Mock Test 14 — RBI Assistant Mains Pattern (100 MCQs)

This is a full-length practice test following the RBI Assistant Mains pattern, scaled to 100 questions across five sections (20 questions each): Reasoning Ability, Numerical Ability, English Language, General Awareness & Banking, and Computer Knowledge.

Section A: Reasoning Ability (Q1–20)

1. If X is Y's mother, Z is Y's brother, and Z is W's father, then X is W's:
   (a) Grandmother (b) Aunt (c) Mother (d) Sister
2. A man walks 24 km south, then turns left and walks 32 km. How far is he from his starting point?
   (a) 40 km (b) 32 km (c) 56 km (d) 8 km
3. If in a code, RIVER is written as SJWFS, how is FRIEND written using the same rule?
   (a) GSJFOE (b) GSJFOD (c) GSIFOE (d) FSJFOE
4. Given: A ≤ B < C ≤ D. Which of the following must be true?
   (a) D ≥ A (b) A > D (c) B > D (d) C < A
5. In the letter series N, R, W, C, ?, what is the next letter (gaps +4,+5,+6, next +7 with wraparound)?
   (a) J (b) I (c) K (d) H
6. Statements: All arbitrage funds are mutual fund categories. Some mutual fund categories are equity-oriented. Conclusion: Some arbitrage funds are equity-oriented. Does this follow?
   (a) Cannot be determined (b) Yes, it follows validly (c) No (d) Both conclusions follow
7. In a floor-based puzzle with 29 floors, a person lives exactly in the middle. Which floor is this?
   (a) 15 (b) 14 (c) 16 (d) 13
8. A candidate ranks 52nd from the top in a group of 1,20. What is their rank from the bottom?
   (a) 69th (b) 68th (c) 70th (d) 67th
9. In the number series 9, 19, 39, 79, ?, what is the pattern and next term?
   (a) 159 (b) 158 (c) 160 (d) 157
10. If "S" means "add," "T" means "subtract," and "U" means "multiply," evaluate using standard order of operations: 45 S 18 T 10 U 5.
    (a) 13 (b) 15 (c) 11 (d) 17
11. Five people sit in a row: P is at one end, Q is between P and R, R is between Q and S, and S is to the immediate left of T. Who is at the other end?
    (a) T (b) S (c) R (d) Q
12. A is the son of B's mother. C is B's sister. How is A related to C?
    (a) Brother (b) Cousin (c) Uncle (d) Nephew
13. In a code, HOUSE is coded as 8-15-21-19-5. How is CHAIR coded using the same rule?
    (a) 3-8-1-9-18 (b) 3-8-1-18-9 (c) 3-9-1-8-18 (d) 2-8-1-9-18
14. Statements: All venture debt instruments are financing tools. No financing tools are entirely without terms. Conclusion: No venture debt instrument is entirely without terms. Does this follow?
    (a) Yes, it follows validly (b) No (c) Cannot be determined (d) Only partially
15. In a row of 80 people, Rohit is 37th from the left. What is his position from the right?
    (a) 44th (b) 45th (c) 43rd (d) 46th
16. A is twelve times as old as B. Ten years ago, A was twenty-three times as old as B. Find B's present age.
    (a) 20 (b) 18 (c) 22 (d) 16
17. Find the missing number: 4, 9, 19, 39, ?
    (a) 79 (b) 78 (c) 80 (d) 77
18. A is facing south-west. He turns 90° clockwise, then 90° clockwise again. Which direction is he facing now?
    (a) North-East (b) North-West (c) South-East (d) South-West
19. In a code, CANDLE is coded as 3-1-14-4-12-5. How is FIELD coded using the same rule?
    (a) 6-9-5-12-4 (b) 6-9-5-4-12 (c) 5-9-6-12-4 (d) 6-8-5-12-4
20. Statements: All green bonds are ESG-linked instruments. All ESG-linked instruments follow sustainability criteria. Conclusion: All green bonds follow sustainability criteria. Does this follow?
    (a) Yes, it follows validly (b) No (c) Cannot be determined (d) Only partially

Section B: Numerical Ability (Q21–40)

21. Simplify: 156 ÷ 12 + 28 × 2 − 17.
    (a) 52 (b) 54 (c) 50 (d) 56
22. A sum of ₹55,000 amounts to ₹71,500 in 3 years at simple interest. Find the rate of interest per annum.
    (a) 10% (b) 8% (c) 12% (d) 9%
23. A trader sells an item at a 38% loss. If he had sold it for ₹1,240 more, he would have gained 2%. Find the cost price.
    (a) ₹3,100 (b) ₹3,000 (c) ₹3,200 (d) ₹3,300
24. The ratio of two numbers is 14:27. If their sum is 205, find the larger number.
    (a) 135 (b) 125 (c) 145 (d) 115
25. Find the compound interest on ₹1,80,000 at 5% per annum for 2 years, compounded annually.
    (a) ₹18,450 (b) ₹18,000 (c) ₹18,700 (d) ₹19,000
26. A and B together complete a task in 80 days; A alone takes 140 days. In how many days can B alone complete it?
    (a) 186.67 days (b) 180 days (c) 190 days (d) 175 days
27. Two pipes fill a tank in 40 hours and 60 hours respectively. Working together, how long do they take?
    (a) 24 hours (b) 25 hours (c) 23 hours (d) 25.5 hours
28. A bank's NPA rose from ₹50 crore to ₹80 crore. Find the percentage increase.
    (a) 60% (b) 55% (c) 50% (d) 65%
29. Solve for x: 16(x − 11) = 12x + 8.
    (a) 46 (b) 45 (c) 47 (d) 44
30. Find the area of a circle with radius 84 cm (use π = 22/7).
    (a) 22,176 sq cm (b) 22,000 sq cm (c) 22,300 sq cm (d) 21,900 sq cm
31. The average of sixteen numbers is 80. If one number is excluded, the average becomes 78. Find the excluded number.
    (a) 110 (b) 108 (c) 112 (d) 106
32. A sum doubles itself in 8 years at simple interest. Find the rate of interest.
    (a) 12.5% (b) 15% (c) 10% (d) 18%
33. A shopkeeper marks an item 450% above cost price and gives a 85% discount. Find the net profit percentage.
    (a) −17.5% (a loss) (b) 25% (c) 15% (d) 30%
34. Three partners invest ₹1,80,000, ₹1,90,000, and ₹2,00,000 for one year. If total profit is ₹2,85,000, find the largest share.
    (a) ₹1,00,000 (b) ₹95,000 (c) ₹90,000 (d) ₹98,000
35. Find the value of: (1,400 ÷ 70) × 9 + 65.
    (a) 245 (b) 240 (c) 250 (d) 235
36. A boat's speed in still water is 55 km/h; stream speed is 11 km/h. Find the time to cover 132 km downstream.
    (a) 2 hours (b) 2.5 hours (c) 3 hours (d) 1.5 hours
37. If the cost price of 70 articles equals the selling price of 56 articles, find the profit percentage.
    (a) 25% (b) 20% (c) 30% (d) 22%
38. A sum becomes ₹63,000 in 2 years and ₹69,300 in 3 years at simple interest. Find the principal.
    (a) ₹50,400 (b) ₹50,000 (c) ₹49,500 (d) ₹50,800
39. Find the missing number in the series: 600, 540, 482, 426, ?
    (a) 372 (b) 370 (c) 374 (d) 368
40. A sum of ₹1,50,000 is divided between A and B such that A's share is 200% more than B's. Find B's share.
    (a) ₹37,500 (b) ₹36,500 (c) ₹38,000 (d) ₹36,000

Section C: English Language (Q41–60)

41. Identify the error: "Each of the trustees have signed the deed." The correction is:
    (a) "have" should be "has" (b) "trustees" should be "trustee" (c) "signed" should be "sign" (d) No error
42. Choose the correct form: "If the credit rating ___ downgraded, borrowing costs typically rise."
    (a) is (b) was (c) had been (d) will be
43. Fill in the blank: "The application was scrutinised ___ the compliance team."
    (a) by (b) with (c) at (d) for
44. Choose the synonym of "Prudent."
    (a) Wise (b) Reckless (c) Careless (d) Impulsive
45. Choose the antonym of "Surplus."
    (a) Deficit (b) Excess (c) Abundance (d) Profit
46. Fill in the blank: "He is proficient ___ derivatives trading."
    (a) in (b) on (c) at (d) with
47. Identify the error: "The advisory panel have finalised its report."
    (a) "have" and "its" are inconsistent — should be "has" and "its" (b) "finalised" should be "finalise" (c) "report" should be "reports" (d) No error
48. One-word substitution: "A person who is highly skilled in calculating and assessing insurance risk."
    (a) Actuary (b) Auditor (c) Broker (d) Underwriter
49. Choose the correctly spelled word.
    (a) Consensus (b) Concensus (c) Consencus (d) Concencus
50. Fill in the blank: "The fine was imposed ___ non-compliance."
    (a) for (b) with (c) at (d) on
51. Idiom: "To be in the same boat" means:
    (a) To be in the same difficult situation as someone else (b) To compete against someone (c) To be in a stronger position (d) To avoid a problem entirely
52. Choose the correct sentence.
    (a) Each of the funds has performed well. (b) Each of the funds have performed well. (c) Each of fund has performed well. (d) Each of the fund has performed well.
53. Fill in the blank: "The bond matures ___ five years."
    (a) in (b) at (c) on (d) for
54. Choose the antonym of "Bullish" (market sense).
    (a) Bearish (b) Optimistic (c) Confident (d) Positive
55. Identify the error: "The underwriter don't approve high-risk policies easily."
    (a) "don't" should be "doesn't" (b) "approve" should be "approves" (c) "policies" should be "policy" (d) No error
56. One-word substitution: "A person who assumes financial risk in exchange for a premium, as in insurance."
    (a) Underwriter (b) Auditor (c) Broker (d) Trustee
57. Fill in the blank: "The employee is subject ___ disciplinary action."
    (a) to (b) for (c) with (d) at
58. Choose the correct passive form: "The company issued fresh shares."
    (a) Fresh shares were issued by the company. (b) Fresh shares issued by the company. (c) Fresh shares are issued by the company. (d) Fresh shares has issued by the company.
59. Idiom: "To be bearish on something" means:
    (a) To expect its value to decline (b) To expect its value to rise (c) To be indifferent about it (d) To have no opinion on it
60. Choose the synonym of "Bullish" (market sense).
    (a) Optimistic (b) Bearish (c) Pessimistic (d) Negative

Section D: General Awareness & Banking (Q61–80)

61. Which committee's recommendations led to the concept of "differentiated capital requirements" based on risk categories for banks?
    (a) The Basel Committee, through its risk-weighted capital framework (b) The Narasimham Committee (c) The Khan Committee (d) The Chakravarty Committee
62. What is the full form of APY?
    (a) Atal Pension Yojana (b) Annual Pension Yojana (c) Atal Provident Yojana (d) Annual Provident Yojana
63. Which institution regulates the activities of angel funds in India?
    (a) SEBI (b) RBI (c) IRDAI (d) NABARD
64. The headquarters of the International Atomic Energy Agency (IAEA) is located in which city?
    (a) Vienna (b) Geneva (c) Brussels (d) Bern
65. Which scheme provides free healthcare coverage of up to ₹5 lakh per family per year to eligible beneficiaries in India?
    (a) Ayushman Bharat (Pradhan Mantri Jan Arogya Yojana) (b) Pradhan Mantri Mudra Yojana (c) Atal Pension Yojana (d) Jan Dhan Yojana
66. What does the term "carry trade" refer to in international finance?
    (a) Borrowing in a low-interest-rate currency to invest in a higher-yielding currency or asset (b) A method of taxing high incomes (c) A stock market regulation (d) A method of currency printing
67. Which is the apex institution for regulating trade receivables discounting for MSMEs in India (the TReDS platform)?
    (a) The Reserve Bank of India (b) SEBI (c) NABARD (d) LIC
68. The term "primary deficit" refers to:
    (a) The fiscal deficit minus interest payments on previous borrowings (b) A bank's total deposits (c) A company's profit margin (d) A trade deficit
69. Which financial institution primarily provides refinancing for the handloom and handicrafts sector in India?
    (a) NABARD, alongside specialised schemes for this sector (b) LIC exclusively (c) EXIM Bank exclusively (d) SIDBI exclusively, without NABARD's involvement
70. What is the full form of GSTIN, the identification number under GST?
    (a) Goods and Services Tax Identification Number (b) General Sales Tax Identification Number (c) Government Services Tax Identification Number (d) Goods and Service Tariff Identification Number
71. The term "Phillips curve" in economics illustrates the relationship between:
    (a) Inflation and unemployment (b) Interest rates and inflation (c) Exchange rates and trade balance (d) Money supply and GDP
72. Which scheme provides subsidised cooking gas connections to women from below-poverty-line households in India?
    (a) Pradhan Mantri Ujjwala Yojana (b) Pradhan Mantri Mudra Yojana (c) Atal Pension Yojana (d) Ayushman Bharat
73. What does the term "financial repression" refer to?
    (a) Policies that channel funds to the government at below-market rates, often through regulation (b) A bank's total profit (c) A stock market crash (d) A currency devaluation
74. Which body regulates the activities of real estate investment trusts (REITs) in India?
    (a) SEBI (b) RBI (c) IRDAI (d) NABARD
75. The term "cash management bill" in government finance refers to:
    (a) A short-term instrument issued by the government to meet temporary cash flow mismatches (b) A savings account with no restrictions (c) A fixed deposit (d) A demat account
76. What is the full form of NSDL, one of India's securities depositories?
    (a) National Securities Depository Limited (b) National Stock Depository Limited (c) National Securities Deposit Ledger (d) National Stock Deposit Ledger
77. Which committee's recommendations led to the introduction of the Financial Resolution and Deposit Insurance (FRDI) Bill discussions in India?
    (a) A government committee examining resolution frameworks for financial firms, though the bill was eventually withdrawn amid public concern (b) The Rangarajan Committee (c) The Khan Committee (d) The Chakravarty Committee
78. What does "exit load" refer to in the mutual fund industry?
    (a) A fee charged when an investor redeems units before a specified period (b) A bank's total profit (c) A stock market index (d) A type of interest rate
79. Which is the regulatory body overseeing the activities of commodity exchanges in India (post-merger)?
    (a) SEBI (b) RBI (c) IRDAI (d) NABARD
80. What is the full form of CERSAI, a registry related to secured lending?
    (a) Central Registry of Securitisation Asset Reconstruction and Security Interest of India (b) Central Register of Securities and Assets in India (c) Central Registry of Security and Asset Insurance (d) Central Register of Secured Assets in India

Section E: Computer Knowledge (Q81–100)

81. Which component of a computer is used to convert paper documents into digital form?
    (a) Scanner (b) Printer (c) Keyboard (d) Mouse
82. What does "AI/ML" commonly refer to together?
    (a) Artificial Intelligence / Machine Learning (b) Automated Interface / Machine Logic (c) Applied Intelligence / Manual Learning (d) Automated Intelligence / Machine Language
83. Which of the following is a valid file extension for a web page file?
    (a) .html (b) .exe (c) .mp3 (d) .jpg
84. What does "edge computing" primarily refer to?
    (a) Processing data closer to where it is generated, rather than in a centralised location (b) A type of processor (c) A type of monitor (d) A file compression format
85. Which shortcut key is used to open the "Run" dialog box on Windows?
    (a) Windows key + R (b) Ctrl+R (c) Alt+R (d) Shift+R
86. What does "GPU" stand for?
    (a) Graphics Processing Unit (b) General Processing Unit (c) Graphics Processor Utility (d) General Processor Utility
87. Which of the following best describes "watering hole attack"?
    (a) Compromising a website frequently visited by a target group to infect their devices (b) Software that speeds up the computer (c) A type of hardware component (d) A backup utility
88. What does "SAAS-based ERP" combine?
    (a) Enterprise Resource Planning delivered as a cloud-based Software as a Service (b) A type of hardware only (c) A backup utility only (d) A display technology only
89. Which shortcut key is used to open the Start menu on Windows?
    (a) Windows key (b) Ctrl+S (c) Alt+S (d) Shift+S
90. What is "credential stuffing" in cybersecurity?
    (a) Using stolen username-password pairs from one breach to attempt login on other services (b) A type of hardware failure (c) A backup utility (d) A programming language
91. Which of these is primarily used for recording and playing back sound?
    (a) Speaker and microphone (b) Printer (c) Scanner (d) Monitor
92. What does "satellite internet" primarily rely on for connectivity?
    (a) Signals relayed via satellites orbiting the Earth (b) Only fibre optic cables (c) Only copper wires (d) Only Bluetooth
93. Which organisation develops and maintains the Python programming language?
    (a) The Python Software Foundation (b) Microsoft (c) Apple (d) IBM
94. What is the full form of "BaaS" in the context of banking technology?
    (a) Banking as a Service (b) Backend as a Service (c) Business as a Service (d) Both (a) and (b) are valid depending on context
95. Which device is used to regulate and stabilise the voltage supplied to sensitive electronic equipment?
    (a) Voltage stabiliser (b) Router (c) Modem (d) Switch
96. What does "contactless payment" primarily rely on?
    (a) Near Field Communication (NFC) or similar short-range wireless technology (b) Physical insertion of a card into a reader (c) A wired USB connection (d) A dial-up connection
97. Which of the following is a characteristic of "session hijacking"?
    (a) Taking over a valid computer session to gain unauthorised access to information or services (b) A hardware defect only (c) A type of backup utility (d) A programming language feature
98. What is the function of a "content management system" (CMS)?
    (a) To enable creation, management, and modification of digital content without specialised technical knowledge (b) A type of hardware (c) A backup utility (d) A display device
99. Which of the following is used primarily for creating and managing large-scale databases?
    (a) Oracle Database (or similar DBMS software) (b) MS Word (c) MS PowerPoint (d) Adobe Photoshop
100. What does "digital twin" refer to in technology?
     (a) A virtual representation of a physical object or system, used for simulation and analysis (b) A type of malware (c) A backup utility (d) A programming language

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Answer Key with Explanations

Section A:

1.(a) Z is W's father and Z is Y's brother, so Y is X's child just as Z is; since X is Y's mother, X is also Z's mother, making X the grandmother of Z's child W.

2.(a) Using the Pythagorean theorem: distance = √(24² + 32²) = √(576+1024) = √1600 = 40 km.

3.(a) Each letter shifts forward by one place in the alphabet, the same rule as RIVER→SJWFS; applying it to FRIEND gives GSJFOE.

4.(a) Since A ≤ B < C ≤ D, it follows directly that D ≥ A.

5.(a) The gaps between letters increase: N to R is +4, R to W is +5, W to C is +6 (wrapping past Z), so the next gap is +7; C is the 3rd letter, +7 gives the 10th letter, J.

6.(a) Cannot be determined: the "some mutual fund categories" that are equity-oriented may or may not include arbitrage funds specifically.

7.(a) With 29 floors, the middle floor is floor 15.

8.(a) Rank from the bottom = 120 − 52 + 1 = 69th.

9.(a) Each term follows ×2+1: 9×2+1=19, 19×2+1=39, 39×2+1=79, 79×2+1=159.

10.(a) Substituting the coded meanings and applying standard order of operations: 45 + 18 − (10 × 5) = 63 − 50 = 13.

11.(a) Arranging from the clues, the order is: P, Q, R, S, T, placing P at one end and T at the other.

12.(a) A is B's mother's son, meaning A is B's brother; since C is B's sister, A and C are siblings, making A C's brother.

13.(a) Each letter is coded by its position in the alphabet; applying the same code, CHAIR is written as 3-8-1-9-18.

14.(a) Yes, this follows validly: all venture debt instruments are financing tools, and no financing tools are entirely without terms, so no venture debt instrument can be entirely without terms.

15.(a) Position from the right = 80 − 37 + 1 = 44th.

16.(a) Let B's present age be x and A's be 12x; ten years ago, 12x−10 = 23(x−10), giving 12x−10 = 23x−230, so 11x=220, x=20.

17.(a) Each term follows ×2+1: 4×2+1=9, 9×2+1=19, 19×2+1=39, 39×2+1=79.

18.(a) Two successive 90° clockwise turns total 180°, so south-west becomes north-east.

19.(a) Each letter is coded by its position in the alphabet: F=6, I=9, E=5, L=12, D=4, giving 6-9-5-12-4.

20.(a) Yes, this follows validly: all green bonds are ESG-linked instruments, and all ESG-linked instruments follow sustainability criteria, so all green bonds follow sustainability criteria.

Section B:

21.(a) 156÷12=13; 28×2=56; 13+56−17=52.

22.(a) Interest = 71,500−55,000 = ₹16,500 over 3 years; rate = (16,500×100)/(55,000×3) = 10%.

23.(a) The gap between a 38% loss and a 2% gain equals 40% of the cost price, so CP = 1,240/0.40 = ₹3,100.

24.(a) The parts total 14+27=41; larger number = 205×27/41 = 135.

25.(a) Amount = 1,80,000×(1.05)² = 1,98,450; compound interest = ₹18,450.

26.(a) Combined rate = 1/80; A's rate = 1/140; B's rate = 1/80−1/140 = 3/560, so B alone takes 560/3 = 186.67 days.

27.(a) Combined rate = 1/40+1/60 = 1/24, so together they take 24 hours.

28.(a) Increase = 30 crore on a base of 50 crore = 60%.

29.(a) 16(x−11)=12x+8 gives 16x−176=12x+8, so 4x=184, x=46.

30.(a) Area = (22/7)×84² = 22×1,008 = 22,176 sq cm.

31.(a) Total of 16 numbers = 1,280; total of remaining 15 = 1,170; excluded number = 1,280−1,170 = 110.

32.(a) A sum doubling in 8 years at simple interest means the interest equals the principal over 8 years, giving a rate of 100/8 = 12.5%.

33.(a) Marked price = 5.5 × CP; after an 85% discount, SP = 0.15 × 5.5 × CP = 0.825 × CP, a loss of 17.5%.

34.(a) The investment ratio is 18:19:20 (parts sum to 57); each part = 2,85,000/57 = 5,000, so the largest share = 20×5,000 = ₹1,00,000.

35.(a) (1,400÷70)×9+65 = 20×9+65 = 245.

36.(a) Downstream speed = 55+11 = 66 km/h; time = 132/66 = 2 hours.

37.(a) If CP of 70 articles equals SP of 56 articles, SP/CP per article = 70/56 = 1.25, a profit of 25%.

38.(a) The interest for the third year alone = 69,300−63,000 = ₹6,300, so two years' interest = ₹12,600; principal = 63,000−12,600 = ₹50,400.

39.(a) The differences fall by 2 each time: 60, 58, 56, then 54; 426−54 = 372.

40.(a) A's share is 3 times B's (200% more), so 4 parts = 1,50,000, giving B's share = ₹37,500.

Section C:

41.(a) The subject "Each of the trustees" is singular, so the verb should be "has," not "have."

42.(a) This is a zero conditional describing a general truth, so the present simple "is" is used in the if-clause to match the present tense in the main clause.

43.(a) The passive construction takes "by" to introduce the agent performing the action.

44.(a) "Prudent" means careful and sensible in practical matters, closest in meaning to "Wise."

45.(a) "Surplus" means an excess amount, so its antonym is "Deficit," a shortfall.

46.(a) The correct preposition after "proficient" is "in."

47.(a) "The advisory panel" is a singular collective noun, so it takes "has," and "its" (already singular) is correctly used with it.

48.(a) A person highly skilled in calculating and assessing insurance risk is an "Actuary."

49.(a) "Consensus" is the correctly spelled word.

50.(a) The correct preposition after "imposed" in this context is "for."

51.(a) "To be in the same boat" means to be in the same difficult situation as someone else.

52.(a) "Each of the funds" is singular and takes "has," making "Each of the funds has performed well" correct.

53.(a) The correct preposition for a maturity period is "in," as in "matures in five years."

54.(a) "Bullish" (expecting prices to rise) is the opposite of "Bearish" (expecting prices to fall).

55.(a) The subject "The underwriter" is singular third person, so the verb should be "doesn't," not "don't."

56.(a) A person who assumes financial risk in exchange for a premium, as in insurance, is an "Underwriter."

57.(a) The correct preposition after "subject" in this sense is "to."

58.(a) The passive form of "The company issued fresh shares" is "Fresh shares were issued by the company."

59.(a) "To be bearish on something" means to expect its value to decline.

60.(a) "Bullish" means expecting prices to rise, a synonym for "Optimistic" in market usage.

Section D:

61.(a) The Basel Committee's risk-weighted capital framework introduced differentiated capital requirements for banks based on the riskiness of their assets.

62.(a) APY stands for Atal Pension Yojana, a government-backed pension scheme.

63.(a) SEBI regulates the activities of angel funds, which are registered as a category of alternative investment funds in India.

64.(a) The IAEA's headquarters is located in Vienna.

65.(a) Ayushman Bharat (Pradhan Mantri Jan Arogya Yojana) provides health cover of up to ₹5 lakh per family per year to eligible beneficiaries.

66.(a) A carry trade involves borrowing in a low-interest-rate currency to invest in a higher-yielding currency or asset.

67.(a) The Reserve Bank of India is the apex regulator overseeing the TReDS platform for MSME trade receivables discounting.

68.(a) The primary deficit is the fiscal deficit minus interest payments on previous borrowings.

69.(a) NABARD provides refinancing support for the handloom and handicrafts sector, alongside other specialised schemes.

70.(a) GSTIN stands for Goods and Services Tax Identification Number.

71.(a) The Phillips curve illustrates the relationship between inflation and unemployment.

72.(a) Pradhan Mantri Ujjwala Yojana provides subsidised cooking gas connections to women from below-poverty-line households.

73.(a) Financial repression refers to policies that channel funds to the government at below-market rates, often through regulation.

74.(a) SEBI regulates the activities of real estate investment trusts (REITs) in India.

75.(a) A cash management bill is a short-term instrument issued by the government to meet temporary cash flow mismatches.

76.(a) NSDL stands for National Securities Depository Limited.

77.(a) A government committee examined resolution frameworks for financial firms, leading to the FRDI Bill discussions, though the bill was eventually withdrawn amid public concern.

78.(a) An exit load is a fee charged when an investor redeems mutual fund units before a specified period.

79.(a) SEBI is the regulatory body overseeing commodity exchanges in India following the merger of the commodity and securities market regulators.

80.(a) CERSAI stands for Central Registry of Securitisation Asset Reconstruction and Security Interest of India.

Section E:

81.(a) A scanner is used to convert paper documents into digital form.

82.(a) "AI/ML" commonly refers to Artificial Intelligence / Machine Learning.

83.(a) ".html" is a valid file extension for a web page file.

84.(a) Edge computing refers to processing data closer to where it is generated, rather than in a centralised location.

85.(a) Windows key + R opens the "Run" dialog box on Windows.

86.(a) GPU stands for Graphics Processing Unit.

87.(a) A watering hole attack compromises a website frequently visited by a target group in order to infect their devices.

88.(a) SaaS-based ERP combines Enterprise Resource Planning delivered as a cloud-based Software as a Service.

89.(a) The Windows key opens the Start menu on Windows.

90.(a) Credential stuffing uses stolen username-password pairs from one breach to attempt logins on other services.

91.(a) A speaker and microphone are primarily used for recording and playing back sound.

92.(a) Satellite internet relies on signals relayed via satellites orbiting the Earth.

93.(a) The Python Software Foundation develops and maintains the Python programming language.

94.(a) In banking technology, BaaS most commonly stands for Banking as a Service.

95.(a) A voltage stabiliser regulates and stabilises the voltage supplied to sensitive electronic equipment.

96.(a) Contactless payment primarily relies on Near Field Communication (NFC) or similar short-range wireless technology.

97.(a) Session hijacking involves taking over a valid computer session to gain unauthorised access to information or services.

98.(a) A content management system enables creation, management, and modification of digital content without specialised technical knowledge.

99.(a) Oracle Database (or similar DBMS software) is used primarily for creating and managing large-scale databases.

100.(a) A digital twin is a virtual representation of a physical object or system, used for simulation and analysis.