25% per annum.

33.(a) Let cost price be 100; marked price=300; selling price after 50% discount = 300×0.50=150; profit percentage=50%.

34.(a) Total investment = 90,000+1,00,000+1,10,000=3,00,000; largest partner's share = (1,10,000/3,00,000)×1,50,000 = ₹55,000.

35.(a) (800÷40)×5+45 = 20×5+45 = 100+45 = 145.

36.(a) Upstream speed = 35−5=30 km/h; time = 120/30 = 4 hours.

37.(a) If the cost price of 40 articles equals the selling price of 32, the trader gains the value of 8 extra articles per 32 sold; profit percentage = (8/32)×100 = 25%.

38.(a) Interest for 1 year (year 2 to 3) = 39,600−36,000 = 3,600; interest for 2 years = 7,200; principal = 36,000−7,200 = ₹28,800.

39.(a) The differences between terms decrease: 400−360=40, 360−322=38, 322−286=36, so the next difference is 34, giving 286−34=252.

40.(a) Let B's share be x; A's share = 2x; x+2x=66,000, so 3x=66,000, x=22,000.

Section C:

41.(a) Correct: "Each of the guarantors has signed the surety bond" — "each" takes a singular verb.

42.(a) Correct: "If the interest rate had been raised, inflation might have been controlled sooner" — the third conditional requires the past perfect in the if-clause.

43.(a) "informed of the rejection" is correct.

44.(a) Prudent means wise and careful, matching "Wise."

45.(a) Debit means a deduction from an account; its antonym is "Credit."

46.(a) "adept at managing risk" is correct.

47.(a) Correct as written: "have" is appropriate here since "faculty" is being used to refer to its individual members acting separately.

48.(a) A person who is excessively economical, sometimes to excess, is a "Miser."

49.(a) "Maintenance" is the correctly spelled word.

50.(a) "verified by the notary" is correct.

51.(a) "To take stock of" means to carefully assess a situation.

52.(a) Correct: "Each of the invoices is dated correctly" — "each" takes a singular verb.

53.(a) "rejected due to insufficient income proof" is correct.

54.(a) Inflation means rising prices; its antonym is "Deflation."

55.(a) Correct: "The advisor doesn't suggest this investment" — third-person singular requires "doesn't."

56.(a) A person appointed to carry out the terms of a will is an "Executor."

57.(a) "dissatisfied with the service" is correct.

58.(a) Correct passive form: "New guidelines were announced by the RBI."

59.(a) "To sail close to the wind" means to take a risky course of action, often near the limits of what's acceptable.

60.(a) Inflation means rising prices, matching "Rising prices."

Section D:

61.(a) The Gadgil Study Group and the Nariman Committee's recommendations led to the Lead Bank Scheme.

62.(a) DBT stands for Direct Benefit Transfer.

63.(a) SEBI regulates the activities of alternative investment funds (AIFs) in India.

64.(a) The World Trade Organization is headquartered in Geneva.

65.(a) The Self-Help Group Bank Linkage Programme provides credit access to self-help groups, often through NABARD linkages.

66.(a) Sterilisation offsets the monetary impact of forex market interventions through other operations.

67.(a) SEBI is the apex institution for regulating venture capital and private equity funds through registration in India.

68.(a) Balance of payments is a record of all economic transactions between a country and the rest of the world.

69.(a) NABARD is the primary institution supporting refinancing and development in the fisheries sector, alongside its broader agricultural mandate.

70.(a) GST stands for Goods and Services Tax.

71.(a) Capital account convertibility refers to the freedom to convert domestic financial assets into foreign financial assets and vice versa.

72.(a) The Kisan Credit Card provides affordable credit to farmers for crop production needs.

73.(a) Systemic risk refers to the risk of collapse of an entire financial system, rather than a single institution.

74.(a) SEBI regulates the activities of clearing corporations in India's securities market.

75.(a) Cash credit is a short-term financing facility allowing businesses to withdraw funds up to a sanctioned limit against security.

76.(a) TReDS stands for Trade Receivables Discounting System.

77.(a) The Nachiket Mor Committee's recommendations led to the concept of differentiated banks like small finance banks.

78.(a) AUM stands for Assets Under Management.

79.(a) SEBI oversees the activities of portfolio managers in India.

80.(a) CRAR stands for Capital to Risk-weighted Assets Ratio.

Section E:

81.(a) A keyboard is used to input text and commands.

82.(a) OCR stands for Optical Character Recognition.

83.(a) ".mp4" is a valid file extension for a video file.

84.(a) PB stands for Petabyte in computer storage.

85.(a) Ctrl+Tab is the shortcut key used to switch between tabs in a browser.

86.(a) NFC stands for Near Field Communication.

87.(a) Cross-site scripting (XSS) is a security vulnerability allowing attackers to inject malicious scripts into web pages.

88.(a) ERP stands for Enterprise Resource Planning.

89.(a) Ctrl+End is the shortcut key used to move to the end of a document.

90.(a) A man-in-the-middle attack is where a third party secretly intercepts and relays communication between two parties.

91.(a) A scanner is primarily used to capture images or documents into digital form.

92.(a) 5G refers to the fifth generation of mobile network technology.

93.(a) Google developed the Chrome OS operating system.

94.(a) URL stands for Uniform Resource Locator.

95.(a) A Wi-Fi extender/repeater boosts or extends the range of a wireless network signal.

96.(a) A digital signature primarily ensures authentication and integrity of a document's origin.

97.(a) A zero-day vulnerability is a security flaw unknown to the vendor, exploited before a patch is available.

98.(a) Middleware is software that connects and enables communication between different applications or systems.

99.(a) Adobe Photoshop is used primarily for photo and image editing.

100.(a) UI/UX commonly refers to User Interface / User Experience in software design.