Mock Test 15 — RBI Assistant Mains Pattern (100 MCQs)

This is a full-length practice test following the RBI Assistant Mains pattern, scaled to 100 questions across five sections (20 questions each): Reasoning Ability, Numerical Ability, English Language, General Awareness & Banking, and Computer Knowledge.

Section A: Reasoning Ability (Q1–20)

1. P is Q's father. R is Q's brother. R is S's son. How is P related to S?
   (a) Husband (b) Brother (c) Father (d) Son-in-law
2. A man walks 15 km north, turns right and walks 20 km, then turns right again and walks 15 km. How far is he from his starting point, and in which direction?
   (a) 20 km east (b) 20 km west (c) 25 km east (d) 15 km north
3. In a code, MOUSE is coded as OQWUG (each letter shifted two places forward). How is TIGER coded using the same rule?
   (a) VKIGT (b) VKIGS (c) UKIGT (d) VJIGT
4. Statements: All green bonds are ESG instruments. All ESG instruments are rated. Conclusion: All green bonds are rated. Does this follow?
   (a) Yes, it follows validly (b) No (c) Cannot be determined (d) Only partially
5. Find the missing number: 3, 8, 18, 33, ?
   (a) 53 (b) 52 (c) 54 (d) 50
6. In a building of 25 floors, Neha lives on the 11th floor from the bottom. What is her floor number from the top?
   (a) 15th (b) 16th (c) 14th (d) 17th
7. In a class of 45 students, Arjun ranks 19th from the top. What is his rank from the bottom?
   (a) 27th (b) 26th (c) 28th (d) 25th
8. Find the missing number: 5, 13, 37, 109, ?
   (a) 325 (b) 320 (c) 330 (d) 315
9. If '@' denotes '+', '#' denotes '−', '%' denotes '×', and '$' denotes '÷', evaluate: 36 $ 6 % 4 @ 15 # 9.
   (a) 30 (b) 28 (c) 32 (d) 26
10. Five colleagues L, M, N, O, P sit in a row facing north. M sits second from the left. N sits immediately to the right of M. O sits at the left end. P sits immediately to the left of L. Where does P sit?
    (a) 4th from the left (b) 1st from the left (c) 5th from the left (d) 3rd from the left
11. Point X is 18 m north of point Y. Point Z is 24 m east of point X. What is the distance between Y and Z?
    (a) 30 m (b) 32 m (c) 28 m (d) 26 m
12. Which one does not belong with the others: NEFT, RTGS, IMPS, ATM?
    (a) ATM (b) NEFT (c) RTGS (d) IMPS
13. In a code, MARKET is coded by each letter's position in the alphabet as 13-1-18-11-5-20. How is BUDGET coded using the same rule?
    (a) 2-21-4-7-5-20 (b) 2-21-4-7-20-5 (c) 3-21-4-7-5-20 (d) 2-20-4-7-5-20
14. Statements: All NBFCs are financial entities. No financial entity is unregulated. Conclusion: No NBFC is unregulated. Does this follow?
    (a) Yes, it follows validly (b) No (c) Cannot be determined (d) Only partially
15. In a queue of 60 people, Karan is 24th from the right. What is his position from the left?
    (a) 37th (b) 36th (c) 38th (d) 35th
16. A is five times as old as B. Four years later, A will be three times as old as B. Find B's present age.
    (a) 4 years (b) 6 years (c) 8 years (d) 5 years
17. Find the missing number: 7, 15, 31, 63, ?
    (a) 127 (b) 125 (c) 129 (d) 126
18. A man is facing east. He turns 90° anticlockwise, then 90° anticlockwise again. Which direction is he facing now?
    (a) West (b) East (c) North (d) South
19. In a code, RIVER is coded by each letter's position in the alphabet as 18-9-22-5-18. How is OCEAN coded using the same rule?
    (a) 15-3-5-1-14 (b) 15-3-5-14-1 (c) 14-3-5-1-14 (d) 15-4-5-1-14
20. Statements: All treasury bills are short-term instruments. All short-term instruments carry lower duration risk. Conclusion: All treasury bills carry lower duration risk. Does this follow?
    (a) Yes, it follows validly (b) No (c) Cannot be determined (d) Only partially

Section B: Numerical Ability (Q21–40)

21. Simplify: 144 ÷ 12 + 15 × 3 − 9.
    (a) 48 (b) 46 (c) 50 (d) 44
22. A sum of ₹40,000 amounts to ₹56,000 in 4 years at simple interest. Find the rate of interest per annum.
    (a) 10% (b) 8% (c) 12% (d) 9%
23. A trader sells an item at a 25% loss. If he had sold it for ₹900 more, he would have gained 5%. Find the cost price.
    (a) ₹3,000 (b) ₹2,900 (c) ₹3,100 (d) ₹3,200
24. The ratio of two numbers is 9:16. If their sum is 200, find the larger number.
    (a) 128 (b) 120 (c) 130 (d) 125
25. Find the compound interest on ₹1,00,000 at 10% per annum for 2 years, compounded annually.
    (a) ₹21,000 (b) ₹20,000 (c) ₹22,000 (d) ₹21,500
26. A and B together complete a task in 60 days; A alone takes 100 days. In how many days can B alone complete it?
    (a) 150 days (b) 140 days (c) 160 days (d) 145 days
27. Two pipes fill a tank in 30 hours and 45 hours respectively. Working together, how long do they take?
    (a) 18 hours (b) 19 hours (c) 17 hours (d) 20 hours
28. A bank's NPA rose from ₹40 crore to ₹60 crore. Find the percentage increase.
    (a) 50% (b) 45% (c) 55% (d) 40%
29. Solve for x: 9(x − 4) = 6x + 15.
    (a) 17 (b) 16 (c) 18 (d) 15
30. Find the area of a circle with radius 70 cm (use π = 22/7).
    (a) 15,400 sq cm (b) 15,000 sq cm (c) 15,600 sq cm (d) 14,900 sq cm
31. The average of twenty numbers is 45. If one number is excluded, the average of the remaining nineteen becomes 44. Find the excluded number.
    (a) 64 (b) 60 (c) 66 (d) 62
32. A sum triples itself in 10 years at simple interest. Find the rate of interest.
    (a) 20% (b) 18% (c) 22% (d) 15%
33. A shopkeeper marks an item 300% above cost price and gives a 60% discount. Find the net profit percentage.
    (a) 60% (b) 50% (c) 55% (d) 65%
34. Three partners invest ₹1,20,000, ₹1,50,000, and ₹1,80,000 for one year. If total profit is ₹2,25,000, find the largest share.
    (a) ₹90,000 (b) ₹85,000 (c) ₹95,000 (d) ₹80,000
35. Find the value of: (1,080 ÷ 27) × 6 + 45.
    (a) 285 (b) 280 (c) 290 (d) 275
36. A boat's speed in still water is 45 km/h; stream speed is 9 km/h. Find the time to cover 216 km downstream.
    (a) 4 hours (b) 4.5 hours (c) 3.5 hours (d) 5 hours
37. If the cost price of 60 articles equals the selling price of 48 articles, find the profit percentage.
    (a) 25% (b) 20% (c) 30% (d) 22%
38. A sum becomes ₹45,000 in 2 years and ₹48,750 in 3 years at simple interest. Find the principal.
    (a) ₹37,500 (b) ₹37,000 (c) ₹38,000 (d) ₹36,500
39. Find the missing number in the series: 500, 450, 404, 362, ?
    (a) 324 (b) 320 (c) 328 (d) 318
40. A sum of ₹1,75,000 is divided between A and B such that A's share is 150% more than B's. Find B's share.
    (a) ₹50,000 (b) ₹48,000 (c) ₹52,000 (d) ₹49,000

Section C: English Language (Q41–60)

41. Identify the error: "Neither the manager nor the employees was informed." The correction is:
    (a) "was" should be "were" (b) "employees" should be "employee" (c) "informed" should be "inform" (d) No error
42. Choose the correct form: "By the time the auditor arrives, the report ___ finalised."
    (a) will have been (b) has been (c) had been (d) is
43. Fill in the blank: "The loan was sanctioned ___ the branch manager."
    (a) by (b) with (c) at (d) for
44. Choose the synonym of "Meticulous."
    (a) Careful (b) Careless (c) Hasty (d) Sloppy
45. Choose the antonym of "Solvent" (financial sense).
    (a) Insolvent (b) Wealthy (c) Rich (d) Stable
46. Fill in the blank: "She is adept ___ financial modelling."
    (a) at (b) in (c) on (d) for
47. Identify the error: "The committee have submitted its recommendations."
    (a) "have" should be "has" (b) "its" should be "their" (c) "submitted" should be "submit" (d) No error
48. One-word substitution: "A person who lends money at exceedingly high interest rates."
    (a) Usurer (b) Auditor (c) Broker (d) Trustee
49. Choose the correctly spelled word.
    (a) Bureaucracy (b) Beaurocracy (c) Bureacracy (d) Beurocracy
50. Fill in the blank: "The fund was invested ___ long-term bonds."
    (a) in (b) on (c) at (d) for
51. Idiom: "To read between the lines" means:
    (a) To understand the hidden meaning (b) To read quickly (c) To skip a passage (d) To read aloud
52. Choose the correct sentence.
    (a) Neither of the applicants has submitted the form. (b) Neither of the applicants have submitted the form. (c) Neither of applicant has submitted the form. (d) Neither of the applicant have submitted the form.
53. Fill in the blank: "The policy lapses ___ non-payment of premium."
    (a) due to (b) despite (c) in spite of (d) regardless
54. Choose the antonym of "Liquid" (in the sense of an asset easily converted to cash).
    (a) Illiquid (b) Fluid (c) Flexible (d) Movable
55. Identify the error: "Each of the branches were audited last month."
    (a) "were" should be "was" (b) "audited" should be "audit" (c) "branches" should be "branch" (d) No error
56. One-word substitution: "One who audits financial accounts."
    (a) Auditor (b) Actuary (c) Underwriter (d) Trustee
57. Fill in the blank: "The employee was entitled ___ a bonus."
    (a) to (b) for (c) with (d) at
58. Choose the correct passive form: "The board approved the merger."
    (a) The merger was approved by the board. (b) The merger approved by the board. (c) The merger is approved by the board. (d) The merger has approve by the board.
59. Idiom: "To foot the bill" means:
    (a) To pay for something (b) To avoid payment (c) To dispute a charge (d) To request a refund
60. Choose the synonym of "Solvent" (financial sense).
    (a) Financially stable (b) Bankrupt (c) Insolvent (d) Indebted

Section D: General Awareness & Banking (Q61–80)

61. Which committee recommended the establishment of Regional Rural Banks (RRBs) in India?
    (a) The Narasimham Committee (b) The Khan Committee (c) The Chakravarty Committee (d) The Tarapore Committee
62. What is the full form of KYC?
    (a) Know Your Customer (b) Keep Your Cash (c) Know Your Company (d) Keep Your Customer
63. Which institution regulates insurance companies in India?
    (a) IRDAI (b) SEBI (c) RBI (d) NABARD
64. The headquarters of the World Trade Organization (WTO) is located in which city?
    (a) Geneva (b) Vienna (c) Brussels (d) Paris
65. Which scheme provides a zero-balance savings account for financial inclusion in India?
    (a) Pradhan Mantri Jan Dhan Yojana (b) Atal Pension Yojana (c) Ayushman Bharat (d) Pradhan Mantri Ujjwala Yojana
66. What does "quantitative easing" refer to?
    (a) A central bank policy of purchasing securities to increase money supply and lower interest rates (b) A tax reform (c) A trade policy (d) A currency peg
67. Which apex institution supervises cooperative banks in India, alongside the RBI?
    (a) NABARD (b) SEBI (c) IRDAI (d) LIC
68. The term "revenue deficit" refers to:
    (a) The excess of government revenue expenditure over revenue receipts (b) A company's net profit (c) A trade surplus (d) A bank's total deposits
69. Which institution provides export credit and insurance to Indian exporters?
    (a) ECGC (Export Credit Guarantee Corporation) (b) LIC (c) NABARD exclusively (d) SIDBI exclusively
70. What is the full form of PAN, the tax identification number in India?
    (a) Permanent Account Number (b) Personal Account Number (c) Public Account Number (d) Permanent Asset Number
71. The "Gini coefficient" is a measure of:
    (a) Income inequality within a population (b) Inflation rate (c) Exchange rate volatility (d) Trade balance
72. Which scheme aims to provide affordable housing to the urban and rural poor in India?
    (a) Pradhan Mantri Awas Yojana (b) Pradhan Mantri Mudra Yojana (c) Atal Pension Yojana (d) Ayushman Bharat
73. What does "moral suasion" refer to as a monetary policy tool?
    (a) The central bank persuading banks to act in a certain way without formal directives (b) A legal penalty (c) A currency devaluation (d) A type of tax
74. Which body regulates mutual funds in India?
    (a) SEBI (b) RBI (c) IRDAI (d) NABARD
75. A "sovereign gold bond" is best described as:
    (a) A government security denominated in grams of gold, issued as a substitute for physical gold (b) A type of foreign currency loan (c) A private company's bond (d) A type of insurance policy
76. What is the full form of IFSC, used in Indian banking?
    (a) Indian Financial System Code (b) International Financial Standard Code (c) Indian Fund Settlement Code (d) International Fund System Code
77. Which committee's recommendations led to banking sector reforms including prudential norms for asset classification in India?
    (a) The Narasimham Committee (b) The Chakravarty Committee (c) The Rangarajan Committee (d) The Khan Committee
78. What does "front running" refer to in securities trading?
    (a) Trading based on advance knowledge of a pending large order to profit from the anticipated price move (b) A type of dividend (c) A stock split (d) A bond redemption
79. Which is the regulatory and supervisory body for payment systems in India?
    (a) The Reserve Bank of India (b) SEBI (c) IRDAI (d) NABARD
80. What is the full form of CIBIL, the credit information company in India?
    (a) Credit Information Bureau (India) Limited (b) Central Information Bureau of India Limited (c) Credit Investigation Bureau of India Limited (d) Central Investigation Bureau (India) Limited

Section E: Computer Knowledge (Q81–100)

81. Which component temporarily stores data being actively processed by the CPU?
    (a) RAM (b) ROM (c) Hard disk (d) CD-ROM
82. What does "IoT" stand for?
    (a) Internet of Things (b) Internet of Technology (c) Input Output Terminal (d) Integrated Online Tool
83. Which file extension is used for a compressed archive file?
    (a) .zip (b) .exe (c) .txt (d) .bmp
84. What does "phishing" refer to in cybersecurity?
    (a) Fraudulent attempts to obtain sensitive information by disguising as a trustworthy entity (b) A type of hardware failure (c) A backup utility (d) A programming language
85. Which shortcut key is used to lock a Windows computer?
    (a) Windows key + L (b) Ctrl+L (c) Alt+L (d) Shift+L
86. What does "SSD" stand for?
    (a) Solid State Drive (b) Static Storage Device (c) Serial Storage Disk (d) Secondary Storage Drive
87. Which of the following best describes "ransomware"?
    (a) Malicious software that encrypts data and demands payment for its release (b) A type of antivirus (c) A backup utility (d) A hardware component
88. What does "API" stand for in software development?
    (a) Application Programming Interface (b) Automated Programming Input (c) Application Process Integration (d) Automated Process Interface
89. Which shortcut key is used to switch between open applications on Windows?
    (a) Alt+Tab (b) Ctrl+Tab (c) Shift+Tab (d) Windows key+Tab only
90. What is "two-factor authentication" (2FA)?
    (a) A security process requiring two different forms of verification to access an account (b) A type of hardware failure (c) A backup utility (d) A programming language
91. Which device converts digital signals to analog and vice versa for internet connectivity?
    (a) Modem (b) Router (c) Switch (d) Hub
92. What does "cloud computing" primarily refer to?
    (a) Delivery of computing services such as storage, servers, and software over the internet (b) A type of local hardware (c) A backup utility only (d) A type of monitor
93. Which organisation maintains the Linux kernel?
    (a) The Linux Foundation, coordinating contributions from developers worldwide (b) Microsoft (c) Apple (d) IBM exclusively
94. What is the full form of "UPI" in Indian digital payments?
    (a) Unified Payments Interface (b) Universal Payment Identity (c) Unified Process Integration (d) Universal Payments Interchange
95. Which device protects electronic equipment from voltage spikes?
    (a) Surge protector (b) Router (c) Modem (d) Switch
96. What does "biometric authentication" primarily rely on?
    (a) Unique physical or behavioural characteristics such as fingerprints or iris patterns (b) A password only (c) A PIN only (d) A security token only
97. Which of the following is a characteristic of a "DDoS attack"?
    (a) Overwhelming a system with traffic from multiple sources to disrupt its normal functioning (b) A hardware defect only (c) A type of backup utility (d) A programming language feature
98. What is the function of an "operating system"?
    (a) To manage computer hardware and software resources and provide common services for programs (b) A type of hardware (c) A backup utility (d) A display device
99. Which of the following is used primarily for spreadsheet calculations?
    (a) MS Excel (b) MS Word (c) MS PowerPoint (d) Adobe Photoshop
100. What does "firmware" refer to?
     (a) Software permanently programmed into a hardware device to control its basic functions (b) A type of malware (c) A backup utility (d) A programming language

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Answer Key with Explanations

Section A:

1.(a) R is Q's brother, so R is also P's child; R is S's son, so S is R's mother and therefore P's wife, making P S's husband.

2.(a) North 15 km, then a right turn (east) for 20 km, then another right turn (south) for 15 km; the north and south legs cancel out, leaving a net displacement of 20 km east.

3.(a) Each letter shifts two places forward: T+2=V, I+2=K, G+2=I, E+2=G, R+2=T, giving VKIGT.

4.(a) Yes, this follows validly: all green bonds are ESG instruments, and all ESG instruments are rated, so all green bonds are rated.

5.(a) The gaps increase by 5 each time: 3+5=8, 8+10=18, 18+15=33, 33+20=53.

6.(a) Floor from the top = 25 − 11 + 1 = 15th.

7.(a) Rank from the bottom = 45 − 19 + 1 = 27th.

8.(a) Each term follows ×3−2: 5×3−2=13, 13×3−2=37, 37×3−2=109, 109×3−2=325.

9.(a) Following the order of operations: 36÷6=6, 6×4=24, 24+15=39, 39−9=30.

10.(a) O is at the left end (position 1); M is second from the left (position 2); N is immediately right of M (position 3); the remaining positions 4 and 5 go to P and L with P immediately left of L, so P sits at position 4 and L at position 5.

11.(a) By the Pythagorean theorem, distance = √(18²+24²) = √(324+576) = √900 = 30 m.

12.(a) NEFT, RTGS, and IMPS are electronic fund transfer systems, while an ATM is a physical banking channel/device, not a transfer system.

13.(a) Each letter is coded by its position in the alphabet; applying the same rule, BUDGET is coded as 2-21-4-7-5-20.

14.(a) Yes, this follows validly: all NBFCs are financial entities, and no financial entity is unregulated, so no NBFC is unregulated.

15.(a) Position from the left = 60 − 24 + 1 = 37th.

16.(a) Let B's present age be x and A's be 5x; four years later, 5x+4 = 3(x+4), giving 5x+4 = 3x+12, so 2x=8, x=4.

17.(a) Each term follows ×2+1: 7×2+1=15, 15×2+1=31, 31×2+1=63, 63×2+1=127.

18.(a) Two successive 90° anticlockwise turns total 180°, so facing east becomes facing west.

19.(a) Each letter is coded by its position in the alphabet; applying the same rule, OCEAN is coded as 15-3-5-1-14.

20.(a) Yes, this follows validly: all treasury bills are short-term instruments, and all short-term instruments carry lower duration risk, so all treasury bills carry lower duration risk.

Section B:

21.(a) 144÷12=12; 15×3=45; 12+45−9=48.

22.(a) Interest = 56,000−40,000 = ₹16,000 over 4 years; rate = (16,000×100)/(40,000×4) = 10%.

23.(a) The gap between a 25% loss and a 5% gain equals 30% of the cost price, so CP = 900/0.30 = ₹3,000.

24.(a) The parts total 9+16=25; larger number = 200×16/25 = 128.

25.(a) Amount = 1,00,000×(1.10)² = 1,21,000; compound interest = ₹21,000.

26.(a) Combined rate = 1/60; A's rate = 1/100; B's rate = 1/60−1/100 = 1/150, so B alone takes 150 days.

27.(a) Combined rate = 1/30+1/45 = 1/18, so together they take 18 hours.

28.(a) Increase = 20 crore on a base of 40 crore = 50%.

29.(a) 9(x−4)=6x+15 gives 9x−36=6x+15, so 3x=51, x=17.

30.(a) Area = (22/7)×70² = 22×700 = 15,400 sq cm.

31.(a) Total of 20 numbers = 900; total of remaining 19 = 836; excluded number = 900−836 = 64.

32.(a) A sum tripling in 10 years at simple interest means the interest equals twice the principal over 10 years, giving a rate of 200/10 = 20%.

33.(a) Marked price = 4 × CP; after a 60% discount, SP = 0.40 × 4 × CP = 1.6 × CP, a profit of 60%.

34.(a) The investment ratio is 4:5:6 (parts sum to 15); each part = 2,25,000/15 = 15,000, so the largest share = 6×15,000 = ₹90,000.

35.(a) (1,080÷27)×6+45 = 40×6+45 = 285.

36.(a) Downstream speed = 45+9 = 54 km/h; time = 216/54 = 4 hours.

37.(a) If CP of 60 articles equals SP of 48 articles, SP/CP per article = 60/48 = 1.25, a profit of 25%.

38.(a) The interest for the third year alone = 48,750−45,000 = ₹3,750, so two years' interest = ₹7,500; principal = 45,000−7,500 = ₹37,500.

39.(a) The differences fall by 4 each time: 50, 46, 42, then 38; 362−38 = 324.

40.(a) A's share is 2.5 times B's (150% more), so 3.5 parts = 1,75,000, giving B's share = ₹50,000.

Section C:

41.(a) The subject nearest to the verb, "employees," is plural, so the verb should be "were," not "was."

42.(a) A future action completed before another future point ("by the time the auditor arrives") takes the future perfect passive, "will have been."

43.(a) The passive construction takes "by" to introduce the agent performing the action.

44.(a) "Meticulous" means showing great attention to detail, closest in meaning to "Careful."

45.(a) "Solvent" means able to meet financial obligations, so its antonym is "Insolvent."

46.(a) The correct preposition after "adept" is "at."

47.(a) "The committee" is a singular collective noun here, so it takes "has," not "have."

48.(a) A person who lends money at exceedingly high interest rates is a "Usurer."

49.(a) "Bureaucracy" is the correctly spelled word.

50.(a) The correct preposition after "invested" is "in."

51.(a) "To read between the lines" means to understand a hidden or implied meaning beyond the literal words.

52.(a) "Neither of the applicants" is treated as singular and takes "has," making "Neither of the applicants has submitted the form" correct.

53.(a) "Due to" correctly introduces the cause of the lapse.

54.(a) "Liquid," meaning easily convertible to cash, is the opposite of "Illiquid."

55.(a) "Each of the branches" is singular and takes "was," not "were."

56.(a) One who audits financial accounts is an "Auditor."

57.(a) The correct preposition after "entitled" is "to."

58.(a) The passive form of "The board approved the merger" is "The merger was approved by the board."

59.(a) "To foot the bill" means to pay for something, especially an expense incurred by others.

60.(a) "Solvent" means able to meet financial obligations, so its synonym is "Financially stable."

Section D:

61.(a) The Narasimham Committee (1975) recommended the establishment of Regional Rural Banks to extend credit in rural areas.

62.(a) KYC stands for Know Your Customer, the process banks use to verify customer identity.

63.(a) IRDAI regulates insurance companies in India.

64.(a) The WTO's headquarters is located in Geneva.

65.(a) Pradhan Mantri Jan Dhan Yojana provides a zero-balance savings account aimed at financial inclusion.

66.(a) Quantitative easing is a central bank policy of purchasing securities to increase money supply and lower interest rates.

67.(a) NABARD supervises cooperative banks in India, alongside the RBI.

68.(a) A revenue deficit is the excess of government revenue expenditure over revenue receipts.

69.(a) ECGC (Export Credit Guarantee Corporation) provides export credit insurance to Indian exporters.

70.(a) PAN stands for Permanent Account Number.

71.(a) The Gini coefficient measures income inequality within a population.

72.(a) Pradhan Mantri Awas Yojana aims to provide affordable housing to the urban and rural poor.

73.(a) Moral suasion refers to the central bank persuading banks to act in a certain way without formal directives.

74.(a) SEBI regulates mutual funds in India.

75.(a) A sovereign gold bond is a government security denominated in grams of gold, issued as a substitute for holding physical gold.

76.(a) IFSC stands for Indian Financial System Code, used to identify bank branches for electronic transfers.

77.(a) The Narasimham Committee's recommendations led to banking sector reforms including prudential norms for asset classification.

78.(a) Front running refers to trading based on advance knowledge of a pending large order to profit from the anticipated price move.

79.(a) The Reserve Bank of India is the regulatory and supervisory body for payment systems in India.

80.(a) CIBIL stands for Credit Information Bureau (India) Limited.

Section E:

81.(a) RAM temporarily stores data being actively processed by the CPU.

82.(a) IoT stands for Internet of Things.

83.(a) ".zip" is a file extension used for a compressed archive file.

84.(a) Phishing refers to fraudulent attempts to obtain sensitive information by disguising as a trustworthy entity.

85.(a) Windows key + L locks a Windows computer.

86.(a) SSD stands for Solid State Drive.

87.(a) Ransomware is malicious software that encrypts data and demands payment for its release.

88.(a) API stands for Application Programming Interface.

89.(a) Alt+Tab is used to switch between open applications on Windows.

90.(a) Two-factor authentication is a security process requiring two different forms of verification to access an account.

91.(a) A modem converts digital signals to analog and vice versa for internet connectivity.

92.(a) Cloud computing refers to the delivery of computing services such as storage, servers, and software over the internet.

93.(a) The Linux Foundation coordinates and maintains contributions to the Linux kernel from developers worldwide.

94.(a) UPI stands for Unified Payments Interface.

95.(a) A surge protector protects electronic equipment from voltage spikes.

96.(a) Biometric authentication relies on unique physical or behavioural characteristics such as fingerprints or iris patterns.

97.(a) A DDoS attack overwhelms a system with traffic from multiple sources to disrupt its normal functioning.

98.(a) An operating system manages computer hardware and software resources and provides common services for programs.

99.(a) MS Excel is used primarily for spreadsheet calculations.

100.(a) Firmware is software permanently programmed into a hardware device to control its basic functions.