Mock Test 16 — RBI Assistant Mains Pattern (100 MCQs)

This is a full-length practice test following the RBI Assistant Mains pattern, scaled to 100 questions across five sections (20 questions each): Reasoning Ability, Numerical Ability, English Language, General Awareness & Banking, and Computer Knowledge.

Section A: Reasoning Ability (Q1–20)

1. X is Y's son. Z is Y's mother. How is X related to Z?
   (a) Grandson (b) Son (c) Nephew (d) Grandfather
2. A woman walks 10 km east, turns left and walks 10 km, then turns left again and walks 10 km. How far is she from her starting point, and in which direction?
   (a) 10 km north (b) 10 km south (c) 20 km north (d) 30 km east
3. In a code, WATER is coded as VZSDQ (each letter shifted one place backward). How is MOTOR coded using the same rule?
   (a) LNSNQ (b) LNSNP (c) MNSNQ (d) LMSNQ
4. Statements: All bonds are securities. Some securities are tax-free. Conclusion: Some bonds are tax-free. Does this follow?
   (a) No, it does not necessarily follow (b) Yes, it follows validly (c) Only if all bonds are tax-free (d) Only if no securities are tax-free
5. Find the missing number: 2, 6, 14, 30, ?
   (a) 62 (b) 60 (c) 64 (d) 58
6. In a building of 30 floors, Priya lives on the 18th floor from the top. What is her floor number from the bottom?
   (a) 13th (b) 12th (c) 14th (d) 11th
7. In a class of 50 students, Meera ranks 22nd from the bottom. What is her rank from the top?
   (a) 29th (b) 28th (c) 30th (d) 27th
8. Find the missing number: 8, 13, 23, 43, ?
   (a) 83 (b) 80 (c) 85 (d) 78
9. If '@' denotes '+', '#' denotes '−', '%' denotes '×', and '$' denotes '÷', evaluate: 48 $ 8 % 3 @ 20 # 11.
   (a) 27 (b) 25 (c) 29 (d) 23
10. Five friends A, B, C, D, E sit in a row facing north. B sits third from the left. C sits immediately to the right of B. A sits at the right end. D sits immediately to the left of E. Where does D sit?
    (a) 1st from the left (b) 2nd from the left (c) 4th from the left (d) 5th from the left
11. Point A is 9 m south of point B. Point C is 12 m west of A. What is the distance between B and C?
    (a) 15 m (b) 16 m (c) 14 m (d) 18 m
12. Which one does not belong with the others: SEBI, IRDAI, RBI, NPCI?
    (a) NPCI (b) SEBI (c) IRDAI (d) RBI
13. In a code, GARDEN is coded by each letter's position in the alphabet as 7-1-18-4-5-14. How is FOREST coded using the same rule?
    (a) 6-15-18-5-19-20 (b) 6-15-18-5-20-19 (c) 5-15-18-5-19-20 (d) 6-14-18-5-19-20
14. Statements: All debentures are debt instruments. No debt instrument is equity. Conclusion: No debenture is equity. Does this follow?
    (a) Yes, it follows validly (b) No (c) Cannot be determined (d) Only partially
15. In a row of 70 people, Suresh is 29th from the left. What is his position from the right?
    (a) 42nd (b) 41st (c) 43rd (d) 40th
16. A is seven times as old as B. Three years ago, A was sixteen times as old as B. Find B's present age.
    (a) 5 years (b) 6 years (c) 4 years (d) 7 years
17. Find the missing number: 6, 15, 33, 69, ?
    (a) 141 (b) 140 (c) 142 (d) 138
18. A man is facing north. He turns 90° clockwise, then 90° anticlockwise, then 90° clockwise. Which direction is he facing now?
    (a) East (b) West (c) South (d) North
19. In a code, SILVER is coded by each letter's position in the alphabet as 19-9-12-22-5-18. How is BRONZE coded using the same rule?
    (a) 2-18-15-14-26-5 (b) 2-18-15-14-25-5 (c) 3-18-15-14-26-5 (d) 2-17-15-14-26-5
20. Statements: All fixed deposits are time deposits. All time deposits earn interest. Conclusion: All fixed deposits earn interest. Does this follow?
    (a) Yes, it follows validly (b) No (c) Cannot be determined (d) Only partially

Section B: Numerical Ability (Q21–40)

21. Simplify: 168 ÷ 14 + 22 × 2 − 19.
    (a) 37 (b) 36 (c) 38 (d) 35
22. A sum of ₹35,000 amounts to ₹49,000 in 4 years at simple interest. Find the rate of interest per annum.
    (a) 10% (b) 8% (c) 12% (d) 9%
23. A trader sells an item at a 15% loss. If he had sold it for ₹800 more, he would have gained 5%. Find the cost price.
    (a) ₹4,000 (b) ₹3,900 (c) ₹4,100 (d) ₹4,200
24. The ratio of two numbers is 11:14. If their sum is 250, find the larger number.
    (a) 140 (b) 135 (c) 145 (d) 130
25. Find the compound interest on ₹50,000 at 20% per annum for 2 years, compounded annually.
    (a) ₹22,000 (b) ₹21,000 (c) ₹23,000 (d) ₹20,000
26. A and B together complete a task in 45 days; A alone takes 75 days. In how many days can B alone complete it?
    (a) 112.5 days (b) 110 days (c) 115 days (d) 108 days
27. Two pipes fill a tank in 20 hours and 30 hours respectively. Working together, how long do they take?
    (a) 12 hours (b) 13 hours (c) 11 hours (d) 14 hours
28. A bank's NPA rose from ₹25 crore to ₹40 crore. Find the percentage increase.
    (a) 60% (b) 55% (c) 65% (d) 50%
29. Solve for x: 11(x − 6) = 7x + 10.
    (a) 19 (b) 18 (c) 20 (d) 17
30. Find the area of a circle with radius 63 cm (use π = 22/7).
    (a) 12,474 sq cm (b) 12,400 sq cm (c) 12,500 sq cm (d) 12,300 sq cm
31. The average of twenty-five numbers is 60. If one number is excluded, the average of the remaining twenty-four becomes 59. Find the excluded number.
    (a) 84 (b) 80 (c) 86 (d) 82
32. A sum quadruples itself in 15 years at simple interest. Find the rate of interest.
    (a) 20% (b) 15% (c) 25% (d) 18%
33. A shopkeeper marks an item 250% above cost price and gives a 60% discount. Find the net profit percentage.
    (a) 40% (b) 35% (c) 45% (d) 30%
34. Three partners invest ₹1,00,000, ₹1,40,000, and ₹1,60,000 for one year. If total profit is ₹2,00,000, find the largest share.
    (a) ₹80,000 (b) ₹75,000 (c) ₹85,000 (d) ₹70,000
35. Find the value of: (1,200 ÷ 24) × 7 + 38.
    (a) 388 (b) 380 (c) 390 (d) 375
36. A boat's speed in still water is 40 km/h; stream speed is 8 km/h. Find the time to cover 192 km downstream.
    (a) 4 hours (b) 4.5 hours (c) 3.5 hours (d) 5 hours
37. If the cost price of 50 articles equals the selling price of 40 articles, find the profit percentage.
    (a) 25% (b) 20% (c) 30% (d) 22%
38. A sum becomes ₹33,000 in 2 years and ₹35,750 in 3 years at simple interest. Find the principal.
    (a) ₹27,500 (b) ₹27,000 (c) ₹28,000 (d) ₹26,500
39. Find the missing number in the series: 800, 720, 648, 584, ?
    (a) 528 (b) 520 (c) 532 (d) 524
40. A sum of ₹2,00,000 is divided between A and B such that A's share is 300% more than B's. Find B's share.
    (a) ₹40,000 (b) ₹38,000 (c) ₹42,000 (d) ₹36,000

Section C: English Language (Q41–60)

41. Identify the error: "The board of directors are meeting tomorrow." The correction is:
    (a) "are" should be "is" (b) "meeting" should be "meet" (c) "tomorrow" should be "today" (d) No error
42. Choose the correct form: "Had the bank increased interest rates earlier, inflation ___ under control."
    (a) would have been (b) will be (c) is (d) was
43. Fill in the blank: "The cheque was drawn ___ the current account."
    (a) on (b) by (c) at (d) for
44. Choose the synonym of "Diligent."
    (a) Hardworking (b) Lazy (c) Careless (d) Indifferent
45. Choose the antonym of "Prudent."
    (a) Reckless (b) Wise (c) Careful (d) Sensible
46. Fill in the blank: "The manager is responsible ___ the branch's performance."
    (a) for (b) to (c) with (d) at
47. Identify the error: "The staff are attending its annual meeting."
    (a) "its" should be "their" (b) "are" should be "is" (c) "attending" should be "attend" (d) No error
48. One-word substitution: "One who compiles and edits a dictionary."
    (a) Lexicographer (b) Editor (c) Author (d) Publisher
49. Choose the correctly spelled word.
    (a) Entrepreneur (b) Entreprenuer (c) Enterpreneur (d) Entreprenur
50. Fill in the blank: "The interest rate was linked ___ the repo rate."
    (a) to (b) with (c) at (d) for
51. Idiom: "To cut corners" means:
    (a) To do something in the easiest or cheapest way, often sacrificing quality (b) To take a shortcut on a map (c) To finish early (d) To negotiate a deal
52. Choose the correct sentence.
    (a) Every one of the employees has signed the form. (b) Every one of the employees have signed the form. (c) Every one of employees has signed the form. (d) Every ones of the employees has signed the form.
53. Fill in the blank: "The account was closed ___ request."
    (a) on (b) at (c) in (d) for
54. Choose the antonym of "Liable" (in the sense of legally responsible).
    (a) Exempt (b) Accountable (c) Responsible (d) Obligated
55. Identify the error: "Either the manager or the clerks is responsible for the error."
    (a) "is" should be "are" (b) "responsible" should be "responsibly" (c) "clerks" should be "clerk" (d) No error
56. One-word substitution: "A statement of a company's financial position at a specific point in time."
    (a) Balance sheet (b) Invoice (c) Ledger (d) Voucher
57. Fill in the blank: "The employee was compensated ___ the loss."
    (a) for (b) with (c) to (d) at
58. Choose the correct passive form: "The regulator revised the guidelines."
    (a) The guidelines were revised by the regulator. (b) The guidelines revised by the regulator. (c) The guidelines are revised by the regulator. (d) The guidelines has revised by the regulator.
59. Idiom: "To break even" means:
    (a) To make neither a profit nor a loss (b) To go bankrupt (c) To double one's investment (d) To default on a loan
60. Choose the synonym of "Frugal."
    (a) Thrifty (b) Extravagant (c) Wasteful (d) Generous

Section D: General Awareness & Banking (Q61–80)

61. Which committee recommended the introduction of Basic Savings Bank Deposit Accounts (BSBDA) in India?
    (a) The Khan Committee (b) The Narasimham Committee (c) The Chakravarty Committee (d) The Tarapore Committee
62. What is the full form of NABARD?
    (a) National Bank for Agriculture and Rural Development (b) National Bureau for Agricultural Reserves and Development (c) National Authority for Banking and Rural Development (d) National Bank for Agricultural Reforms and Development
63. Which institution regulates pension funds in India?
    (a) PFRDA (b) SEBI (c) IRDAI (d) RBI
64. The headquarters of the Bank for International Settlements (BIS) is located in which city?
    (a) Basel (b) Geneva (c) Vienna (d) Zurich
65. Which scheme provides accident insurance cover at a nominal annual premium in India?
    (a) Pradhan Mantri Suraksha Bima Yojana (b) Atal Pension Yojana (c) Ayushman Bharat (d) Jan Dhan Yojana
66. What does "stagflation" refer to?
    (a) A combination of stagnant economic growth and high inflation (b) Rapid economic growth with low inflation (c) A currency crisis (d) A banking sector collapse
67. Which institution acts as the "lender of last resort" in India's banking system?
    (a) The Reserve Bank of India (b) SBI (c) NABARD (d) LIC
68. The term "fiscal deficit" refers to:
    (a) The excess of total government expenditure over total revenue, excluding borrowings (b) A company's net loss (c) A trade deficit (d) A bank's non-performing assets
69. Which institution provides refinancing support to small-scale and micro industries in India?
    (a) SIDBI (b) LIC (c) EXIM Bank (d) NABARD exclusively
70. What is the full form of TIN, used for tax identification of businesses in India?
    (a) Taxpayer Identification Number (b) Tax Information Number (c) Total Income Number (d) Tax Index Number
71. The "Lorenz curve" is used to represent:
    (a) The distribution of income or wealth within a population (b) Inflation trends (c) Exchange rate movements (d) Trade balances
72. Which scheme provides collateral-free loans to micro and small enterprises in India?
    (a) Pradhan Mantri Mudra Yojana (b) Pradhan Mantri Awas Yojana (c) Atal Pension Yojana (d) Ayushman Bharat
73. What does "open market operations" refer to as a monetary policy tool?
    (a) The buying and selling of government securities by the central bank to regulate money supply (b) A type of tax (c) A currency devaluation (d) A legal penalty
74. Which body regulates stock exchanges in India?
    (a) SEBI (b) RBI (c) IRDAI (d) NABARD
75. A "masala bond" refers to:
    (a) A rupee-denominated bond issued outside India by an Indian entity (b) A foreign currency bond issued in India (c) A government treasury bill (d) A type of insurance policy
76. What is the full form of MICR, used in cheque processing?
    (a) Magnetic Ink Character Recognition (b) Magnetic Information Character Reader (c) Machine Ink Character Recognition (d) Magnetic Index Character Recognition
77. Which committee's recommendations led to the establishment of the Banking Ombudsman scheme in India?
    (a) A government-appointed committee on customer service in banks (b) The Rangarajan Committee (c) The Khan Committee (d) The Chakravarty Committee
78. What does "insider trading" refer to?
    (a) Trading a company's securities based on material non-public information (b) A type of dividend (c) A stock split (d) A bond redemption
79. Which is the regulatory body overseeing credit rating agencies in India?
    (a) SEBI (b) RBI (c) IRDAI (d) NABARD
80. What is the full form of NEFT, an electronic fund transfer system in India?
    (a) National Electronic Funds Transfer (b) National Electronic Fund Transaction (c) National Electric Funds Transfer (d) National Electronic Fiscal Transfer

Section E: Computer Knowledge (Q81–100)

81. Which component stores permanent instructions that the computer needs to start up?
    (a) ROM (b) RAM (c) Cache (d) Hard disk
82. What does "SQL" stand for?
    (a) Structured Query Language (b) Sequential Query Language (c) Structured Question Language (d) System Query Language
83. Which file extension is used for a Portable Document Format file?
    (a) .pdf (b) .exe (c) .txt (d) .jpg
84. What does "spoofing" refer to in cybersecurity?
    (a) Disguising communication from an unknown source as being from a known, trusted source (b) A type of hardware failure (c) A backup utility (d) A programming language
85. Which shortcut key is used to open Task Manager on Windows?
    (a) Ctrl+Shift+Esc (b) Ctrl+Alt+Del only (c) Alt+F4 (d) Ctrl+Esc
86. What does "HDD" stand for?
    (a) Hard Disk Drive (b) High Density Disk (c) Hard Data Drive (d) High Data Density
87. Which of the following best describes "spyware"?
    (a) Software that secretly monitors and collects user information without consent (b) A type of antivirus (c) A backup utility (d) A hardware component
88. What does "URL" stand for?
    (a) Uniform Resource Locator (b) Universal Resource Link (c) Uniform Reference Locator (d) Universal Reference Link
89. Which shortcut key is used to take a screenshot of the entire screen on Windows?
    (a) PrtScn (b) Ctrl+P (c) Alt+P (d) Shift+P
90. What is "encryption" in computing?
    (a) The process of converting data into a coded form to prevent unauthorised access (b) A type of hardware failure (c) A backup utility (d) A programming language
91. Which device connects multiple computers within a local area network and directs data only to its intended recipient?
    (a) Switch (b) Modem (c) Hub (d) Repeater
92. What does "virtualisation" primarily refer to in computing?
    (a) Creating a virtual version of hardware, storage, or an operating system (b) A type of monitor (c) A backup utility only (d) A type of malware
93. Which organisation develops and maintains the Android operating system?
    (a) Google, through the Open Handset Alliance (b) Microsoft (c) Apple (d) IBM
94. What is the full form of "OTP" used in secure online transactions?
    (a) One-Time Password (b) Online Transaction Protocol (c) One-Time Protocol (d) Online Transfer Password
95. Which device is used to convert AC power to DC power for computer components?
    (a) Power supply unit (SMPS) (b) Router (c) Modem (d) Switch
96. What does "malware" refer to?
    (a) Software specifically designed to disrupt, damage, or gain unauthorised access to a computer system (b) A hardware component (c) A backup utility (d) A display technology
97. Which of the following is a characteristic of a "keylogger"?
    (a) Software or hardware that records keystrokes to capture sensitive information (b) A hardware defect only (c) A type of backup utility (d) A programming language feature
98. What is the function of a "firewall" in computer networking?
    (a) To monitor and control incoming and outgoing network traffic based on security rules (b) A type of hardware only (c) A backup utility (d) A display device
99. Which of the following is used primarily for creating presentations?
    (a) MS PowerPoint (b) MS Excel (c) MS Word (d) Adobe Photoshop
100. What does "bandwidth" refer to in networking?
     (a) The maximum rate of data transfer across a network connection (b) A type of malware (c) A backup utility (d) A programming language

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Answer Key with Explanations

Section A:

1.(a) X is Y's son, and Z is Y's mother, so Z is X's grandmother, making X her grandson.

2.(a) East 10 km, then a left turn (north) for 10 km, then another left turn (west) for 10 km; the east and west legs cancel out, leaving a net displacement of 10 km north.

3.(a) Each letter shifts one place backward: M−1=L, O−1=N, T−1=S, O−1=N, R−1=Q, giving LNSNQ.

4.(a) No, this does not necessarily follow: the "some securities" that are tax-free may or may not include the specific securities that are bonds.

5.(a) Each term follows ×2+2: 2×2+2=6, 6×2+2=14, 14×2+2=30, 30×2+2=62.

6.(a) Floor from the bottom = 30 − 18 + 1 = 13th.

7.(a) Rank from the top = 50 − 22 + 1 = 29th.

8.(a) Each term follows ×2−3: 8×2−3=13, 13×2−3=23, 23×2−3=43, 43×2−3=83.

9.(a) Following the order of operations: 48÷8=6, 6×3=18, 18+20=38, 38−11=27.

10.(a) B sits third from the left (position 3); C sits immediately right of B (position 4); A sits at the right end (position 5); the remaining positions 1 and 2 go to D and E with D immediately left of E, so D sits at position 1.

11.(a) By the Pythagorean theorem, distance = √(9²+12²) = √(81+144) = √225 = 15 m.

12.(a) SEBI, IRDAI, and RBI are primarily regulators, while NPCI is an umbrella organisation for retail payments infrastructure rather than a regulator.

13.(a) Each letter is coded by its position in the alphabet; applying the same rule, FOREST is coded as 6-15-18-5-19-20.

14.(a) Yes, this follows validly: all debentures are debt instruments, and no debt instrument is equity, so no debenture is equity.

15.(a) Position from the right = 70 − 29 + 1 = 42nd.

16.(a) Let B's present age be x and A's be 7x; three years ago, 7x−3 = 16(x−3), giving 7x−3 = 16x−48, so 9x=45, x=5.

17.(a) Each term follows ×2+3: 6×2+3=15, 15×2+3=33, 33×2+3=69, 69×2+3=141.

18.(a) The net turn is 90° clockwise minus 90° anticlockwise plus 90° clockwise, which equals 90° clockwise overall; facing north, a 90° clockwise turn gives east.

19.(a) Each letter is coded by its position in the alphabet; applying the same rule, BRONZE is coded as 2-18-15-14-26-5.

20.(a) Yes, this follows validly: all fixed deposits are time deposits, and all time deposits earn interest, so all fixed deposits earn interest.

Section B:

21.(a) 168÷14=12; 22×2=44; 12+44−19=37.

22.(a) Interest = 49,000−35,000 = ₹14,000 over 4 years; rate = (14,000×100)/(35,000×4) = 10%.

23.(a) The gap between a 15% loss and a 5% gain equals 20% of the cost price, so CP = 800/0.20 = ₹4,000.

24.(a) The parts total 11+14=25; larger number = 250×14/25 = 140.

25.(a) Amount = 50,000×(1.20)² = 72,000; compound interest = ₹22,000.

26.(a) Combined rate = 1/45; A's rate = 1/75; B's rate = 1/45−1/75 = 2/225, so B alone takes 225/2 = 112.5 days.

27.(a) Combined rate = 1/20+1/30 = 1/12, so together they take 12 hours.

28.(a) Increase = 15 crore on a base of 25 crore = 60%.

29.(a) 11(x−6)=7x+10 gives 11x−66=7x+10, so 4x=76, x=19.

30.(a) Area = (22/7)×63² = 22×567 = 12,474 sq cm.

31.(a) Total of 25 numbers = 1,500; total of remaining 24 = 1,416; excluded number = 1,500−1,416 = 84.

32.(a) A sum quadrupling in 15 years at simple interest means the interest equals three times the principal over 15 years, giving a rate of 300/15 = 20%.

33.(a) Marked price = 3.5 × CP; after a 60% discount, SP = 0.40 × 3.5 × CP = 1.4 × CP, a profit of 40%.

34.(a) The investment ratio is 5:7:8 (parts sum to 20); each part = 2,00,000/20 = 10,000, so the largest share = 8×10,000 = ₹80,000.

35.(a) (1,200÷24)×7+38 = 50×7+38 = 388.

36.(a) Downstream speed = 40+8 = 48 km/h; time = 192/48 = 4 hours.

37.(a) If CP of 50 articles equals SP of 40 articles, SP/CP per article = 50/40 = 1.25, a profit of 25%.

38.(a) The interest for the third year alone = 35,750−33,000 = ₹2,750, so two years' interest = ₹5,500; principal = 33,000−5,500 = ₹27,500.

39.(a) The differences fall by 8 each time: 80, 72, 64, then 56; 584−56 = 528.

40.(a) A's share is 4 times B's (300% more), so 5 parts = 2,00,000, giving B's share = ₹40,000.

Section C:

41.(a) "The board of directors" is treated as a single unit here, so it takes the singular verb "is," not "are."

42.(a) A hypothetical past condition ("Had the bank increased...") pairs with the third conditional result "would have been."

43.(a) The idiomatic preposition for a cheque drawn against an account is "on."

44.(a) "Diligent" means showing care and effort in one's work, closest in meaning to "Hardworking."

45.(a) "Prudent" means careful and sensible, so its antonym is "Reckless."

46.(a) The correct preposition after "responsible" is "for."

47.(a) "The staff," referring to the individuals collectively, takes "their" rather than "its" when treated as a group of people.

48.(a) One who compiles and edits a dictionary is a "Lexicographer."

49.(a) "Entrepreneur" is the correctly spelled word.

50.(a) The correct preposition after "linked" is "to."

51.(a) "To cut corners" means to do something in the easiest or cheapest way, often sacrificing quality.

52.(a) "Every one of the employees" is singular and takes "has," making "Every one of the employees has signed the form" correct.

53.(a) "On request" is the idiomatic phrase used here.

54.(a) "Liable," meaning legally responsible, is the opposite of "Exempt."

55.(a) With "either...or," the verb agrees with the nearer subject, "clerks," which is plural, so "is" should be "are."

56.(a) A statement of a company's financial position at a specific point in time is a "Balance sheet."

57.(a) The correct preposition after "compensated" is "for."

58.(a) The passive form of "The regulator revised the guidelines" is "The guidelines were revised by the regulator."

59.(a) "To break even" means to make neither a profit nor a loss.

60.(a) "Frugal" means careful with money, closest in meaning to "Thrifty."

Section D:

61.(a) The Khan Committee recommended the introduction of Basic Savings Bank Deposit Accounts to promote financial inclusion.

62.(a) NABARD stands for National Bank for Agriculture and Rural Development.

63.(a) PFRDA regulates pension funds in India.

64.(a) The BIS's headquarters is located in Basel.

65.(a) Pradhan Mantri Suraksha Bima Yojana provides accident insurance cover at a nominal annual premium.

66.(a) Stagflation refers to a combination of stagnant economic growth and high inflation.

67.(a) The Reserve Bank of India acts as the lender of last resort in India's banking system.

68.(a) The fiscal deficit is the excess of total government expenditure over total revenue, excluding borrowings.

69.(a) SIDBI provides refinancing support to small-scale and micro industries in India.

70.(a) TIN stands for Taxpayer Identification Number.

71.(a) The Lorenz curve represents the distribution of income or wealth within a population.

72.(a) Pradhan Mantri Mudra Yojana provides collateral-free loans to micro and small enterprises.

73.(a) Open market operations refer to the buying and selling of government securities by the central bank to regulate money supply.

74.(a) SEBI regulates stock exchanges in India.

75.(a) A masala bond is a rupee-denominated bond issued outside India by an Indian entity.

76.(a) MICR stands for Magnetic Ink Character Recognition.

77.(a) A government-appointed committee on customer service in banks recommended the Banking Ombudsman scheme.

78.(a) Insider trading refers to trading a company's securities based on material non-public information.

79.(a) SEBI is the regulatory body overseeing credit rating agencies in India.

80.(a) NEFT stands for National Electronic Funds Transfer.

Section E:

81.(a) ROM stores permanent instructions that the computer needs to start up.

82.(a) SQL stands for Structured Query Language.

83.(a) ".pdf" is the file extension used for a Portable Document Format file.

84.(a) Spoofing refers to disguising communication from an unknown source as being from a known, trusted source.

85.(a) Ctrl+Shift+Esc opens Task Manager directly on Windows.

86.(a) HDD stands for Hard Disk Drive.

87.(a) Spyware is software that secretly monitors and collects user information without consent.

88.(a) URL stands for Uniform Resource Locator.

89.(a) PrtScn is used to take a screenshot of the entire screen on Windows.

90.(a) Encryption is the process of converting data into a coded form to prevent unauthorised access.

91.(a) A switch connects multiple computers within a local area network and directs data only to its intended recipient.

92.(a) Virtualisation refers to creating a virtual version of hardware, storage, or an operating system.

93.(a) Google develops and maintains the Android operating system, originally through the Open Handset Alliance.

94.(a) OTP stands for One-Time Password.

95.(a) A power supply unit (SMPS) converts AC power to DC power for computer components.

96.(a) Malware is software specifically designed to disrupt, damage, or gain unauthorised access to a computer system.

97.(a) A keylogger is software or hardware that records keystrokes to capture sensitive information.

98.(a) A firewall monitors and controls incoming and outgoing network traffic based on security rules.

99.(a) MS PowerPoint is used primarily for creating presentations.

100.(a) Bandwidth refers to the maximum rate of data transfer across a network connection.