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← Index: Bihar State GK — Complete GuideChapter 20
Study Guide · Chapter 20

Full-Length Mock Test 5

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Instructions: This paper contains 100 objective-type questions across five sections. Attempt all questions. Each question carries equal marks. Time suggested: 90 minutes.

Section A: History (25 Questions)

  1. The Magadha kingdom's early capital, before it shifted, was located at:
    (a) Pataliputra (b) Rajgir (Girivraja) (c) Vaishali (d) Champa
  2. Ajatashatru, a powerful Haryanka ruler, is credited with defeating which confederacy?
    (a) The Licchavis of Vaishali (b) The Sakyas (c) The Kurus (d) The Panchalas
  3. Which Magadhan ruler is traditionally said to have convened the First Buddhist Council?
    (a) Bimbisara (b) Ajatashatru (c) Udayin (d) Kalashoka
  4. Udayin, son of Ajatashatru, is credited with founding the city of:
    (a) Pataliputra (b) Vaishali (c) Rajgir (d) Gaya
  5. The Nanda dynasty was overthrown by:
    (a) Ashoka (b) Chandragupta Maurya (c) Bindusara (d) Pushyamitra Shunga
  6. Megasthenes, the Greek ambassador at the Mauryan court, wrote an account titled:
    (a) Indica (b) Arthashastra (c) Mudrarakshasa (d) Periplus
  7. Ashoka's edicts were primarily inscribed in which script?
    (a) Devanagari (b) Brahmi (c) Kharosthi exclusively (d) Sharada
  8. The Gupta ruler who adopted the title "Vikramaditya" is most commonly identified as:
    (a) Samudragupta (b) Chandragupta II (c) Kumaragupta (d) Skandagupta
  9. Nalanda University's period of greatest fame corresponds broadly to the rule of which dynasties?
    (a) Mauryas and Nandas (b) Guptas and Palas (c) Sultanate era exclusively (d) Mughal era exclusively
  10. Xuanzang, the Chinese pilgrim who documented Nalanda, travelled during the reign of:
    (a) Harshavardhana (b) Ashoka (c) Chandragupta I (d) Akbar
  11. The Pala dynasty was a notable patron of which religious tradition?
    (a) Vaishnavism exclusively (b) Buddhism (c) Jainism exclusively (d) Sikhism
  12. Vikramshila University, a major Pala-era seat of learning, was founded by:
    (a) Gopala (b) Dharmapala (c) Devapala (d) Mahipala
  13. The Delhi Sultanate's conquest of Bihar's Buddhist institutions is often associated with the campaigns of:
    (a) Muhammad bin Tughlaq (b) Bakhtiyar Khalji (c) Alauddin Khalji (d) Firoz Shah Tughlaq
  14. Sher Shah Suri's administrative reforms included a standardised currency called the:
    (a) Mohur (b) Rupiya (c) Dinar (d) Tola
  15. The Grand Trunk Road, revived and extended under Sher Shah Suri, connected Bengal to which region?
    (a) Kabul/the northwest (b) The Deccan (c) Gujarat (d) Kerala
  16. The Battle of Buxar (1764) was fought between the British East India Company and a combined force of:
    (a) Bengal, Awadh, and the Mughal Emperor (b) Only Bengal (c) Only the Marathas (d) Only Mysore
  17. The Permanent Settlement of 1793 fixed land revenue and created a class of:
    (a) Ryots as owners (b) Zamindars as revenue collectors/landlords (c) Village councils as owners (d) The state as sole cultivator
  18. The Champaran Satyagraha (1917) was Gandhi's first major civil disobedience campaign in:
    (a) South Africa (b) India (c) England (d) Fiji
  19. Rajendra Prasad, later India's first President, played a key organisational role in which movement?
    (a) The Champaran Satyagraha (b) The Revolt of 1857 exclusively (c) The Non-Cooperation Movement exclusively in Punjab (d) None of these
  20. The "Quit India Movement" was launched in which year?
    (a) 1930 (b) 1942 (c) 1947 (d) 1920
  21. Bihar's first Chief Minister after independence was:
    (a) Krishna Singh (Sri Krishna Sinha) (b) Anugrah Narayan Sinha (c) Jayaprakash Narayan (d) Rajendra Prasad
  22. The Sampoorna Kranti (Total Revolution) movement of 1974 was led by:
    (a) Karpoori Thakur (b) Jayaprakash Narayan (c) Lalu Prasad Yadav (d) Nitish Kumar
  23. Karpoori Thakur is particularly remembered for implementing reservations based on which commission's recommendations at the state level?
    (a) Mandal Commission (b) Mungeri Lal Commission (c) Kaka Kalelkar Commission (d) Sachar Committee
  24. Bihar was bifurcated to create Jharkhand under which Act?
    (a) The Bihar Reorganisation Act, 2000 (b) The States Reorganisation Act, 1956 (c) The Government of India Act, 1935 (d) The Bihar and Orissa Act, 1912
  25. Bihar's formation as a separate province from the Bengal Presidency occurred in:
    (a) 1905 (b) 1912 (c) 1936 (d) 1947

Section B: Geography (20 Questions)

  1. The Kosi river is notoriously known by which nickname owing to its shifting course?
    (a) "Sorrow of Bihar" (b) "River of Gold" (c) "Blue River" (d) "Silent River"
  2. The Gandak river originates in:
    (a) Nepal (Himalayas) (b) Bihar itself (c) Jharkhand (d) Uttar Pradesh's plains
  3. Bihar's climate is broadly classified as:
    (a) Arid desert (b) Humid subtropical with monsoon influence (c) Equatorial (d) Mediterranean
  4. The state receives the bulk of its annual rainfall from:
    (a) The northeast monsoon (b) The southwest monsoon (c) Western disturbances exclusively (d) Cyclonic storms exclusively
  5. Which soil type dominates the newer, more fertile floodplains of Bihar?
    (a) Bhangar (b) Khadar (c) Laterite (d) Black cotton soil
  6. Rajgir hills, associated with ancient Magadha, are an extension of which larger hill system?
    (a) The Vindhyas (b) The Aravallis (c) The Himalayas directly (d) The Western Ghats
  7. Valmiki National Park, a Project Tiger reserve, is located in which district?
    (a) West Champaran (b) Gaya (c) Purnia (d) Kishanganj
  8. The southern hilly and plateau fringe of Bihar borders which state most directly?
    (a) Uttar Pradesh (b) Jharkhand (c) West Bengal (d) Nepal
  9. Bihar's average annual rainfall is roughly in which range?
    (a) 200-400 mm (b) 1000-1200 mm (c) 2500-3000 mm (d) 4000+ mm
  10. The North Bihar plain is more prone to which natural hazard compared to South Bihar?
    (a) Drought exclusively (b) Floods (c) Earthquakes exclusively (d) Cyclones
  11. The Rajmahal hills, part of the undivided Bihar region before 2000, lie mainly in the Santhal Pargana area of present-day:
    (a) Jharkhand (b) West Bengal (c) Odisha (d) Chhattisgarh
  12. Which of the following is a Ramsar-recognised wetland site in Bihar?
    (a) Kabar Tal (Kanwar Lake) (b) Chilika Lake (c) Sambhar Lake (d) Wular Lake
  13. Bihar's western neighbour state is:
    (a) Uttar Pradesh (b) West Bengal (c) Jharkhand (d) Madhya Pradesh
  14. The Son river joins the Ganga near which city?
    (a) Patna (b) Gaya (c) Bhagalpur (d) Munger
  15. Bihar's total geographical area ranks it, among Indian states, as:
    (a) One of the largest (b) A mid-sized state (c) The smallest (d) A union territory
  16. The alignment of the Ganga through Bihar runs broadly in which direction?
    (a) North to south (b) West to east (c) East to west (d) South to north
  17. Champaran's terai belt near the Nepal border is characterised by:
    (a) Dense forest and grassland (b) Desert conditions (c) High mountains (d) Coastal wetlands
  18. Bihar's plateau/hilly zone in the south is remnants of which ancient geological formation?
    (a) The Chota Nagpur plateau margin (b) The Deccan trap (c) The Himalayan fold belt (d) The Aravalli fold belt
  19. Munger and Bhagalpur are notable for hills rising directly along the banks of which river?
    (a) The Ganga (b) The Kosi (c) The Gandak (d) The Son
  20. Which of the following best describes Bihar's forest cover as a percentage of its geographical area?
    (a) Very low, among the lowest in India (b) The highest in India (c) Around 50 percent (d) Around 75 percent

Section C: Economy (15 Questions)

  1. Bihar's economy remains predominantly:
    (a) Industrial (b) Agrarian/agriculture-based (c) IT-services-based (d) Mining-based
  2. The GI tag for Bihar's Shahi litchi covers litchi grown predominantly in which district?
    (a) Muzaffarpur (b) Gaya (c) Nalanda (d) Patna
  3. Makhana processing and cultivation is a major livelihood activity in which region?
    (a) Mithila (Darbhanga-Madhubani belt) (b) Magadh (c) South Bihar plateau (d) Kaimur
  4. Migration of Bihar's workforce to other states is primarily driven by:
    (a) Surplus land availability (b) Limited local non-farm employment opportunities (c) Excess industrial jobs locally (d) Climate preference
  5. Which sector has seen recent state government emphasis for youth employment generation?
    (a) Space technology (b) Textiles, food processing, and skill-development missions (c) Deep sea fishing (d) Aviation manufacturing exclusively
  6. The Bihar Industrial Investment Promotion Policy aims primarily to:
    (a) Discourage private investment (b) Attract private investment through incentives (c) Nationalise all industry (d) Ban food processing units
  7. Zardalu mango, a GI-tagged product, is primarily associated with which district?
    (a) Bhagalpur (b) Purnia (c) Rohtas (d) Aurangabad
  8. Bihar's Sattu (roasted gram flour) is an agro-processed product most closely tied to which crop?
    (a) Wheat and gram (chana) (b) Rice exclusively (c) Sugarcane (d) Cotton
  9. Which of the following is a traditional handloom/textile centre in Bihar?
    (a) Bhagalpur (silk) (b) Surat (c) Kanchipuram (d) Panipat
  10. The state's per-capita income, relative to the national average, has historically been:
    (a) Higher than the national average (b) Lower than the national average (c) Exactly equal (d) Not measurable
  11. Katarni rice, a GI-tagged variety, is grown chiefly around:
    (a) Bhagalpur and Banka (b) Purnia (c) Kaimur (d) Nawada
  12. A major constraint on Bihar's industrial growth has historically been:
    (a) Excess mineral wealth (b) Inadequate infrastructure and connectivity (c) Overabundant capital (d) Surplus of skilled labour beyond demand
  13. The service sector's contribution to Bihar's state GDP, in recent years, has been:
    (a) Negligible (b) Substantial and growing (c) Declining to zero (d) Restricted to only tourism
  14. Sugar mills historically clustered in which part of Bihar owing to sugarcane cultivation?
    (a) North Bihar (Champaran, Gopalganj belt) (b) South Bihar plateau exclusively (c) Coastal Bihar (d) Western desert belt
  15. Which of the following best characterises rural Bihar's typical landholding pattern?
    (a) Large consolidated estates only (b) Predominantly small and fragmented holdings (c) Fully collectivised farms (d) No agricultural land at all

Section D: Polity and Administration (20 Questions)

  1. The Bihar Vidhan Sabha's total elected strength is:
    (a) 200 (b) 243 (c) 288 (d) 234
  2. The Bihar Legislative Council (Vidhan Parishad) is:
    (a) An elected lower house (b) A permanent upper house not subject to dissolution (c) Abolished (d) A judicial body
  3. The Governor of Bihar is appointed by:
    (a) The Chief Minister (b) The President of India (c) The Prime Minister (d) The Chief Justice of India
  4. Executive authority in Bihar is formally vested in the:
    (a) Chief Minister alone (b) Governor, exercised on the aid and advice of the Council of Ministers (c) Speaker (d) Chief Secretary
  5. The head of the state's permanent civil service administration is the:
    (a) Chief Secretary (b) Advocate General (c) Speaker (d) Governor
  6. Bihar's High Court is located at:
    (a) Ranchi (b) Patna (c) Muzaffarpur (d) Gaya
  7. The Patna High Court was established in:
    (a) 1916 (b) 1947 (c) 1956 (d) 2000
  8. Panchayati Raj institutions in Bihar reserve what proportion of seats for women?
    (a) 20 percent (b) 33 percent (c) 50 percent (d) No reservation
  9. The Zila Parishad functions at which administrative level?
    (a) Village (b) Block (c) District (d) State
  10. A Sub-Divisional Officer (SDO/SDM) typically administers:
    (a) An entire state (b) A sub-division within a district (c) A gram panchayat only (d) A national region
  11. The Superintendent of Police (SP) in a district is primarily responsible for:
    (a) Revenue collection (b) Law and order and police administration (c) Judicial verdicts (d) Legislative drafting
  12. Urban governance in smaller Bihar towns is typically handled by a:
    (a) Municipal Corporation exclusively (b) Nagar Parishad or Nagar Panchayat (c) Zila Parishad (d) Gram Sabha
  13. The Chief Minister of Bihar is formally appointed by the:
    (a) Speaker (b) Governor (c) Chief Justice (d) Election Commission
  14. Money bills in the Bihar legislature can originate in:
    (a) Either house (b) Only the Vidhan Sabha (Legislative Assembly) (c) Only the Vidhan Parishad (d) The Governor's office
  15. The Advocate General of Bihar is appointed by the:
    (a) Chief Minister (b) Governor (c) Chief Justice of the Patna High Court (d) President
  16. Which of the following best describes the Gram Sabha?
    (a) The full body of registered voters within a Gram Panchayat area (b) A district-level body (c) A judicial tribunal (d) A state ministry
  17. The State Election Commission of Bihar is primarily responsible for conducting elections to:
    (a) The Lok Sabha (b) Panchayats and municipalities (c) The Rajya Sabha (d) The Presidency
  18. Bihar's representation in the Lok Sabha consists of how many seats?
    (a) 40 (b) 30 (c) 54 (d) 25
  19. The Chief Secretary of Bihar reports administratively to the:
    (a) Governor and Chief Minister (b) Only the Speaker (c) Only the President (d) The Election Commission
  20. The Bihar State Human Rights Commission primarily deals with:
    (a) Revenue disputes (b) Complaints relating to violation of human rights (c) Legislative drafting (d) Municipal taxation

Section E: Culture, Personalities, and Current Affairs (20 Questions)

  1. Chhath Puja is dedicated primarily to worship of:
    (a) The Sun god (Surya) and Chhathi Maiya (b) Lord Shiva exclusively (c) Goddess Kali exclusively (d) Lord Vishnu exclusively
  2. Madhubani painting traditionally uses which materials for colour?
    (a) Synthetic industrial dyes exclusively (b) Natural dyes and pigments (c) Only charcoal (d) Only ink
  3. Bihu is a festival more closely associated with which region, distinct from Bihar's own festival calendar?
    (a) Assam (b) Bihar (c) Punjab (d) Kerala
  4. Vidyapati, a celebrated Maithili poet, is closely associated with devotion to:
    (a) Lord Krishna and Shiva (b) Lord Ganesha exclusively (c) Goddess Saraswati exclusively (d) Buddhist deities exclusively
  5. Ramdhari Singh Dinkar, a Bihar-born poet, is renowned for his work in which language?
    (a) Bhojpuri (b) Hindi (c) Maithili (d) Urdu
  6. Phanishwar Nath 'Renu' is best known for pioneering which literary genre rooted in rural Bihar life?
    (a) Aanchalik (regional) fiction (b) Science fiction (c) Detective fiction (d) Epic poetry in Sanskrit
  7. The Rajgir Mahotsav is a cultural festival celebrated in which district?
    (a) Nalanda (b) Gaya (c) Patna (d) Bhagalpur
  8. Sattu-based dishes are especially popular in Bihar owing to their suitability for:
    (a) Cold climates only (b) Hot summers, as a cooling and energising food (c) Only festive occasions (d) Only infants
  9. Which of the following is a traditional Bihari sweet made from semolina/wheat and jaggery?
    (a) Thekua (b) Rasgulla (c) Gulab Jamun (d) Rasmalai
  10. The Bihar Museum, a major modern cultural institution, is located in:
    (a) Patna (b) Gaya (c) Bhagalpur (d) Muzaffarpur
  11. Which Bihar-linked personality served as India's first President?
    (a) Dr. Rajendra Prasad (b) Jayaprakash Narayan (c) Sri Krishna Sinha (d) Anugrah Narayan Sinha
  12. Satyendra Nath Sinha, a notable jurist and statesman from Bihar, was associated with which era?
    (a) The colonial legislative era (b) The post-2000 era exclusively (c) The Mauryan era (d) The Gupta era
  13. As of 2026, Bihar's Chief Minister is:
    (a) Nitish Kumar (b) Samrat Choudhary (c) Tejashwi Yadav (d) Lalu Prasad Yadav
  14. As of 2026, the Governor of Bihar is:
    (a) Phagu Chauhan (b) Lt Gen Syed Ata Hasnain (Retd.) (c) Rajendra Vishwanath Arlekar (d) Satya Pal Malik
  15. Nitish Kumar, prior to the 2026 transition, moved to which national legislative body?
    (a) Lok Sabha (b) Rajya Sabha (c) He retired from politics entirely (d) He became a Governor of another state
  16. The Bihar Caste Survey, a major socio-political exercise, was conducted around:
    (a) 2003 (b) 2023 (c) 2010 (d) 2015
  17. Bihar's prohibition (liquor ban) policy was formally implemented from:
    (a) 2010 (b) 2016 (c) 2020 (d) 2000
  18. The "Saat Nischay" development framework primarily covers:
    (a) Only defence matters (b) Education, employment, and infrastructure priorities (c) Only foreign policy (d) Only judicial reforms
  19. Sikki grass craft, a traditional Bihar handicraft, is especially associated with which region?
    (a) Mithila (b) Magadh (c) South Bihar plateau (d) Coastal Bihar
  20. The Bihar Student Credit Card Yojana was introduced to support:
    (a) Agricultural loans (b) Higher education financing for students (c) Housing loans (d) Business start-up loans exclusively

Answer Key with Explanations

Section A: 1.(b) Rajgir (Girivraja) was Magadha's early fortified capital. 2.(a) Ajatashatru subdued the Licchavi confederacy of Vaishali. 3.(b) The First Buddhist Council was held under Ajatashatru's patronage near Rajgir. 4.(a) Udayin founded Pataliputra as the new capital. 5.(b) Chandragupta Maurya, guided by Chanakya, overthrew the Nandas. 6.(a) Megasthenes authored "Indica" describing Mauryan India. 7.(b) Most Ashokan edicts used the Brahmi script. 8.(b) Chandragupta II is most associated with the title Vikramaditya. 9.(b) Nalanda flourished chiefly under Gupta and later Pala patronage. 10.(a) Xuanzang visited India and Nalanda during Harshavardhana's reign. 11.(b) The Palas were notable Buddhist patrons. 12.(b) Dharmapala founded Vikramshila University. 13.(b) Bakhtiyar Khalji's raids are linked to the decline of Bihar's Buddhist centres. 14.(b) Sher Shah Suri introduced the silver Rupiya. 15.(a) The Grand Trunk Road linked Bengal to the northwest/Kabul region. 16.(a) Buxar pitted the British against Bengal's Nawab, Awadh's Nawab, and the Mughal Emperor jointly. 17.(b) The Permanent Settlement created zamindars as revenue-collecting landlords. 18.(b) Champaran (1917) was Gandhi's first Indian civil disobedience campaign. 19.(a) Rajendra Prasad assisted Gandhi during the Champaran movement. 20.(b) Quit India was launched in 1942. 21.(a) Krishna Singh (Sri Krishna Sinha) was Bihar's first Chief Minister. 22.(b) JP led the Sampoorna Kranti movement of 1974. 23.(b) Karpoori Thakur implemented the Mungeri Lal Commission's OBC reservation recommendations. 24.(a) The Bihar Reorganisation Act, 2000 created Jharkhand. 25.(b) Bihar became a separate province in 1912.

Section B: 26.(a) The Kosi is called the "Sorrow of Bihar" for its destructive floods. 27.(a) The Gandak originates in the Nepal Himalayas. 28.(b) Bihar has a humid subtropical, monsoon-influenced climate. 29.(b) The southwest monsoon brings most of Bihar's rain. 30.(b) Khadar is the newer, more fertile alluvium. 31.(a) The Rajgir hills are an extension of the Vindhya system. 32.(a) Valmiki Tiger Reserve lies within Valmiki National Park, West Champaran. 33.(b) South Bihar borders Jharkhand. 34.(b) Bihar's average annual rainfall is roughly 1000-1200 mm. 35.(b) North Bihar is markedly more flood-prone. 36.(a) The Rajmahal hills lie mainly in Jharkhand's Santhal Pargana division. 37.(a) Kabar Tal (Kanwar Lake) is Bihar's Ramsar wetland site. 38.(a) Uttar Pradesh lies to Bihar's west. 39.(a) The Son joins the Ganga near Patna (Danapur area). 40.(b) Bihar is a mid-sized Indian state by area. 41.(b) The Ganga flows broadly west to east through Bihar. 42.(a) The Champaran terai has dense forest and grassland tracts. 43.(a) South Bihar's plateau fringe is a Chota Nagpur plateau margin remnant. 44.(a) Munger and Bhagalpur hills rise along the Ganga's banks. 45.(a) Bihar's forest cover percentage is among the lowest of Indian states.

Section C: 46.(b) Agriculture remains the mainstay of Bihar's economy. 47.(a) Shahi litchi's GI tag centres on Muzaffarpur. 48.(a) Makhana is concentrated in the Mithila belt. 49.(b) Limited local non-farm jobs drive out-migration. 50.(b) Textiles, food processing, and skill missions are recent employment priorities. 51.(b) The investment policy aims to attract private capital. 52.(a) Zardalu mango's GI tag covers Bhagalpur. 53.(a) Sattu is made from roasted wheat/gram (chana). 54.(a) Bhagalpur is renowned for silk weaving. 55.(b) Bihar's per-capita income has historically trailed the national average. 56.(a) Katarni rice is grown around Bhagalpur and Banka. 57.(b) Weak infrastructure has constrained industrial growth. 58.(b) Services now form a substantial, growing share of state GDP. 59.(a) Sugar mills clustered in the Champaran/Gopalganj sugarcane belt. 60.(b) Bihar's landholdings are predominantly small and fragmented.

Section D: 61.(b) The Vidhan Sabha has 243 elected members. 62.(b) The Vidhan Parishad is a permanent house not subject to dissolution. 63.(b) The President appoints the Governor. 64.(b) Executive power vests in the Governor, exercised on ministerial advice. 65.(a) The Chief Secretary heads the permanent civil administration. 66.(b) The Patna High Court is Bihar's High Court. 67.(a) It was established in 1916. 68.(c) Fifty percent of Panchayati Raj seats are reserved for women. 69.(c) The Zila Parishad operates at the district level. 70.(b) An SDO administers a sub-division. 71.(b) The SP heads district law-and-order/police administration. 72.(b) Smaller towns are governed by Nagar Parishads/Panchayats. 73.(b) The Governor formally appoints the Chief Minister. 74.(b) Money bills originate only in the Vidhan Sabha. 75.(b) The Governor appoints the Advocate General. 76.(a) The Gram Sabha comprises all registered voters of a Gram Panchayat. 77.(b) The State Election Commission conducts panchayat/municipal elections. 78.(a) Bihar sends 40 members to the Lok Sabha. 79.(a) The Chief Secretary reports to the Governor and Chief Minister. 80.(b) The Human Rights Commission handles rights-violation complaints.

Section E: 81.(a) Chhath Puja honours the Sun god and Chhathi Maiya. 82.(b) Madhubani art traditionally uses natural dyes/pigments. 83.(a) Bihu is Assam's harvest festival, distinct from Bihar. 84.(a) Vidyapati's devotional poetry centres on Krishna and Shiva. 85.(b) Dinkar wrote primarily in Hindi. 86.(a) Renu pioneered Aanchalik (regional) fiction. 87.(a) Rajgir Mahotsav is held in Nalanda district. 88.(b) Sattu suits hot summers as a cooling food. 89.(a) Thekua is a traditional wheat-jaggery sweet. 90.(a) The Bihar Museum is in Patna. 91.(a) Dr. Rajendra Prasad, Bihar-linked, was independent India's first President. 92.(a) Satyendra Nath Sinha belonged to the colonial legislative era. 93.(b) Samrat Choudhary is Bihar's Chief Minister as of 2026. 94.(b) Lt Gen Syed Ata Hasnain (Retd.) is the Governor as of 2026. 95.(b) Nitish Kumar moved to the Rajya Sabha. 96.(b) The major Bihar Caste Survey was conducted in 2023. 97.(b) Prohibition took effect in Bihar from 2016. 98.(b) Saat Nischay covers education, employment, and infrastructure. 99.(a) Sikki grass craft is a Mithila-region handicraft. 100.(b) The Student Credit Card scheme finances higher education.

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