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Study Guide · Chapter 23

Mock Test 11 — RBI Assistant Mains Pattern (100 MCQs)

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This is a full-length practice test following the RBI Assistant Mains pattern, scaled to 100 questions across five sections (20 questions each): Reasoning Ability, Numerical Ability, English Language, General Awareness & Banking, and Computer Knowledge.

Section A: Reasoning Ability (Q1–20)

  1. If W is X's mother, X is Y's brother, and Y is Z's daughter, then W is Z's:
    (a) Grandmother (b) Aunt (c) Mother (d) Sister
  2. A man walks 18 km east, then turns left and walks 24 km. How far is he from his starting point?
    (a) 30 km (b) 24 km (c) 42 km (d) 6 km
  3. If in a code, CANDLE is written as DBOEMF, how is WINDOW written using the same rule?
    (a) XJOEPX (b) XJOEPY (c) XJOFPX (d) YJOEPX
  4. Given: F ≤ G < H ≤ I. Which of the following must be true?
    (a) I ≥ F (b) F > I (c) G > I (d) H < F
  5. In the letter series K, O, T, Z, ?, what is the next letter (gaps +4,+5,+6, next +7)?
    (a) G (b) F (c) H (d) E
  6. Statements: All NPS accounts are retirement products. Some retirement products offer tax benefits. Conclusion: Some NPS accounts offer tax benefits. Does this follow?
    (a) Cannot be determined (b) Yes, it follows validly (c) No (d) Both conclusions follow
  7. In a floor-based puzzle with 23 floors, a person lives exactly in the middle. Which floor is this?
    (a) 12 (b) 11 (c) 13 (d) 10
  8. A candidate ranks 40th from the top in a group of 95. What is their rank from the bottom?
    (a) 56th (b) 55th (c) 57th (d) 54th
  9. In the number series 8, 15, 29, 57, ?, what is the pattern and next term?
    (a) 113 (b) 112 (c) 114 (d) 111
  10. If "J" means "add," "K" means "subtract," and "L" means "multiply," evaluate using standard order of operations: 30 J 10 K 7 L 3.
    (a) 19 (b) 21 (c) 17 (d) 23
  11. Five people sit in a row: F is at one end, G is between F and H, H is between G and I, and I is to the immediate left of J. Who is at the other end?
    (a) J (b) I (c) H (d) G
  12. A is the daughter of B's father. C is B's brother. How is A related to C?
    (a) Sister (b) Cousin (c) Aunt (d) Niece
  13. In a code, STAR is coded as 19-20-1-18. How is MOON coded using the same rule?
    (a) 13-15-15-14 (b) 13-15-14-15 (c) 12-15-15-14 (d) 13-14-15-14
  14. Statements: All post-dated cheques are payment instruments. No payment instruments guarantee immediate encashment. Conclusion: No post-dated cheque guarantees immediate encashment. Does this follow?
    (a) Yes, it follows validly (b) No (c) Cannot be determined (d) Only partially
  15. In a row of 64 people, Naina is 29th from the left. What is her position from the right?
    (a) 36th (b) 37th (c) 35th (d) 38th
  16. A is nine times as old as B. Seven years ago, A was sixteen times as old as B. Find B's present age.
    (a) 15 (b) 12 (c) 14 (d) 11
  17. Find the missing number: 5, 11, 23, 47, ?
    (a) 95 (b) 94 (c) 96 (d) 93
  18. A is facing north-west. He turns 90° clockwise, then 90° clockwise again. Which direction is he facing now?
    (a) South-East (b) South-West (c) North-East (d) North-West
  19. In a code, CANDLE is coded as 3-1-14-4-12-5. How is FIELD coded using the same rule?
    (a) 6-9-5-12-4 (b) 6-9-5-4-12 (c) 5-9-6-12-4 (d) 6-8-5-12-4
  20. Statements: All zero-coupon bonds are fixed income securities. All fixed income securities have a maturity date. Conclusion: All zero-coupon bonds have a maturity date. Does this follow?
    (a) Yes, it follows validly (b) No (c) Cannot be determined (d) Only partially

Section B: Numerical Ability (Q21–40)

  1. Simplify: 121 ÷ 11 + 22 × 2 − 14.
    (a) 41 (b) 43 (c) 39 (d) 45
  2. A sum of ₹40,000 amounts to ₹52,000 in 3 years at simple interest. Find the rate of interest per annum.
    (a) 10% (b) 8% (c) 12% (d) 9%
  3. A trader sells an item at a 30% loss. If he had sold it for ₹840 more, he would have gained 0% (break even). Find the cost price.
    (a) ₹2,800 (b) ₹2,600 (c) ₹2,900 (d) ₹3,000
  4. The ratio of two numbers is 11:19. If their sum is 240, find the larger number.
    (a) 152 (b) 140 (c) 160 (d) 128
  5. Find the compound interest on ₹1,00,000 at 6% per annum for 2 years, compounded annually.
    (a) ₹12,360 (b) ₹12,000 (c) ₹12,600 (d) ₹12,800
  6. A and B together complete a task in 50 days; A alone takes 90 days. In how many days can B alone complete it?
    (a) 112.5 days (b) 110 days (c) 115 days (d) 108 days
  7. Two pipes fill a tank in 28 hours and 42 hours respectively. Working together, how long do they take?
    (a) 16.8 hours (b) 17 hours (c) 16 hours (d) 17.5 hours
  8. A bank's NPA rose from ₹90 crore to ₹135 crore. Find the percentage increase.
    (a) 50% (b) 45% (c) 40% (d) 55%
  9. Solve for x: 13(x − 8) = 9x + 4.
    (a) 27 (b) 26 (c) 28 (d) 25
  10. Find the area of a circle with radius 63 cm (use π = 22/7).
    (a) 12,474 sq cm (b) 12,400 sq cm (c) 12,500 sq cm (d) 12,300 sq cm
  11. The average of thirteen numbers is 65. If one number is excluded, the average becomes 63. Find the excluded number.
    (a) 89 (b) 87 (c) 91 (d) 85
  12. A sum doubles itself in 5 years at simple interest. Find the rate of interest.
    (a) 20% (b) 25% (c) 15% (d) 18%
  13. A shopkeeper marks an item 250% above cost price and gives a 60% discount. Find the net profit percentage.
    (a) 40% (b) 35% (c) 45% (d) 38%
  14. Three partners invest ₹1,00,000, ₹1,10,000, and ₹1,20,000 for one year. If total profit is ₹1,65,000, find the largest share.
    (a) ₹60,000 (b) ₹58,000 (c) ₹55,000 (d) ₹62,000
  15. Find the value of: (900 ÷ 45) × 6 + 50.
    (a) 170 (b) 165 (c) 175 (d) 160
  16. A boat's speed in still water is 40 km/h; stream speed is 8 km/h. Find the time to cover 96 km downstream.
    (a) 2 hours (b) 3 hours (c) 2.5 hours (d) 3.5 hours
  17. If the cost price of 45 articles equals the selling price of 36 articles, find the profit percentage.
    (a) 25% (b) 20% (c) 30% (d) 22%
  18. A sum becomes ₹40,500 in 2 years and ₹44,550 in 3 years at simple interest. Find the principal.
    (a) ₹32,400 (b) ₹32,000 (c) ₹31,500 (d) ₹33,000
  19. Find the missing number in the series: 450, 405, 362, 321, ?
    (a) 282 (b) 280 (c) 284 (d) 278
  20. A sum of ₹65,000 is divided between A and B such that A's share is 125% more than B's. Find B's share.
    (a) ₹20,000 (b) ₹15,500 (c) ₹16,500 (d) ₹15,000

Section C: English Language (Q41–60)

  1. Identify the error: "Each of the nominees have completed the formalities." The correction is:
    (a) "have" should be "has" (b) "nominees" should be "nominee" (c) "completed" should be "complete" (d) No error
  2. Choose the correct form: "If the exchange rate ___ stable, exports would have grown faster."
    (a) is (b) was (c) had been (d) will be
  3. Fill in the blank: "The claim was settled ___ the insurer."
    (a) by (b) with (c) at (d) for
  4. Choose the synonym of "Meticulous."
    (a) Thorough (b) Careless (c) Hasty (d) Vague
  5. Choose the antonym of "Appreciation" (asset value sense).
    (a) Depreciation (b) Growth (c) Increase (d) Gain
  6. Fill in the blank: "He is well acquainted ___ the regulations."
    (a) with (b) on (c) at (d) for
  7. Identify the error: "The jury have reached its verdict."
    (a) "have" and "its" are inconsistent — should be "has" and "its" for a unanimous single-body verdict (b) "reached" should be "reach" (c) "verdict" should be "verdicts" (d) No error
  8. One-word substitution: "A person who settles disputes between two parties."
    (a) Arbitrator (b) Auditor (c) Broker (d) Trustee
  9. Choose the correctly spelled word.
    (a) Occasion (b) Ocassion (c) Occassion (d) Ocasion
  10. Fill in the blank: "The transaction was completed ___ minutes."
    (a) within (b) at (c) on (d) for
  11. Idiom: "To be flush with cash" means:
    (a) To have plenty of money available (b) To be in debt (c) To be careful with spending (d) To lose money
  12. Choose the correct sentence.
    (a) Each of the policies is renewed annually. (b) Each of the policies are renewed annually. (c) Each of policies is renewed annually. (d) Each of the policy is renewed annually.
  13. Fill in the blank: "The dispute was resolved ___ arbitration."
    (a) through (b) at (c) on (d) for
  14. Choose the antonym of "Volatile" (market sense).
    (a) Stable (b) Unpredictable (c) Fluctuating (d) Erratic
  15. Identify the error: "The regulator don't allow such practices."
    (a) "don't" should be "doesn't" (b) "allow" should be "allows" (c) "practices" should be "practice" (d) No error
  16. One-word substitution: "A person who acts as an intermediary in buying and selling securities."
    (a) Broker (b) Auditor (c) Trustee (d) Cashier
  17. Fill in the blank: "The employee is exempt ___ overtime pay under this policy."
    (a) from (b) to (c) with (d) at
  18. Choose the correct passive form: "The committee reviewed the proposal."
    (a) The proposal was reviewed by the committee. (b) The proposal reviewed by the committee. (c) The proposal is reviewed by the committee. (d) The proposal has reviewed by the committee.
  19. Idiom: "To hit rock bottom" means:
    (a) To reach the lowest possible point, especially financially (b) To achieve great success (c) To invest wisely (d) To save diligently
  20. Choose the synonym of "Volatile" (market sense).
    (a) Unpredictable (b) Stable (c) Constant (d) Steady

Section D: General Awareness & Banking (Q61–80)

  1. Which committee's recommendations led to the concept of "on-tap" bank licensing in India?
    (a) An RBI-constituted internal committee that reviewed licensing policy in the mid-2010s (b) The Narasimham Committee (c) The Khan Committee (d) The Chakravarty Committee
  2. What is the full form of FATCA, a US tax compliance law affecting Indian banks?
    (a) Foreign Account Tax Compliance Act (b) Foreign Asset Tax Control Act (c) Financial Account Tax Compliance Act (d) Foreign Account Transaction Control Act
  3. Which institution regulates the activities of stock brokers in India?
    (a) SEBI (b) RBI (c) IRDAI (d) NABARD
  4. The headquarters of the United Nations is located in which city?
    (a) New York (b) Geneva (c) Washington, D.C. (d) London
  5. Which scheme provides accidental death and disability insurance cover at a nominal premium of a few rupees per year?
    (a) Pradhan Mantri Suraksha Bima Yojana (b) Pradhan Mantri Mudra Yojana (c) Atal Pension Yojana (d) Ayushman Bharat
  6. What does the term "twin balance sheet problem" refer to in the Indian economy?
    (a) Simultaneous stress in bank balance sheets (rising NPAs) and corporate balance sheets (high debt) (b) A method of taxing high incomes (c) A stock market regulation (d) A method of currency printing
  7. Which is the apex institution for regulating the activities of debenture trustees in India?
    (a) SEBI (b) RBI (c) IRDAI (d) NABARD
  8. The term "current account convertibility" refers to:
    (a) The freedom to convert domestic currency into foreign currency for trade and current transactions (b) A method of taxing high incomes (c) A stock market regulation (d) A method of currency printing
  9. Which financial institution primarily provides development finance for the power sector in India?
    (a) Power Finance Corporation (PFC) (b) NABARD (c) SIDBI (d) LIC
  10. What is the full form of TDS in taxation?
    (a) Tax Deducted at Source (b) Total Deduction Statement (c) Tax Deduction Slip (d) Total Deducted Source
  11. The term "crowding out effect" in economics refers to:
    (a) Increased government borrowing reducing funds available for private investment (b) A method of taxing high incomes (c) A stock market regulation (d) A method of currency printing
  12. Which scheme provides a government-backed guarantee for emergency credit lines to businesses affected by economic disruptions?
    (a) Emergency Credit Line Guarantee Scheme (ECLGS) (b) Pradhan Mantri Mudra Yojana (c) Atal Pension Yojana (d) Ayushman Bharat
  13. What does the term "contagion risk" refer to in banking and finance?
    (a) The risk that financial distress in one institution or market spreads to others (b) A bank's total profit (c) A stock market crash affecting one company only (d) A currency devaluation
  14. Which body regulates the activities of investment advisers in India?
    (a) SEBI (b) RBI (c) IRDAI (d) NABARD
  15. The term "letter of credit" in international trade refers to:
    (a) A bank's guarantee of payment to a seller on behalf of a buyer, subject to conditions (b) A savings account with no restrictions (c) A fixed deposit (d) A demat account
  16. What is the full form of GIFT City, India's international financial services hub?
    (a) Gujarat International Finance Tec-City (b) Global Investment Finance Tower (c) Gujarat Industrial Finance Township (d) Global International Finance Tec-City
  17. Which committee's recommendations led to the framework for resolving stressed assets through the Insolvency and Bankruptcy Code (IBC)?
    (a) The Bankruptcy Law Reforms Committee (b) The Rangarajan Committee (c) The Khan Committee (d) The Chakravarty Committee
  18. What does "NAV" stand for in the mutual fund industry?
    (a) Net Asset Value (b) Net Annual Value (c) Nominal Asset Value (d) Net Average Value
  19. Which is the regulatory body overseeing the activities of mutual fund distributors in India?
    (a) SEBI, along with AMFI's self-regulatory framework (b) RBI (c) IRDAI (d) NABARD
  20. What is the full form of CBDC, a digital form of central bank money?
    (a) Central Bank Digital Currency (b) Central Banking Digital Currency (c) Central Bank Digital Cash (d) Centralised Bank Digital Currency

Section E: Computer Knowledge (Q81–100)

  1. Which component of a computer is used to produce audio output?
    (a) Speaker (b) Keyboard (c) Mouse (d) Scanner
  2. What does "SEO" stand for in the context of websites?
    (a) Search Engine Optimisation (b) System Efficiency Optimisation (c) Search Engine Operation (d) System Engine Optimisation
  3. Which of the following is a valid file extension for a presentation file?
    (a) .pptx (b) .exe (c) .mp3 (d) .jpg
  4. What does "IP" stand for in "IP address"?
    (a) Internet Protocol (b) Internal Protocol (c) Information Protocol (d) Integrated Protocol
  5. Which shortcut key is used to open the Task Manager on Windows (as part of a key combination)?
    (a) Ctrl+Shift+Esc (b) Ctrl+Alt+Del only (c) Alt+F4 (d) Ctrl+Esc only
  6. What does "IoT" primarily enable in smart devices?
    (a) Connectivity and data exchange between physical devices over the internet (b) Faster processing speed (c) Data encryption only (d) Screen resolution enhancement
  7. Which of the following best describes "clickjacking"?
    (a) A technique tricking users into clicking something different from what they perceive (b) Software that speeds up the computer (c) A type of hardware component (d) A backup utility
  8. What does "CRM" stand for in business software?
    (a) Customer Relationship Management (b) Central Resource Management (c) Customer Resource Monitoring (d) Central Relationship Monitoring
  9. Which shortcut key is used to select text from the cursor to the beginning of the line?
    (a) Shift+Home (b) Ctrl+Home (c) Shift+End (d) Ctrl+End
  10. What is a "honeypot" in cybersecurity?
    (a) A decoy system set up to attract and detect attackers (b) A type of hardware failure (c) A backup utility (d) A programming language
  11. Which of these is primarily used for video conferencing?
    (a) Webcam (with appropriate software) (b) Printer (c) Scanner (d) Speaker alone
  12. What does "4G" refer to in telecommunications, as a predecessor to 5G?
    (a) The fourth generation of mobile network technology (b) A type of computer processor (c) A file compression format (d) A type of storage device
  13. Which company developed the Windows Server operating system line?
    (a) Microsoft (b) Google (c) Apple (d) IBM
  14. What is the full form of "SaaS" once again, in enterprise software delivery?
    (a) Software as a Service (b) System as a Service (c) Storage as a Service (d) Server as a Service
  15. Which device is used to convert a computer's digital signal for transmission over telephone lines (historically)?
    (a) Modem (b) Router (c) Switch (d) Hub
  16. What does "blockchain" primarily provide as a technology?
    (a) A decentralised, tamper-resistant distributed ledger (b) Faster internet speeds (c) File compression (d) Screen resolution enhancement
  17. Which of the following is a characteristic of "spoofing" in cybersecurity?
    (a) Disguising communication from an unknown source as being from a known, trusted source (b) A hardware defect only (c) A type of backup utility (d) A programming language feature
  18. What is the function of a "load balancer" in networking?
    (a) To distribute network or application traffic across multiple servers (b) A type of hardware (c) A backup utility (d) A display device
  19. Which of the following is used primarily for creating and editing spreadsheets with formulas?
    (a) MS Excel (b) MS Word (c) MS PowerPoint (d) Adobe Photoshop
  20. What does "AR/VR" commonly refer to in technology?
    (a) Augmented Reality / Virtual Reality (b) Automated Response / Virtual Reality (c) Augmented Response / Virtual Recognition (d) Automated Reality / Virtual Response

Answer Key with Explanations

Section A:

1.(a) X is Y's brother, and Y is Z's daughter, so X is Z's uncle; since W is X's mother, W is Z's grandmother.

2.(a) Using the Pythagorean theorem: distance = √(18² + 24²) = √(324+576) = √900 = 30 km.

3.(a) Each letter shifts forward by one place in the alphabet, the same rule as CANDLE→DBOEMF; applying it to WINDOW gives XJOEPX.

4.(a) Since F ≤ G < H ≤ I, it follows directly that I ≥ F.

5.(a) The gaps between letters increase: K to O is +4, O to T is +5, T to Z is +6, so Z to next is +7; Z is the 26th letter, +7 gives the 33rd position, which wraps around the 26-letter alphabet to the 7th letter, G.

6.(a) Cannot be determined: the "some retirement products" that offer tax benefits may or may not include NPS accounts specifically.

7.(a) With 23 floors, the middle floor is floor 12.

8.(a) Rank from the bottom = 95 − 40 + 1 = 56th.

9.(a) Each term follows ×2−1: 8×2−1=15, 15×2−1=29, 29×2−1=57, 57×2−1=113.

10.(a) Substituting the coded meanings and applying standard order of operations: 30 + 10 − (7 × 3) = 40 − 21 = 19.

11.(a) Arranging from the clues, the order is: F, G, H, I, J, placing F at one end and J at the other.

12.(a) A is B's father's daughter, meaning A is B's sister; since C is B's brother, A and C are siblings, making A C's sister.

13.(a) Each letter is coded by its position in the alphabet; applying the same code, MOON is written as 13-15-15-14.

14.(a) Yes, this follows validly: all post-dated cheques are payment instruments, and no payment instruments guarantee immediate encashment, so no post-dated cheque can guarantee immediate encashment.

15.(a) Position from the right = 64 − 29 + 1 = 36th.

16.(a) Let B's present age be x and A's be 9x; seven years ago, 9x−7 = 16(x−7), giving 9x−7 = 16x−112, so 7x = 105, x = 15; B's present age is 15 years.

17.(a) Each term follows ×2+1: 5×2+1=11, 11×2+1=23, 23×2+1=47, 47×2+1=95.

18.(a) Starting from North-West, turning 90° clockwise gives North-East, and a further 90° clockwise gives South-East.

19.(a) Each letter is coded by its position in the alphabet; applying the same code, FIELD is written as 6-9-5-12-4.

20.(a) Yes, this follows validly: all zero-coupon bonds are fixed income securities, and all fixed income securities have a maturity date, so all zero-coupon bonds must have a maturity date.

Section B:

21.(a) 121÷11+22×2−14 = 11+44−14 = 41.

22.(a) Interest earned = 52,000−40,000 = 12,000; rate = (12,000×100)/(40,000×3) = 10%.

23.(a) Let cost price be x; 0.70x+840 = 1.00x, giving 840 = 0.30x, so x = 2,800.

24.(a) Let the numbers be 11y and 19y; 11y+19y=240, so 30y=240, y=8; the larger number is 19×8=152.

25.(a) CI = 1,00,000×(1.06)²−1,00,000 = 1,00,000×1.1236−1,00,000 = 1,12,360−1,00,000 = ₹12,360.

26.(a) Combined rate = 1/50; A's rate = 1/90; B's rate = 1/50−1/90 = 9/450−5/450 = 4/450 = 2/225; B alone takes 225/2 = 112.5 days.

27.(a) Combined rate = 1/28+1/42 = 3/84+2/84 = 5/84; time taken together = 84/5 = 16.8 hours.

28.(a) Increase = 135−90 = 45; percentage increase = (45/90)×100 = 50%.

29.(a) 13(x−8)=9x+4 → 13x−104=9x+4 → 4x=108 → x=27.

30.(a) Area = πr² = (22/7)×63×63 = 22×9×63 = 12,474 sq cm.

31.(a) Sum of thirteen numbers = 13×65=845; sum of remaining twelve = 12×63=756; excluded number = 845−756=89.

32.(a) If a sum doubles in 5 years, the rate is 100%/5 = 20% per annum.

33.(a) Let cost price be 100; marked price=350; selling price after 60% discount = 350×0.40=140; profit percentage=40%.

34.(a) Total investment = 1,00,000+1,10,000+1,20,000=3,30,000; largest partner's share = (1,20,000/3,30,000)×1,65,000 = ₹60,000.

35.(a) (900÷45)×6+50 = 20×6+50 = 120+50 = 170.

36.(a) Downstream speed = 40+8=48 km/h; time = 96/48 = 2 hours.

37.(a) If the cost price of 45 articles equals the selling price of 36, the trader gains the value of 9 extra articles per 36 sold; profit percentage = (9/36)×100 = 25%.

38.(a) Interest for 1 year (year 2 to 3) = 44,550−40,500 = 4,050; interest for 2 years = 8,100; principal = 40,500−8,100 = ₹32,400.

39.(a) The differences between terms decrease: 450−405=45, 405−362=43, 362−321=41, so the next difference is 39, giving 321−39=282.

40.(a) Let B's share be x; A's share = 2.25x; x+2.25x=65,000, so 3.25x=65,000, x=20,000.

Section C:

41.(a) Correct: "Each of the nominees has completed the formalities" — "each" takes a singular verb.

42.(a) Correct: "If the exchange rate had been stable, exports would have grown faster" — the third conditional requires the past perfect in the if-clause.

43.(a) "settled by the insurer" is correct.

44.(a) Meticulous means extremely careful and precise, matching "Thorough."

45.(a) Appreciation (in asset value) means an increase in value; its antonym is "Depreciation."

46.(a) "well acquainted with the regulations" is correct.

47.(a) Correct: "The jury has reached its verdict" — "jury" as a single decision-making body, especially for a unanimous verdict, takes "has."

48.(a) A person who settles disputes between two parties is an "Arbitrator."

49.(a) "Occasion" is the correctly spelled word, with one "c" and two "s"s.

50.(a) "completed within minutes" is correct.

51.(a) "To be flush with cash" means to have plenty of money available.

52.(a) Correct: "Each of the policies is renewed annually" — "each" takes a singular verb.

53.(a) "resolved through arbitration" is correct.

54.(a) Volatile (in a market sense) means prone to rapid change; its antonym is "Stable."

55.(a) Correct: "The regulator doesn't allow such practices" — third-person singular requires "doesn't."

56.(a) A person who acts as an intermediary in buying and selling securities is a "Broker."

57.(a) "exempt from overtime pay" is correct.

58.(a) Correct passive form: "The proposal was reviewed by the committee."

59.(a) "To hit rock bottom" means to reach the lowest possible point, especially financially.

60.(a) Volatile (in a market sense) means prone to rapid change, matching "Unpredictable."

Section D:

61.(a) An RBI-constituted internal committee reviewed licensing policy in the mid-2010s, leading to "on-tap" bank licensing.

62.(a) FATCA stands for Foreign Account Tax Compliance Act.

63.(a) SEBI regulates the activities of stock brokers in India.

64.(a) The United Nations is headquartered in New York.

65.(a) The Pradhan Mantri Suraksha Bima Yojana provides accidental death and disability insurance cover at a nominal premium.

66.(a) The twin balance sheet problem refers to simultaneous stress in bank balance sheets and corporate balance sheets.

67.(a) SEBI is the apex institution for regulating the activities of debenture trustees in India.

68.(a) Current account convertibility refers to the freedom to convert domestic currency into foreign currency for trade and current transactions.

69.(a) The Power Finance Corporation primarily provides development finance for the power sector in India.

70.(a) TDS stands for Tax Deducted at Source.

71.(a) The crowding out effect refers to increased government borrowing reducing funds available for private investment.

72.(a) The Emergency Credit Line Guarantee Scheme (ECLGS) provides a government-backed guarantee for emergency credit lines to affected businesses.

73.(a) Contagion risk refers to the risk that financial distress in one institution or market spreads to others.

74.(a) SEBI regulates the activities of investment advisers in India.

75.(a) A letter of credit is a bank's guarantee of payment to a seller on behalf of a buyer, subject to conditions.

76.(a) GIFT City stands for Gujarat International Finance Tec-City.

77.(a) The Bankruptcy Law Reforms Committee's recommendations led to the framework for the Insolvency and Bankruptcy Code (IBC).

78.(a) NAV stands for Net Asset Value.

79.(a) SEBI, along with AMFI's self-regulatory framework, oversees mutual fund distributors in India.

80.(a) CBDC stands for Central Bank Digital Currency.

Section E:

81.(a) A speaker is used to produce audio output.

82.(a) SEO stands for Search Engine Optimisation.

83.(a) ".pptx" is a valid file extension for a presentation file.

84.(a) IP stands for Internet Protocol in "IP address."

85.(a) Ctrl+Shift+Esc is a shortcut key combination used to open the Task Manager on Windows.

86.(a) IoT primarily enables connectivity and data exchange between physical devices over the internet.

87.(a) Clickjacking is a technique tricking users into clicking something different from what they perceive.

88.(a) CRM stands for Customer Relationship Management.

89.(a) Shift+Home is the shortcut key used to select text from the cursor to the beginning of the line.

90.(a) A honeypot is a decoy system set up to attract and detect attackers.

91.(a) A webcam, with appropriate software, is primarily used for video conferencing.

92.(a) 4G refers to the fourth generation of mobile network technology.

93.(a) Microsoft developed the Windows Server operating system line.

94.(a) SaaS stands for Software as a Service.

95.(a) A modem converts a computer's digital signal for transmission over telephone lines, historically.

96.(a) Blockchain primarily provides a decentralised, tamper-resistant distributed ledger.

97.(a) Spoofing disguises communication from an unknown source as being from a known, trusted source.

98.(a) A load balancer distributes network or application traffic across multiple servers.

99.(a) MS Excel is used primarily for creating and editing spreadsheets with formulas.

100.(a) AR/VR commonly refers to Augmented Reality / Virtual Reality in technology.

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