Government Schemes Compendium — Master Table & Exam Traps

Why This Chapter Matters

By now you have read twelve chapters and met close to fifty schemes. In the exam hall you will not get twelve separate papers, you will get one paper, and it will jump between a health scheme, a housing scheme and a tribal welfare scheme inside the same set of ten GA questions without warning. This chapter exists for exactly that situation. It is the one page you pull out three days before the exam, and again the night before, when you need every scheme's year, ministry and objective sitting in front of your eyes at once instead of buried across twelve chapters.

Here is the shape of what's coming: a single master table covering every scheme from Chapters 2 to 13, sorted by sector so revision stays organised, followed by a dedicated section on scheme pairs that examiners love to confuse, a complete list of every rename or merger you must know, and a final mega-list built purely for the last 48 hours before your exam. The single biggest mistake aspirants make at this stage is treating revision as re-reading. Re-reading feels productive but teaches you nothing new; your eyes glide over facts you already half-know and skip the two facts you actually keep getting wrong. Use this chapter differently: cover the "Ministry" and "Objective" columns with your hand, look only at the scheme name, and force yourself to recall the rest before checking. That single habit will do more for your score than three more read-throughs of the earlier chapters.

1. How to Use This Master Table

Treat the table in Section 2 as a lookup index, not a textbook page. Every scheme is already explained in full, with its analogy, its exam trap and its memory hook, in its home chapter. This table strips all of that away and gives you the three facts that decide most SSC and RRB questions: when, who, why. When a question describes an objective in plain language and asks you to name the scheme, or names a scheme and asks for the ministry, this is the table you should have memorised.

Exam trap: the compendium format tempts students into cramming the table without understanding the reasoning behind it, and that works fine right up until a question rephrases an objective in slightly different words than the ones you memorised. If a table entry feels unfamiliar, go back to its home chapter and read the full entry once more. A fact you understand survives rephrasing; a fact you only memorised does not.

2. The Master Table — Every Scheme, Chapters 2 to 13

The table below is grouped by the chapter and sector it came from, in the same order this book presented them, so your revision path matches your first reading.

Poverty Alleviation & Financial Inclusion (Chapter 2)

Scheme	Launch Year	Ministry	One-Line Objective
Jan Dhan Yojana (PMJDY)	2014	Finance	Universal zero-balance bank account for every household
Mudra Yojana (PMMY)	2015	Finance	Collateral-free loans for micro/small non-farm businesses
Stand-Up India	2016	Finance	₹10 lakh–₹1 crore loans for SC/ST and women entrepreneurs
PM SVANidhi	2020	Housing & Urban Affairs	Working-capital loans for street vendors post-lockdown
DAY-NRLM	2011 (renamed 2015)	Rural Development	Organise rural poor into SHGs for sustainable livelihoods
DAY-NULM	2013 (renamed 2016)	Housing & Urban Affairs	Organise urban poor into SHGs for self-employment

Agriculture & Farmer Welfare (Chapter 3)

Scheme	Launch Year	Ministry	One-Line Objective
PM-KISAN	2019	Agriculture & Farmers Welfare	₹6,000/year income support in 3 instalments
PM Fasal Bima Yojana	2016	Agriculture & Farmers Welfare	Low-premium crop insurance against yield loss
Soil Health Card	2015	Agriculture & Farmers Welfare	Nutrient report card for targeted fertiliser use
e-NAM	2016	Agriculture & Farmers Welfare	Unified online trading platform linking mandis
Kisan Credit Card	1998	Agriculture, with NABARD & banks	Short-term credit for cultivation and allied work
PM Krishi Sinchayee Yojana	2015	Agriculture, Jal Shakti, Rural Development	Expand irrigation and water-use efficiency
Rashtriya Gokul Mission	2014	Fisheries, Animal Husbandry & Dairying	Conserve and upgrade indigenous cattle breeds

Health & Sanitation (Chapter 4)

Scheme	Launch Year	Ministry	One-Line Objective
Ayushman Bharat / PM-JAY	2018	Health and Family Welfare	₹5 lakh cashless health cover per family per year
Swachh Bharat Mission	2014	Jal Shakti (Gramin) / Housing & Urban Affairs (Urban)	End open defecation, manage solid waste
Mission Indradhanush	2014	Health and Family Welfare	Full immunisation of children and pregnant women
Janani Suraksha Yojana	2005	Health and Family Welfare	Cash incentive for institutional delivery
POSHAN Abhiyaan	2018	Women and Child Development	Cut stunting, undernutrition, anaemia, low birth weight
PM Jan Aushadhi Yojana (PMBJP)	2008 (relaunched 2015)	Chemicals and Fertilizers	Affordable generic medicines via Jan Aushadhi Kendras

Education & Skill Development (Chapter 5)

Scheme	Launch Year	Ministry	One-Line Objective
Sarva Shiksha Abhiyan	2000-01	Education (then HRD)	Universalise elementary education, ages 6–14
Rashtriya Madhyamik Shiksha Abhiyan	2009	Education (then HRD)	Universalise access to secondary education
Samagra Shiksha	2018	Education	Merge SSA, RMSA and Teacher Education into one scheme
Mid-Day Meal Scheme	1995	Education (then HRD)	Hot cooked meal to boost nutrition and enrollment
PM POSHAN	2021 (rename)	Education	Expanded, renamed Mid-Day Meal, covers pre-primary too
Beti Bachao Beti Padhao	2015	Women & Child Development (joint)	Improve child sex ratio, protect the girl child's education
National Education Policy 2020	2020	Education	Restructure schooling (5+3+3+4) and higher education
Skill India Mission	2015	Skill Development and Entrepreneurship	Train India's youth in market-relevant skills at scale
PMKVY	2015	Skill Development and Entrepreneurship	Free short-term skill training with NSQF certification
National Apprenticeship Promotion Scheme	2016	Skill Development and Entrepreneurship	Share employer stipend cost to boost apprenticeships

Housing & Urban Development (Chapter 6)

Scheme	Launch Year	Ministry	One-Line Objective
PMAY-Urban	2015	Housing and Urban Affairs	Pucca houses for urban poor, EWS/LIG households
PMAY-Urban 2.0	2024	Housing and Urban Affairs	Extended housing-for-all target beyond original deadline
PMAY-Gramin	2016	Rural Development	Pucca houses for rural poor, replaced Indira Awas Yojana
Smart Cities Mission	2015	Housing and Urban Affairs	Tech-driven infrastructure in 100 selected cities
AMRUT	2015	Housing and Urban Affairs	Basic infrastructure (water, sewerage, drainage) in cities
AMRUT 2.0	2021	Housing and Urban Affairs	Water-secure cities, coverage of all statutory towns
Metro Rail Policy	2017	Housing and Urban Affairs	Standardised approval and funding for metro projects

Employment & Labour Welfare (Chapter 7)

Scheme	Launch Year	Ministry	One-Line Objective
MGNREGA (as NREGA)	2005 (renamed 2009)	Rural Development	Guarantee 100 days of unskilled wage employment per household
Atal Pension Yojana	2015	Finance	Guaranteed ₹1,000–₹5,000 monthly pension after 60
PM Shram Yogi Maandhan	2019	Labour and Employment	Fixed ₹3,000 monthly pension for workers earning under ₹15,000
e-Shram Portal	2021	Labour and Employment	National database and UAN for unorganised sector workers
PM Rojgar Protsahan Yojana	2016	Labour and Employment	Government pays employer's EPF/EPS share to boost hiring
DDU-GKY	2014	Rural Development	Placement-linked skill training for rural youth aged 15–35

Women & Child Welfare (Chapter 8)

Scheme	Launch Year	Ministry	One-Line Objective
Sukanya Samriddhi Yojana	2015	Finance	High-interest savings account for a girl child's future
One Stop Centre Scheme	2015	Women and Child Development	Single-window medical, legal and police help for women affected by violence
Pradhan Mantri Ujjwala Yojana	2016	Petroleum and Natural Gas	Free LPG connections to women from poor households
Mahila Shakti Kendra	2017	Women and Child Development	Community-level support and skilling for rural women
PM Matru Vandana Yojana	2017	Women and Child Development	Cash maternity benefit for a first living child
ICDS / Anganwadi System	1975	Women and Child Development	Nutrition, health check-ups and pre-school care for under-6 children

Digital India, Startup & Innovation (Chapter 9)

Scheme	Launch Year	Ministry	One-Line Objective
Digital India Mission	2015	Electronics and Information Technology	Build digital infrastructure and deliver services online
Startup India	2016	Commerce and Industry (DPIIT)	Ease compliance and funding for new startups
Make in India	2014	Commerce and Industry (DPIIT)	Boost domestic manufacturing and investment
Atmanirbhar Bharat	2020	Cross-ministry economic framing	Self-reliance across manufacturing, supply chains and defence
Atal Innovation Mission	2016	NITI Aayog	Promote innovation and entrepreneurship, especially in schools
PLI Scheme	2020	Sector-specific ministries	Cash incentives tied to incremental domestic manufacturing output

Infrastructure & Energy (Chapter 10)

Scheme	Launch Year	Ministry	One-Line Objective
Bharatmala Pariyojana	2017	Road Transport and Highways	Optimise freight movement through a national highway network
Sagarmala	2015	Ports, Shipping and Waterways	Port-led development and coastal logistics
UDAN	2016	Civil Aviation	Affordable regional air travel to underserved airports
Saubhagya	2017	Power	Last-mile electricity connection to every willing household
PM Surya Ghar: Muft Bijli Yojana	2024	New and Renewable Energy	Free electricity via rooftop solar for households
National Green Hydrogen Mission	2023	New and Renewable Energy	Make India a green hydrogen production and export hub

Social Security, Pension & Insurance (Chapter 11)

Scheme	Launch Year	Ministry	One-Line Objective
PM Jeevan Jyoti Bima Yojana	2015	Finance	Low-premium life insurance cover of ₹2 lakh
PM Suraksha Bima Yojana	2015	Finance	Low-premium accidental death/disability cover of ₹2 lakh
Atal Pension Yojana	2015	Finance	Guaranteed pension for unorganised-sector workers (cross-ref Ch. 7)
National Pension System	2004 (opened to all citizens 2009)	Finance (via PFRDA)	Market-linked retirement savings account
Employees' Provident Fund	1952	Labour and Employment	Compulsory retirement savings for organised-sector employees

Tribal, Minority, SC/ST & Disability Welfare (Chapter 12)

Scheme	Launch Year	Ministry	One-Line Objective
Van Dhan Yojana	2018	Tribal Affairs	Value addition to minor forest produce through tribal SHGs
PM-JANMAN	2023	Tribal Affairs	Targeted development for Particularly Vulnerable Tribal Groups
National Fellowship for SC Students	2005-06	Social Justice and Empowerment	Financial support for SC students pursuing M.Phil/Ph.D
Accessible India Campaign	2015	Social Justice and Empowerment	Universal accessibility for persons with disabilities

Flagship National Missions & NITI Aayog (Chapter 13)

Scheme	Launch Year	Ministry/Body	One-Line Objective
Namami Gange	2014	Jal Shakti	Pollution abatement and rejuvenation of the Ganga
National Clean Air Programme	2019	Environment, Forest and Climate Change	City-wise targets to cut particulate air pollution
Jal Jeevan Mission	2019	Jal Shakti	Piped drinking water to every rural household
Aspirational Districts Programme	2018	NITI Aayog	Fast-track development in India's most backward districts
NITI Aayog	2015	Replaced the Planning Commission	Policy think tank, publishes the SDG India Index

3. Commonly Confused Scheme Pairs

This is the section that separates a topper's answer sheet from an average one. SSC and RRB examiners deliberately place two similarly-named or similarly-themed schemes in the same set of options because they know a rushed student will pick whichever name sounds more familiar. Study every pair below as a pair, not as two isolated facts.

PMAY-Urban vs. PMAY-Gramin. Both promise a pucca house, both carry the Pradhan Mantri Awas Yojana name, and both get confused constantly. PMAY-Urban (2015) sits with the Ministry of Housing and Urban Affairs and targets city-dwelling EWS and LIG families. PMAY-Gramin (2016) sits with the Ministry of Rural Development and replaced the older Indira Awas Yojana. Exam trap: the ministry, not the word "Awas," decides which is which. If a question mentions "replaced Indira Awas Yojana," the answer is always Gramin.

Ayushman Bharat's two components. Ayushman Bharat is not one scheme, it is an umbrella with two arms, and this is the single most common trap in the entire health chapter. The first arm, Health and Wellness Centres (now Ayushman Arogya Mandirs), upgrades primary health infrastructure at the village level, screening for common diseases close to home. The second arm, PM-JAY, is the insurance component, giving eligible families ₹5 lakh of cashless secondary and tertiary hospital cover per year. A question describing "cashless hospitalisation cover" means PM-JAY specifically, not Ayushman Bharat as a whole; a question describing "screening and wellness services near your village" means the Health and Wellness Centre arm.

Mudra Yojana vs. Stand-Up India. Both are Finance ministry credit schemes for small entrepreneurs, and that similarity is exactly the bait. Mudra funds any eligible micro/small non-farm enterprise in slabs up to ₹20 lakh (Shishu, Kishor, Tarun, Tarun Plus). Stand-Up India is narrower and larger: ₹10 lakh to ₹1 crore, reserved specifically for at least one SC/ST borrower and one woman borrower per bank branch, for a brand-new (greenfield) enterprise only. If the question mentions a quota per bank branch, it is Stand-Up India, never Mudra.

PMJDY vs. Mudra Yojana. Students sometimes describe PMJDY as a lending scheme because it is so closely associated with financial inclusion. It is not. PMJDY opens a zero-balance bank account with a RuPay card and insurance eligibility. Mudra is the scheme that actually lends money. Account first, credit later, in that order in a person's real financial life.

Smart Cities Mission vs. AMRUT. Both launched in the same year, 2015, under the same ministry, which is precisely why examiners like this pair. Smart Cities Mission covers a fixed, competitively-selected group of 100 cities and focuses on technology-driven, area-based development. AMRUT covers a much larger set of cities and focuses on basic infrastructure: water supply, sewerage and drainage, no technology angle required. Exam trap: when the year does not distinguish two schemes, check the scale and the theme instead.

PM-KISAN vs. Kisan Credit Card. Both involve "Kisan" and both put money within a farmer's reach, but the mechanism is opposite. PM-KISAN is a direct cash transfer of ₹6,000 a year, unconditional on repayment. KCC is a credit line, money you borrow and must repay, typically for input costs during a cropping season. One is a gift-like income top-up; the other is a loan facility.

PMFBY vs. PMKSY. Both are agriculture schemes launched around the same period (2015–2016) and both sound protective in nature, which tempts students into mixing up their purpose. PMFBY protects farmers after a crop fails, through insurance payouts. PMKSY works before failure happens, by expanding irrigation so the crop is less likely to fail from water stress in the first place. Insurance reacts; irrigation prevents.

Jan Aushadhi Yojana's ministry. Almost every scheme in the health chapter sits with the Ministry of Health and Family Welfare, and students default to that ministry out of habit. PM Jan Aushadhi Yojana is the exception: it sits with the Ministry of Chemicals and Fertilizers, because the scheme is fundamentally about manufacturing and distributing generic medicine at scale, a supply-chain function, not a clinical one.

Atal Pension Yojana vs. PM Shram Yogi Maandhan. Both are pension schemes for people outside formal employment, and both promise money after age 60, which makes them a natural confusion pair. Atal Pension Yojana (2015, Ministry of Finance) offers a pension amount the subscriber chooses in advance, from ₹1,000 up to ₹5,000, based on how much they contribute. PM Shram Yogi Maandhan (2019, Ministry of Labour and Employment) offers a fixed ₹3,000 pension only, targeted specifically at low-income unorganised workers earning up to ₹15,000 a month, with the government matching the worker's contribution rupee for rupee.

Memory hook: for confused pairs, always ask three questions in order: same ministry or different, same year or different, same scale (how many people/cities/rupees) or different. At least one of those three almost always breaks the tie.

4. Renamed, Merged or Subsumed Schemes — The Complete List

A stale free PDF will still describe some of these schemes by their old name only, and that is exactly the kind of trap this book keeps flagging. Read this list as one continuous checklist before your exam.

Old Name	New/Current Name	What Changed
National Rural Livelihood Mission	Deendayal Antyodaya Yojana – NRLM	Renamed 2015, objective unchanged
National Urban Livelihoods Mission	Deendayal Antyodaya Yojana – NULM	Renamed 2016, objective unchanged
National Agricultural Insurance Scheme + Modified NAIS	Pradhan Mantri Fasal Bima Yojana	Both older schemes replaced in 2016
Indira Awas Yojana	PMAY-Gramin	Restructured and renamed in 2016
Mid-Day Meal Scheme	PM POSHAN	Renamed and expanded in 2021 to cover pre-primary classes
NREGA	MGNREGA	Renamed in 2009 after Mahatma Gandhi, scope unchanged
Sarva Shiksha Abhiyan + Rashtriya Madhyamik Shiksha Abhiyan + Teacher Education	Samagra Shiksha	Merged into one scheme in 2018
Swarnajayanti Gram Swarozgar Yojana	National Rural Livelihood Mission (later DAY-NRLM)	Restructured in 2011, then renamed in 2015
Planning Commission	NITI Aayog	Replaced entirely in 2015, advisory role instead of allocation power
Accelerated Irrigation Benefit Programme	Folded into PM Krishi Sinchayee Yojana	Absorbed as a component in 2015

Exam trap: when a question gives you an old scheme name as an option alongside its current name, both cannot be separately "correct" unless the question is specifically testing the old-to-new mapping. Read carefully whether the question wants the historical name or the current one.

5. Ministry-Wise Clusters Worth Memorising

Grouping schemes by ministry, rather than by chapter, catches a different kind of question, the ones that ask "which of these is NOT run by Ministry X." The Ministry of Finance runs more welfare-adjacent schemes than most students expect, because so much of financial inclusion and insurance is fundamentally a banking function: PMJDY, Mudra, Stand-Up India, Atal Pension Yojana, PMJJBY, PMSBY, Sukanya Samriddhi Yojana and the National Pension System all sit there. The Ministry of Housing and Urban Affairs owns every scheme with a city-scale footprint: PMAY-Urban, Smart Cities Mission, AMRUT, PM SVANidhi and DAY-NULM. The Ministry of Rural Development owns the village-scale mirror of most of those: MGNREGA, PMAY-Gramin and DAY-NRLM. Health and Family Welfare, and Women and Child Development, split the health-and-nutrition space between them in a way students often blur; remember that anything about immunisation, institutional delivery or hospital insurance sits with Health, while anganwadi-based nutrition and maternity cash benefits sit with Women and Child Development.

Analogy: think of each ministry as a shopkeeper with a fixed specialty on a market street. You would not expect the tailor's shop to sell vegetables, and you should not expect a scheme about hospital insurance to sit with the Ministry of Rural Development just because it happens to benefit rural families too. The benefit's location does not decide the ministry; the type of service does.

6. Final Revision Mega-List: Fastest-Growing to Oldest

Ordering schemes by age reveals a pattern SSC loves to test through "which came first" questions. The oldest scheme in this entire book is the Employees' Provident Fund (1952), followed by ICDS/Anganwadi (1975), then the Mid-Day Meal Scheme (1995), then the Kisan Credit Card (1998). Almost every scheme with a "Pradhan Mantri" prefix that you have studied belongs to the 2014-onward era, since that naming convention became common from 2014. If a question lists four schemes and asks for the oldest, and one option lacks a "PM" or "Pradhan Mantri" prefix while the others carry it, that unprefixed one is statistically the safer first guess, though you should always verify with the actual year rather than relying on the naming pattern alone.

Quick Revision — One-Line Facts

1. Ayushman Bharat has two arms: Health and Wellness Centres, and PM-JAY (₹5 lakh cashless cover).
2. PMAY-Urban (2015, Housing and Urban Affairs) and PMAY-Gramin (2016, Rural Development) are different schemes with different ministries.
3. Mudra Yojana funds up to ₹20 lakh across four slabs; Stand-Up India funds ₹10 lakh to ₹1 crore for SC/ST and women only.
4. PMJDY provides a bank account; it does not provide loans.
5. NRLM was renamed Deendayal Antyodaya Yojana – NRLM in 2015.
6. NULM was renamed Deendayal Antyodaya Yojana – NULM in 2016.
7. PMFBY (2016) replaced NAIS and Modified NAIS.
8. Indira Awas Yojana became PMAY-Gramin in 2016.
9. NREGA was renamed MGNREGA in 2009, after Mahatma Gandhi.
10. Mid-Day Meal Scheme was renamed and expanded into PM POSHAN in 2021.
11. Samagra Shiksha (2018) merged Sarva Shiksha Abhiyan and Rashtriya Madhyamik Shiksha Abhiyan.
12. The Planning Commission was replaced by NITI Aayog in 2015.
13. PM Jan Aushadhi Yojana sits with the Ministry of Chemicals and Fertilizers, not Health.
14. Rashtriya Gokul Mission sits with Fisheries, Animal Husbandry and Dairying, not general Agriculture.
15. PM-KISAN gives ₹6,000/year unconditionally; Kisan Credit Card is a repayable credit line.
16. Smart Cities Mission covers 100 selected cities; AMRUT covers a much larger set of cities, both launched in 2015.
17. Atal Pension Yojana offers a chosen pension amount (₹1,000–₹5,000); PM Shram Yogi Maandhan offers a fixed ₹3,000.
18. PM Suraksha Bima Yojana covers accidental death/disability; PM Jeevan Jyoti Bima Yojana covers life/natural death.
19. The Employees' Provident Fund (1952) is the oldest scheme covered across this book.
20. e-NAM networks existing APMC mandis; it does not replace or abolish them.
21. Soil Health Cards are issued once every two years, not annually.
22. Beti Bachao Beti Padhao (2015) is a joint scheme, tied closely with Women and Child Development.
23. PM SVANidhi and DAY-NULM both sit under the Ministry of Housing and Urban Affairs.
24. MGNREGA guarantees 100 days of unskilled wage employment per rural household per year.
25. Sukanya Samriddhi Yojana is administered under the Ministry of Finance as a savings scheme.
26. Van Dhan Yojana (2018) works through tribal Self Help Groups on minor forest produce.
27. The Aspirational Districts Programme (2018) is run directly by NITI Aayog, not a ministry.
28. Jal Jeevan Mission (2019) targets piped water to every rural household under the Ministry of Jal Shakti.
29. Bharatmala covers highways; Sagarmala covers ports; do not swap the two.
30. UDAN focuses on regional and underserved air routes, run by the Ministry of Civil Aviation.

Memory Tables

Table 1 — The Ten Most Confused Scheme Pairs (Quick Lookup)

Pair	The Distinguishing Fact
PMAY-Urban vs. PMAY-Gramin	Ministry: Housing & Urban Affairs vs. Rural Development
Ayushman Bharat's two arms	Health & Wellness Centres (screening) vs. PM-JAY (₹5 lakh insurance)
Mudra vs. Stand-Up India	Loan ceiling ₹20 lakh, open to all vs. ₹1 crore, SC/ST and women only
PMJDY vs. Mudra	Bank account only vs. actual lending
Smart Cities Mission vs. AMRUT	100 cities, tech-focused vs. wider coverage, basic infrastructure
PM-KISAN vs. Kisan Credit Card	Unconditional cash transfer vs. repayable credit line
PMFBY vs. PMKSY	Insurance after crop failure vs. irrigation to prevent it
Jan Aushadhi Yojana's ministry	Chemicals and Fertilizers, not Health
Atal Pension Yojana vs. PM Shram Yogi Maandhan	Chosen pension amount vs. fixed ₹3,000
PMJJBY vs. PMSBY	Life/natural death cover vs. accidental death/disability cover

Table 2 — Schemes by Launch Decade

Period	Schemes
Before 2000	EPF (1952), ICDS/Anganwadi (1975), Mid-Day Meal (1995), KCC (1998)
2000–2013	Sarva Shiksha Abhiyan, Janani Suraksha Yojana, RMSA, NRLM, NULM, National Pension System
2014–2016	Swachh Bharat Mission, Rashtriya Gokul Mission, Mission Indradhanush, Make in India, PMJDY, Mudra, PMFBY, Soil Health Card, PMKSY, e-NAM, Stand-Up India, PMAY-Urban, PMAY-Gramin, Smart Cities, AMRUT, Digital India, Startup India, Atal Innovation Mission, Skill India/PMKVY, DDU-GKY, Beti Bachao Beti Padhao, Sukanya Samriddhi Yojana, One Stop Centre, Ujjwala Yojana, Atal Pension Yojana, PMJJBY, PMSBY, PM Rojgar Protsahan Yojana, Sagarmala, UDAN
2017–2020	Metro Rail Policy, Mahila Shakti Kendra, PM Matru Vandana Yojana, Bharatmala, Saubhagya, Accessible India Campaign, PMFBY voluntary shift, NEP 2020, Samagra Shiksha, National Fellowship revisions, PM-KISAN, PM Shram Yogi Maandhan, Aspirational Districts Programme, Atmanirbhar Bharat, PLI Scheme, PM SVANidhi
2021 onwards	AMRUT 2.0, PM POSHAN, e-Shram, National Clean Air Programme targets, Jal Jeevan Mission acceleration, PM-JANMAN, National Green Hydrogen Mission, PM Surya Ghar, PMAY-Urban 2.0

Practice MCQs

Q1. Which ministry administers the Pradhan Mantri Awas Yojana - Gramin? (a) Housing and Urban Affairs (b) Rural Development (c) Finance (d) Panchayati Raj

Q2. PM-JAY, the insurance arm of Ayushman Bharat, provides cashless health cover of how much per family per year? (a) ₹1 lakh (b) ₹2 lakh (c) ₹5 lakh (d) ₹10 lakh

Q3. Which scheme was renamed Deendayal Antyodaya Yojana – NRLM in 2015? (a) National Urban Livelihoods Mission (b) National Rural Livelihood Mission (c) Swarnajayanti Gram Swarozgar Yojana (d) MGNREGA

Q4. Pradhan Mantri Fasal Bima Yojana replaced which two earlier schemes? (a) PM-KISAN and KCC (b) NAIS and Modified NAIS (c) e-NAM and Soil Health Card (d) PMKSY and AIBP

Q5. Which ministry runs the Pradhan Mantri Jan Aushadhi Yojana? (a) Health and Family Welfare (b) Chemicals and Fertilizers (c) Commerce and Industry (d) Rural Development

Q6. What was the Planning Commission replaced by, in 2015? (a) Ministry of Statistics (b) NITI Aayog (c) Finance Commission (d) Aspirational Districts Programme

Q7. Which of the following correctly distinguishes Mudra Yojana from Stand-Up India? (a) Mudra targets only SC/ST borrowers (b) Stand-Up India has a lower loan ceiling than Mudra (c) Stand-Up India mandates at least one SC/ST and one woman borrower per bank branch, Mudra does not (d) Mudra is run by the Ministry of Housing and Urban Affairs

Q8. Rashtriya Gokul Mission falls under which ministry, unlike most other agriculture schemes in this book? (a) Ministry of Agriculture and Farmers Welfare (b) Ministry of Fisheries, Animal Husbandry and Dairying (c) Ministry of Rural Development (d) Ministry of Jal Shakti

Q9. Mid-Day Meal Scheme was renamed and expanded into which scheme in 2021? (a) Samagra Shiksha (b) PM POSHAN (c) POSHAN Abhiyaan (d) ICDS

Q10. Which scheme is the oldest among the following? (a) PM-KISAN (b) Ayushman Bharat (c) Kisan Credit Card (d) Startup India

Q11. Smart Cities Mission and AMRUT were both launched in 2015 under the same ministry. What is the key difference between them? (a) Smart Cities Mission covers only rural towns (b) AMRUT is technology-focused while Smart Cities Mission is not (c) Smart Cities Mission targets 100 selected cities while AMRUT covers basic infrastructure in a wider set of cities (d) There is no real difference between the two

Q12. Which scheme provides a fixed ₹3,000 monthly pension targeted specifically at unorganised workers earning up to ₹15,000 per month? (a) Atal Pension Yojana (b) National Pension System (c) PM Shram Yogi Maandhan (d) PM Jeevan Jyoti Bima Yojana

Q13. Arrange in chronological order: (i) NITI Aayog (ii) Employees' Provident Fund (iii) PM-KISAN (iv) Kisan Credit Card (a) ii, iv, i, iii (b) iv, ii, iii, i (c) ii, iv, iii, i (d) i, ii, iv, iii

Q14. Which pair is correctly matched: scheme and its distinguishing feature against its commonly confused counterpart? (a) PMFBY — irrigation before crop failure (b) PMKSY — insurance after crop failure (c) PM-KISAN — repayable credit line (d) PM Suraksha Bima Yojana — accidental death/disability cover, distinct from PM Jeevan Jyoti Bima Yojana's life cover

Q15. Which of these schemes is run directly by NITI Aayog rather than a ministry? (a) Jal Jeevan Mission (b) Aspirational Districts Programme (c) Namami Gange (d) National Clean Air Programme

Answer Key

Q	Answer	One-line reason
Q1	(b) Rural Development	PMAY-Gramin sits with Rural Development, unlike PMAY-Urban's Housing and Urban Affairs.
Q2	(c) ₹5 lakh	PM-JAY's cashless cover ceiling is ₹5 lakh per family per year, the most tested figure in the health chapter.
Q3	(b) National Rural Livelihood Mission	NRLM became DAY-NRLM in 2015; NULM is the separate urban twin.
Q4	(b) NAIS and Modified NAIS	PMFBY (2016) absorbed both older insurance schemes.
Q5	(b) Chemicals and Fertilizers	The one health-adjacent scheme that breaks the "Health ministry" default.
Q6	(b) NITI Aayog	NITI Aayog replaced the Planning Commission in 2015 as a policy think tank, not an allocator of funds.
Q7	(c) Stand-Up India mandates at least one SC/ST and one woman borrower per bank branch, Mudra does not	This per-branch quota is unique to Stand-Up India.
Q8	(b) Ministry of Fisheries, Animal Husbandry and Dairying	The only agriculture-adjacent scheme in this book outside the Agriculture ministry.
Q9	(b) PM POSHAN	Mid-Day Meal Scheme was renamed and expanded to cover pre-primary classes in 2021.
Q10	(c) Kisan Credit Card	KCC (1998) predates PM-KISAN, Ayushman Bharat and Startup India by well over a decade.
Q11	(c) Smart Cities Mission targets 100 selected cities while AMRUT covers basic infrastructure in a wider set of cities	Same year, same ministry, different scale and theme, the classic exam trap.
Q12	(c) PM Shram Yogi Maandhan	Atal Pension Yojana lets the subscriber choose the pension amount; this scheme fixes it at ₹3,000.
Q13	(a) ii, iv, i, iii	EPF (1952), KCC (1998), NITI Aayog (2015), PM-KISAN (2019).
Q14	(d) PM Suraksha Bima Yojana — accidental death/disability cover, distinct from PM Jeevan Jyoti Bima Yojana's life cover	The other three options reverse the correct pairing.
Q15	(b) Aspirational Districts Programme	Run directly by NITI Aayog, unlike the three water/river/air missions which sit with ministries.