Mock Test 13 — RBI Assistant Mains Pattern (100 MCQs)

This is a full-length practice test following the RBI Assistant Mains pattern, scaled to 100 questions across five sections (20 questions each): Reasoning Ability, Numerical Ability, English Language, General Awareness & Banking, and Computer Knowledge.

Section A: Reasoning Ability (Q1–20)

1. If P is Q's father, R is Q's sister, and R is S's mother, then P is S's:
   (a) Grandfather (b) Uncle (c) Father (d) Brother
2. A man walks 21 km west, then turns left and walks 28 km. How far is he from his starting point?
   (a) 35 km (b) 28 km (c) 49 km (d) 7 km
3. If in a code, MOUSE is written as NPVTF, how is FRIEND written using the same rule?
   (a) GSJFOE (b) GSJFOD (c) GSIFOE (d) FSJFOE
4. Given: T ≤ U < V ≤ W. Which of the following must be true?
   (a) W ≥ T (b) T > W (c) U > W (d) V < T
5. In the letter series M, Q, V, B, ?, what is the next letter (gaps +4,+5,+6, next +7 with wraparound)?
   (a) I (b) H (c) J (d) G
6. Statements: All corporate FDs are savings instruments. Some savings instruments have variable returns. Conclusion: Some corporate FDs have variable returns. Does this follow?
   (a) Cannot be determined (b) Yes, it follows validly (c) No (d) Both conclusions follow
7. In a floor-based puzzle with 27 floors, a person lives exactly in the middle. Which floor is this?
   (a) 14 (b) 13 (c) 15 (d) 12
8. A candidate ranks 48th from the top in a group of 1,10. What is their rank from the bottom?
   (a) 63rd (b) 62nd (c) 64th (d) 61st
9. In the number series 7, 15, 31, 63, ?, what is the pattern and next term?
   (a) 127 (b) 126 (c) 128 (d) 125
10. If "P" means "add," "Q" means "subtract," and "R" means "multiply," evaluate using standard order of operations: 40 P 15 Q 9 R 4.
    (a) 19 (b) 21 (c) 17 (d) 23
11. Five people sit in a row: A is at one end, B is between A and C, C is between B and D, and D is to the immediate left of E. Who is at the other end?
    (a) E (b) D (c) C (d) B
12. A is the daughter of B's father. C is B's brother. How is A related to C?
    (a) Sister (b) Cousin (c) Aunt (d) Niece
13. In a code, LONDON is coded as 12-15-14-4-15-14. How is MUMBAI coded using the same rule?
    (a) 13-21-13-2-1-9 (b) 13-21-14-2-1-9 (c) 12-21-13-2-1-9 (d) 13-21-13-1-2-9
14. Statements: All P2P lending platforms are financial intermediaries. No financial intermediaries are entirely without regulatory oversight. Conclusion: No P2P lending platform is entirely without regulatory oversight. Does this follow?
    (a) Yes, it follows validly (b) No (c) Cannot be determined (d) Only partially
15. In a row of 75 people, Kavya is 34th from the left. What is her position from the right?
    (a) 42nd (b) 43rd (c) 41st (d) 44th
16. A is eleven times as old as B. Nine years ago, A was twenty times as old as B. Find B's present age.
    (a) 19 (b) 18 (c) 20 (d) 17
17. Find the missing number: 8, 17, 35, 71, ?
    (a) 143 (b) 142 (c) 144 (d) 141
18. A is facing north-east. He turns 90° anticlockwise, then 90° anticlockwise again. Which direction is he facing now?
    (a) South-East (b) South-West (c) North-West (d) North-East
19. In a code, CANDLE is coded as 3-1-14-4-12-5. How is FIELD coded using the same rule?
    (a) 6-9-5-12-4 (b) 6-9-5-4-12 (c) 5-9-6-12-4 (d) 6-8-5-12-4
20. Statements: All infrastructure bonds are long-term investments. All long-term investments require patience. Conclusion: All infrastructure bonds require patience. Does this follow?
    (a) Yes, it follows validly (b) No (c) Cannot be determined (d) Only partially

Section B: Numerical Ability (Q21–40)

21. Simplify: 144 ÷ 12 + 26 × 2 − 16.
    (a) 48 (b) 50 (c) 46 (d) 52
22. A sum of ₹50,000 amounts to ₹65,000 in 3 years at simple interest. Find the rate of interest per annum.
    (a) 10% (b) 8% (c) 12% (d) 9%
23. A trader sells an item at a 35% loss. If he had sold it for ₹1,080 more, he would have gained 5%. Find the cost price.
    (a) ₹2,700 (b) ₹2,600 (c) ₹2,800 (d) ₹2,900
24. The ratio of two numbers is 13:25. If their sum is 190, find the larger number.
    (a) 125 (b) 115 (c) 135 (d) 105
25. Find the compound interest on ₹1,50,000 at 4% per annum for 2 years, compounded annually.
    (a) ₹12,240 (b) ₹12,000 (c) ₹12,500 (d) ₹12,700
26. A and B together complete a task in 70 days; A alone takes 1,20 days. In how many days can B alone complete it?
    (a) 168 days (b) 165 days (c) 170 days (d) 160 days
27. Two pipes fill a tank in 36 hours and 54 hours respectively. Working together, how long do they take?
    (a) 21.6 hours (b) 22 hours (c) 21 hours (d) 22.5 hours
28. A bank's NPA rose from ₹60 crore to ₹90 crore. Find the percentage increase.
    (a) 50% (b) 45% (c) 40% (d) 55%
29. Solve for x: 15(x − 10) = 11x + 8.
    (a) 39.5 (b) 38 (c) 40 (d) 37
30. Find the area of a circle with radius 77 cm (use π = 22/7).
    (a) 18,634 sq cm (b) 18,500 sq cm (c) 18,700 sq cm (d) 18,400 sq cm
31. The average of fifteen numbers is 75. If one number is excluded, the average becomes 73. Find the excluded number.
    (a) 103 (b) 101 (c) 105 (d) 99
32. A sum doubles itself in 6.25 years at simple interest. Find the rate of interest.
    (a) 16% (b) 18% (c) 14% (d) 20%
33. A shopkeeper marks an item 400% above cost price and gives a 80% discount. Find the net profit percentage.
    (a) 0% (breaks even) (b) 25% (c) 15% (d) 30%
34. Three partners invest ₹1,50,000, ₹1,60,000, and ₹1,70,000 for one year. If total profit is ₹2,40,000, find the largest share.
    (a) ₹85,000 (b) ₹80,000 (c) ₹84,444.44 (d) ₹82,000
35. Find the value of: (1,200 ÷ 60) × 8 + 60.
    (a) 220 (b) 215 (c) 225 (d) 210
36. A boat's speed in still water is 50 km/h; stream speed is 10 km/h. Find the time to cover 120 km downstream.
    (a) 2 hours (b) 2.5 hours (c) 3 hours (d) 1.5 hours
37. If the cost price of 60 articles equals the selling price of 48 articles, find the profit percentage.
    (a) 25% (b) 20% (c) 30% (d) 22%
38. A sum becomes ₹54,000 in 2 years and ₹59,400 in 3 years at simple interest. Find the principal.
    (a) ₹43,200 (b) ₹42,500 (c) ₹42,000 (d) ₹43,500
39. Find the missing number in the series: 550, 495, 442, 391, ?
    (a) 342 (b) 340 (c) 344 (d) 338
40. A sum of ₹1,20,000 is divided between A and B such that A's share is 200% more than B's. Find B's share.
    (a) ₹30,000 (b) ₹29,500 (c) ₹30,500 (d) ₹29,000

Section C: English Language (Q41–60)

41. Identify the error: "Each of the policyholders have renewed their policy." The correction is:
    (a) "have" should be "has" (b) "policyholders" should be "policyholder" (c) "renewed" should be "renew" (d) No error
42. Choose the correct form: "If the subsidy ___ removed earlier, prices would have risen sooner."
    (a) is (b) was (c) had been (d) will be
43. Fill in the blank: "The complaint was lodged ___ the branch manager."
    (a) with (b) at (c) on (d) for
44. Choose the synonym of "Meticulous."
    (a) Thorough (b) Careless (c) Hasty (d) Vague
45. Choose the antonym of "Solvent."
    (a) Insolvent (b) Stable (c) Wealthy (d) Secure
46. Fill in the blank: "He is well informed ___ market trends."
    (a) about (b) on (c) at (d) for
47. Identify the error: "The audit team have completed its review."
    (a) "have" and "its" are inconsistent — should be "has" and "its" (b) "completed" should be "complete" (c) "review" should be "reviews" (d) No error
48. One-word substitution: "A person who is very knowledgeable about financial markets and gives advice."
    (a) Financial advisor (b) Auditor (c) Broker (d) Cashier
49. Choose the correctly spelled word.
    (a) Perseverance (b) Perseverence (c) Preseverance (d) Persaverance
50. Fill in the blank: "The cheque was returned ___ insufficient signature."
    (a) for (b) with (c) at (d) on
51. Idiom: "To have money to burn" means:
    (a) To have far more money than one needs (b) To be in severe debt (c) To be extremely frugal (d) To lose all one's savings
52. Choose the correct sentence.
    (a) Each of the branches has met its target. (b) Each of the branches have met its target. (c) Each of branches has met its target. (d) Each of the branch has met its target.
53. Fill in the blank: "The customer was compensated ___ the loss."
    (a) for (b) with (c) at (d) on
54. Choose the antonym of "Boom" (economic sense).
    (a) Bust (b) Growth (c) Prosperity (d) Expansion
55. Identify the error: "The broker don't recommend that stock."
    (a) "don't" should be "doesn't" (b) "recommend" should be "recommends" (c) "stock" should be "stocks" (d) No error
56. One-word substitution: "A person who deliberately spreads false information to manipulate markets."
    (a) Manipulator (b) Auditor (c) Broker (d) Trustee
57. Fill in the blank: "The claim is subject ___ verification."
    (a) to (b) for (c) with (d) at
58. Choose the correct passive form: "The regulator imposed a penalty."
    (a) A penalty was imposed by the regulator. (b) A penalty imposed by the regulator. (c) A penalty is imposed by the regulator. (d) A penalty has imposed by the regulator.
59. Idiom: "To be penny wise, pound foolish" means:
    (a) To be careful with small amounts but wasteful with large ones (b) To be careful with all money (c) To be wasteful with all money (d) To be a financial expert
60. Choose the synonym of "Boom" (economic sense).
    (a) Growth (b) Bust (c) Recession (d) Depression

Section D: General Awareness & Banking (Q61–80)

61. Which committee's recommendations led to the establishment of the Local Area Banks scheme in India?
    (a) An RBI policy initiative from the late 1990s aimed at regional-level banking (b) The Narasimham Committee (c) The Khan Committee (d) The Chakravarty Committee
62. What is the full form of PMJJBY?
    (a) Pradhan Mantri Jeevan Jyoti Bima Yojana (b) Pradhan Mantri Jan Jyoti Bima Yojana (c) Pradhan Mantri Jeevan Jan Bima Yojana (d) Pradhan Mantri Jyoti Jeevan Bima Yojana
63. Which institution regulates the activities of foreign venture capital investors in India?
    (a) SEBI (b) RBI (c) IRDAI (d) NABARD
64. The headquarters of the Organisation for Economic Co-operation and Development (OECD) is located in which city?
    (a) Paris (b) Geneva (c) Brussels (d) London
65. Which scheme provides subsidised loans to street vendors for working capital needs (revisited in a different context)?
    (a) PM SVANidhi (b) Pradhan Mantri Mudra Yojana (c) Atal Pension Yojana (d) Ayushman Bharat
66. What does the term "hot money" refer to in international finance?
    (a) Short-term capital flows that move quickly in response to interest rate or exchange rate changes (b) A method of taxing high incomes (c) A stock market regulation (d) A method of currency printing
67. Which is the apex institution for regulating and developing the government securities market in India?
    (a) The Reserve Bank of India (b) SEBI (c) NABARD (d) LIC
68. The term "revenue deficit" refers to:
    (a) The excess of a government's revenue expenditure over its revenue receipts (b) A bank's total deposits (c) A company's profit margin (d) A trade deficit
69. Which financial institution primarily provides refinancing for micro-finance institutions in India, alongside NABARD and SIDBI?
    (a) NABARD and SIDBI jointly serve this role, alongside specialised microfinance institutions (b) LIC exclusively (c) EXIM Bank exclusively (d) The RBI directly, without any other institutions
70. What is the full form of PAN, used for tax identification in India?
    (a) Permanent Account Number (b) Personal Account Number (c) Primary Account Number (d) Public Account Number
71. The term "Gini coefficient" measures:
    (a) Income or wealth inequality within a population (b) Interest rate volatility (c) Exchange rate stability (d) Inflation volatility
72. Which scheme aims to provide skill development training to youth in India, supporting employability?
    (a) Pradhan Mantri Kaushal Vikas Yojana (b) Pradhan Mantri Mudra Yojana (c) Atal Pension Yojana (d) Ayushman Bharat
73. What does the term "regulatory arbitrage" refer to?
    (a) Exploiting differences in regulations across jurisdictions or entities to gain an advantage (b) A bank's total profit (c) A stock market crash (d) A currency devaluation
74. Which body regulates the activities of infrastructure investment trusts (InvITs) in India?
    (a) SEBI (b) RBI (c) IRDAI (d) NABARD
75. The term "cash reserve" in banking refers to:
    (a) The portion of deposits that banks must hold in reserve, either in cash or with the central bank (b) A savings account with no restrictions (c) A fixed deposit (d) A demat account
76. What is the full form of GSTN, the technology backbone of GST?
    (a) Goods and Services Tax Network (b) General Sales Tax Network (c) Government Services Tax Network (d) Goods and Service Tariff Network
77. Which committee's recommendations led to the framework for setting up asset reconstruction companies (ARCs) in India?
    (a) A framework established under the SARFAESI Act, informed by earlier committee recommendations on NPA resolution (b) The Rangarajan Committee (c) The Khan Committee (d) The Chakravarty Committee
78. What does "expense ratio" refer to in the mutual fund industry?
    (a) The annual fee charged by a fund as a percentage of its assets under management (b) A bank's total profit (c) A stock market index (d) A type of interest rate
79. Which is the regulatory body overseeing the activities of stock exchanges' clearing members in India?
    (a) SEBI (b) RBI (c) IRDAI (d) NABARD
80. What is the full form of FSSAI, though outside banking, sometimes tested in general awareness sections?
    (a) Food Safety and Standards Authority of India (b) Financial Services and Standards Authority of India (c) Food Security and Standards Authority of India (d) Financial Security and Standards Authority of India

Section E: Computer Knowledge (Q81–100)

81. Which component of a computer is used to produce printed output?
    (a) Printer (b) Keyboard (c) Mouse (d) Monitor
82. What does "VR" stand for?
    (a) Virtual Reality (b) Video Recording (c) Visual Rendering (d) Virtual Recording
83. Which of the following is a valid file extension for a database file?
    (a) .db (b) .exe (c) .mp3 (d) .jpg
84. What does "cloud storage" primarily refer to?
    (a) Storing data on remote servers accessed via the internet (b) Storing data only on local hard disks (c) A type of processor (d) A type of monitor
85. Which shortcut key is used to lock the computer screen on Windows?
    (a) Windows key + L (b) Ctrl+L (c) Alt+L (d) Shift+L
86. What does "GPS" stand for?
    (a) Global Positioning System (b) General Positioning System (c) Global Processing System (d) General Processing System
87. Which of the following best describes "DDoS attack" (Distributed Denial of Service)?
    (a) An attack using multiple compromised systems to overwhelm a target with traffic (b) Software that speeds up the computer (c) A type of hardware component (d) A backup utility
88. What does "BYOD" stand for in workplace technology policy?
    (a) Bring Your Own Device (b) Buy Your Own Data (c) Backup Your Own Device (d) Build Your Own Database
89. Which shortcut key is used to take a screenshot on Windows (full screen)?
    (a) PrtScn (Print Screen) (b) Ctrl+P (c) Alt+P (d) Shift+P
90. What is "identity theft" in the context of cybercrime?
    (a) Illegally obtaining and using someone's personal information, typically for financial gain (b) A type of hardware failure (c) A backup utility (d) A programming language
91. Which of these is primarily used for capturing photographs digitally?
    (a) Digital camera (b) Printer (c) Scanner (d) Speaker
92. What does "6G" refer to, as the anticipated successor to 5G?
    (a) The sixth generation of mobile network technology, still under development (b) A type of computer processor (c) A file compression format (d) A type of storage device
93. Which organisation maintains and develops the World Wide Web standards?
    (a) The World Wide Web Consortium (W3C) (b) Microsoft (c) Apple (d) IBM
94. What is the full form of "IaaS" once again, in cloud computing service models?
    (a) Infrastructure as a Service (b) Internet as a Service (c) Information as a Service (d) Integration as a Service
95. Which device is specifically used to protect a computer from voltage fluctuations and power outages?
    (a) UPS (Uninterruptible Power Supply) (b) Router (c) Modem (d) Switch
96. What does "digital wallet" primarily enable?
    (a) Storing payment information digitally for making electronic transactions (b) Physical storage of cash (c) File compression (d) Screen resolution enhancement
97. Which of the following is a characteristic of "whaling" in cybersecurity (a targeted form of phishing)?
    (a) Phishing attacks specifically targeting high-profile individuals like executives (b) A hardware defect only (c) A type of backup utility (d) A programming language feature
98. What is the function of a "sandbox environment" in software testing?
    (a) An isolated environment for safely testing code without affecting the live system (b) A type of hardware (c) A backup utility (d) A display device
99. Which of the following is used primarily for creating diagrams and flowcharts alongside other office tasks?
    (a) MS Visio (or similar diagramming tools alongside general office suites) (b) MS Word only (c) MS Excel only (d) Adobe Photoshop only
100. What does "quantum computing" fundamentally use as its basic unit of information?
     (a) Qubits, as opposed to classical bits (b) Standard binary bits only (c) Bytes only (d) Analogue signals only

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Answer Key with Explanations

Section A:

1.(a) R is Q's sister and also S's mother; since R is P's daughter (as R is Q's sister and P is Q's father), P is R's father, making P S's grandfather.

2.(a) Using the Pythagorean theorem: distance = √(21² + 28²) = √(441+784) = √1225 = 35 km.

3.(a) Each letter shifts forward by one place in the alphabet, the same rule as MOUSE→NPVTF; applying it to FRIEND gives GSJFOE.

4.(a) Since T ≤ U < V ≤ W, it follows directly that W ≥ T.

5.(a) The gaps between letters increase: M to Q is +4, Q to V is +5, V to B is +6 (wrapping past Z), so the next gap is +7; B is the 2nd letter, +7 gives the 9th letter, I.

6.(a) Cannot be determined: the "some savings instruments" that have variable returns may or may not include corporate FDs specifically.

7.(a) With 27 floors, the middle floor is floor 14.

8.(a) Rank from the bottom = 110 − 48 + 1 = 63rd.

9.(a) Each term follows ×2+1: 7×2+1=15, 15×2+1=31, 31×2+1=63, 63×2+1=127.

10.(a) Substituting the coded meanings and applying standard order of operations: 40 + 15 − (9 × 4) = 55 − 36 = 19.

11.(a) Arranging from the clues, the order is: A, B, C, D, E, placing A at one end and E at the other.

12.(a) A is B's father's daughter, meaning A is B's sister; since C is B's brother, A and C are siblings, making A C's sister.

13.(a) Each letter is coded by its position in the alphabet; applying the same code, MUMBAI is written as 13-21-13-2-1-9.

14.(a) Yes, this follows validly: all P2P lending platforms are financial intermediaries, and no financial intermediaries are entirely without regulatory oversight, so no P2P lending platform can be entirely without regulatory oversight.

15.(a) Position from the right = 75 − 34 + 1 = 42nd.

16.(a) Let B's present age be x and A's be 11x; nine years ago, 11x−9 = 20(x−9), giving 11x−9 = 20x−180, so 9x=171, x=19; B's present age is 19 years.

17.(a) Each term follows ×2+1: 8×2+1=17, 17×2+1=35, 35×2+1=71, 71×2+1=143.

18.(a) Starting from North-East, turning 90° anticlockwise gives North-West, and a further 90° anticlockwise gives South-West.

19.(a) Each letter is coded by its position in the alphabet; applying the same code, FIELD is written as 6-9-5-12-4.

20.(a) Yes, this follows validly: all infrastructure bonds are long-term investments, and all long-term investments require patience, so all infrastructure bonds must require patience.

Section B:

21.(a) 144÷12+26×2−16 = 12+52−16 = 48.

22.(a) Interest earned = 65,000−50,000 = 15,000; rate = (15,000×100)/(50,000×3) = 10%.

23.(a) Let cost price be x; 0.65x+1,080 = 1.05x, giving 1,080 = 0.40x, so x = 2,700.

24.(a) Let the numbers be 13y and 25y; 13y+25y=190, so 38y=190, y=5; the larger number is 25×5=125.

25.(a) CI = 1,50,000×(1.04)²−1,50,000 = 1,50,000×1.0816−1,50,000 = 1,62,240−1,50,000 = ₹12,240.

26.(a) Combined rate = 1/70; A's rate = 1/120; B's rate = 1/70−1/120 = 12/840−7/840 = 5/840 = 1/168; B alone takes 168 days.

27.(a) Combined rate = 1/36+1/54 = 3/108+2/108 = 5/108; time taken together = 108/5 = 21.6 hours.

28.(a) Increase = 90−60 = 30; percentage increase = (30/60)×100 = 50%.

29.(a) 15(x−10)=11x+8 → 15x−150=11x+8 → 4x=158 → x=39.5.

30.(a) Area = πr² = (22/7)×77×77 = 22×11×77 = 18,634 sq cm.

31.(a) Sum of fifteen numbers = 15×75=1,125; sum of remaining fourteen = 14×73=1,022; excluded number = 1,125−1,022=103.

32.(a) If a sum doubles in 6.25 years, the rate is 100%/6.25 = 16% per annum.

33.(a) Let cost price be 100; marked price=500; selling price after 80% discount = 500×0.20=100; profit percentage=0% (breaks even).

34.(a) Total investment = 1,50,000+1,60,000+1,70,000=4,80,000; largest partner's share = (1,70,000/4,80,000)×2,40,000 = ₹85,000.

35.(a) (1,200÷60)×8+60 = 20×8+60 = 160+60 = 220.

36.(a) Downstream speed = 50+10=60 km/h; time = 120/60 = 2 hours.

37.(a) If the cost price of 60 articles equals the selling price of 48, the trader gains the value of 12 extra articles per 48 sold; profit percentage = (12/48)×100 = 25%.

38.(a) Interest for 1 year (year 2 to 3) = 59,400−54,000 = 5,400; interest for 2 years = 10,800; principal = 54,000−10,800 = ₹43,200.

39.(a) The differences between terms decrease: 550−495=55, 495−442=53, 442−391=51, so the next difference is 49, giving 391−49=342.

40.(a) Let B's share be x; since A's share is 200% more than B's, A's share = 3x; x+3x=1,20,000, so 4x=1,20,000, x=30,000.

Section C:

41.(a) Correct: "Each of the policyholders has renewed his/her policy" — "each" takes a singular verb.

42.(a) Correct: "If the subsidy had been removed earlier, prices would have risen sooner" — the third conditional requires the past perfect in the if-clause.

43.(a) "lodged with the branch manager" is correct.

44.(a) Meticulous means extremely careful and precise, matching "Thorough."

45.(a) Solvent means able to pay debts; its antonym is "Insolvent."

46.(a) "well informed about market trends" is correct.

47.(a) Correct: "The audit team has completed its review" — "team" as a single unit takes "has."

48.(a) A person very knowledgeable about financial markets who gives advice is a "Financial advisor."

49.(a) "Perseverance" is the correctly spelled word.

50.(a) "returned for insufficient signature" is correct.

51.(a) "To have money to burn" means to have far more money than one needs.

52.(a) Correct: "Each of the branches has met its target" — "each" takes a singular verb.

53.(a) "compensated for the loss" is correct.

54.(a) Boom means a period of rapid economic growth; its antonym is "Bust."

55.(a) Correct: "The broker doesn't recommend that stock" — third-person singular requires "doesn't."

56.(a) A person who deliberately spreads false information to manipulate markets is a "Manipulator."

57.(a) "subject to verification" is correct.

58.(a) Correct passive form: "A penalty was imposed by the regulator."

59.(a) "To be penny wise, pound foolish" means to be careful with small amounts but wasteful with large ones.

60.(a) Boom means a period of rapid economic growth, matching "Growth."

Section D:

61.(a) An RBI policy initiative from the late 1990s established the Local Area Banks scheme.

62.(a) PMJJBY stands for Pradhan Mantri Jeevan Jyoti Bima Yojana.

63.(a) SEBI regulates the activities of foreign venture capital investors in India.

64.(a) The OECD is headquartered in Paris.

65.(a) PM SVANidhi provides subsidised working capital loans to street vendors.

66.(a) Hot money refers to short-term capital flows that move quickly in response to interest rate or exchange rate changes.

67.(a) The Reserve Bank of India is the apex institution for regulating and developing the government securities market in India.

68.(a) A revenue deficit is the excess of a government's revenue expenditure over its revenue receipts.

69.(a) NABARD and SIDBI jointly serve microfinance institutions, alongside specialised microfinance bodies.

70.(a) PAN stands for Permanent Account Number.

71.(a) The Gini coefficient measures income or wealth inequality within a population.

72.(a) The Pradhan Mantri Kaushal Vikas Yojana provides skill development training to youth.

73.(a) Regulatory arbitrage refers to exploiting differences in regulations across jurisdictions or entities to gain an advantage.

74.(a) SEBI regulates the activities of infrastructure investment trusts (InvITs) in India.

75.(a) Cash reserve is the portion of deposits that banks must hold in reserve, either in cash or with the central bank.

76.(a) GSTN stands for Goods and Services Tax Network.

77.(a) The SARFAESI Act, informed by earlier committee recommendations on NPA resolution, established the framework for asset reconstruction companies.

78.(a) Expense ratio is the annual fee charged by a fund as a percentage of its assets under management.

79.(a) SEBI oversees the activities of stock exchanges' clearing members in India.

80.(a) FSSAI stands for Food Safety and Standards Authority of India.

Section E:

81.(a) A printer is used to produce printed output.

82.(a) VR stands for Virtual Reality.

83.(a) ".db" is a valid file extension for a database file.

84.(a) Cloud storage primarily refers to storing data on remote servers accessed via the internet.

85.(a) Windows key + L is the shortcut key used to lock the computer screen on Windows.

86.(a) GPS stands for Global Positioning System.

87.(a) A DDoS attack uses multiple compromised systems to overwhelm a target with traffic.

88.(a) BYOD stands for Bring Your Own Device.

89.(a) PrtScn (Print Screen) is the shortcut key used to take a full-screen screenshot on Windows.

90.(a) Identity theft involves illegally obtaining and using someone's personal information, typically for financial gain.

91.(a) A digital camera is primarily used for capturing photographs digitally.

92.(a) 6G refers to the sixth generation of mobile network technology, still under development.

93.(a) The World Wide Web Consortium (W3C) maintains and develops the World Wide Web standards.

94.(a) IaaS stands for Infrastructure as a Service.

95.(a) A UPS (Uninterruptible Power Supply) protects a computer from voltage fluctuations and power outages.

96.(a) A digital wallet primarily enables storing payment information digitally for making electronic transactions.

97.(a) Whaling refers to phishing attacks specifically targeting high-profile individuals like executives.

98.(a) A sandbox environment is an isolated environment for safely testing code without affecting the live system.

99.(a) MS Visio, or similar diagramming tools alongside general office suites, is used primarily for creating diagrams and flowcharts.

100.(a) Quantum computing fundamentally uses qubits, as opposed to classical bits, as its basic unit of information.