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SSCBy Pareeksha Editorial Team· ⏱ 17 min read

SSC MTS and Havaldar: Pattern, Physical Test, Salary and How to Prepare

Most people who search for SSC MTS have the same worry. "It is a matric-level exam, so lakhs of people will apply, and I have no idea whether my…

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SSC MTS and Havaldar: Pattern, Physical Test, Salary and How to Prepare
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Most people who search for SSC MTS have the same worry. "It is a matric-level exam, so lakhs of people will apply, and I have no idea whether my preparation should look like CGL preparation or something lighter." Both halves of that worry are fair. The competition is heavy, and the paper is easier than CGL. But easy does not mean random. The margin between a selection and a near-miss in MTS is usually a handful of marks, and those marks come from a very specific place, which we will get to.

This post covers the exam as it ran in the 2024 and 2025 cycles: the two-session paper, the extra physical stage for Havaldar, the pay, the age rules, and a plan you can actually follow. A caution before we start. SSC changes small things between notifications, such as the number of vacancies, whether a particular post is included, and sometimes the marking scheme. Treat every number here as a pattern reference and confirm the final numbers in the notification on ssc.gov.in before you fill the form.

What the job actually is

MTS stands for Multi-Tasking (Non-Technical) Staff. It sits in the lowest pay level of the central government pay matrix, Level 1, with a basic pay starting at Rs 18,000 and running up to Rs 56,900 within the level. The work depends entirely on the office you land in. In one ministry it means dak handling, filing, photocopying and carrying files between sections. In another it means keeping the office open and running, cleaning, or maintenance-type duties. It is a Group C post.

Havaldar is a separate post that SSC recruits through the same exam, mainly in the Central Board of Indirect Taxes and Customs (CBIC) and the Central Bureau of Narcotics (CBN). It also sits at Level 1 on the pay scale. The difference is what happens after the written test: Havaldar candidates have to clear a physical standard and a physical efficiency test. MTS candidates do not.

Since 2023 both posts share one written paper, and the physical test is layered on top only for those who want Havaldar. If you apply for both, you write one exam and your Havaldar candidacy continues to the physical stage if your marks and category allow it.

Who can apply

Educational qualification is Class 10 pass from a recognised board. That is all. A graduate can apply, and many graduates do, which is part of why the competition is what it is.

Age limit is 18 to 25 years for most MTS posts, and 18 to 27 years for Havaldar and for a few MTS posts in specific departments, calculated on a cut-off date given in the notification. The upper limit relaxes for SC/ST (5 years), OBC (3 years), PwBD (10 years plus the category relaxation), ex-servicemen and certain other categories. If you are close to the age limit, read the relaxation clause for your category line by line, because the details differ by post. See our post on age relaxation in SSC, RRB and IBPS exams at /blog/age-relaxation-ssc-rrb-ibps for the general rules.

Fee is nominal, and women, SC, ST, PwBD and ex-servicemen candidates are usually exempt. Check the notification for the current fee.

The written exam, in numbers

The paper is a computer-based test in two sessions. You must attempt both. Here is the structure as followed in the 2024 and 2025 notifications.

Session I Session II
Sections Numerical and Mathematical Ability; Reasoning Ability and Problem Solving General Awareness; English Language and Comprehension
Questions 20 + 20 = 40 25 + 25 = 50
Marks 120 150
Time 45 minutes 45 minutes
Negative marking None 1 mark per wrong answer

Total: 90 questions, 270 marks. Each question carries 3 marks. The two sessions run back to back with a short gap. Session I is qualifying in the sense that you need to meet the minimum qualifying marks in the exam as a whole; the notification sets the qualifying percentage by category, so read that clause.

Notice the odd thing about the negative marking. Session I has none, and Session II punishes a wrong answer with a full mark on a 3-mark question, which is a third of what a right answer earns. This is a very different risk profile from CGL, where a wrong answer costs a quarter of a mark. In Session II you should attempt a question only when you are reasonably sure. In Session I you should attempt everything, because a blind guess is free.

I verified the two-session structure and marks from several sources describing the 2025 notification. The negative-marking detail is the one I would double check in the live notification, because SSC has tweaked which session carries the penalty across cycles. If you are reading this after a new notification came out, the notification wins.

How the marks actually divide

Look at the marks and you will see something that changes how you prepare. 120 marks are maths and reasoning, and 150 marks are general awareness and English. The two "scoring" areas for most students, GA and English, are worth more than the two areas most coaching tries to sell you tricks for.

But time is the constraint. Session I gives you 45 minutes for 40 questions, so a bit over a minute per question, with no penalty. Session II gives you 45 minutes for 50 questions, under a minute each, with a penalty. General awareness questions are fast: you know the answer or you do not. English comprehension questions take longer because of the passage or the cloze.

A rough time plan that works for most people:

  • Session I, maths: 20 to 22 minutes for 20 questions. Solve the ones you can see in under a minute first.
  • Session I, reasoning: 20 to 22 minutes for 20 questions. Skip the long arrangement puzzle if it looks like it will eat five minutes, and come back if time is left.
  • Session II, general awareness: 12 to 14 minutes for 25 questions. These should be a straight read and answer.
  • Session II, English: 30 minutes for 25 questions, including the reading passage or cloze if the paper has one.

That leaves a few minutes at the end of each session for review. Do not spend the review time re-solving hard maths. Spend it re-reading the questions you marked to skip.

Cut-offs: how to read them without fooling yourself

I am not going to quote cut-off numbers here, because they vary by year, category and region, and quoting a number from memory is how students end up planning against the wrong target. What you can do is understand how SSC's cut-off logic works for MTS.

There is a qualifying mark for the paper by category. Above that, selection is by rank in the final merit list, and your rank decides which departments and cities you can be allotted, based on the preferences you filled. In earlier cycles the marks were normalised across shifts, which means that if your shift was harder your score is adjusted. The details of normalisation are in /blog/ssc-cgl-exam-pattern-and-normalization, and the same principle applies here.

Two practical things follow. One, a raw score of, say, 180 in a hard shift is not the same as 180 in an easy shift, so do not compare notes with a friend in a different shift and decide you are safe or doomed. Two, the state you choose as a region matters. Many MTS posts are region-wise, and vacancies in some states are far fewer than in others. Check the vacancy table by region in the notification before deciding where to apply.

Read the last available cut-off tables on the official site to see the spread for your category. Then set your target at least 15 to 20 marks above the top of the range, because year to year fluctuation is real.

The Havaldar physical stage

If you are aiming for Havaldar, the physical tests are not a formality. Every year some candidates who passed the written test are dropped here. The stage has two parts.

Physical Standard Test (PST). Height and chest for men, height and weight for women. The figures reported for the 2025 cycle: men need a minimum height of 157.5 cm and a chest of 76 cm unexpanded with at least 5 cm of expansion; women need a height of 152 cm and a weight of 48 kg. Relaxations apply for SC, ST, some hill regions and certain communities. The exact list of relaxations is in the notification, and I would confirm all of the above there before assuming you qualify.

Physical Efficiency Test (PET). This is not a run. It is a walking test, and that surprises people:

  • Men: walk 1,600 metres in 15 minutes, or cycle 8 km in 30 minutes.
  • Women: walk 1 km in 20 minutes, or cycle 3 km in 25 minutes.

Walking does not mean running. If you break into a run, an official will disqualify you. The test is designed for endurance, and the standards are low enough that a normally fit adult can pass with a few weeks of practice, but only if you have actually practised walking at pace. Fast walking is a skill. Most people naturally break into a jog around the second lap, and that is where they fail.

Practise on a measured track. Time yourself over 1,600 metres, which is four laps of a standard 400-metre track. You want to finish in about 13 to 13.5 minutes, which leaves you a cushion of over a minute. On the day you will be nervous, the ground will be uneven, and the finish line judge will not be generous.

There is also a medical examination for Havaldar. The DV and medical happen after you clear PST and PET. If you have any known issue such as flat feet or colour blindness, read the medical standards for the post ahead of time. It hurts to clear the written exam and lose the post on a medical detail you could have checked in advance.

Salary and what it looks like in hand

The pay level is 1, which means the starting basic pay is Rs 18,000. Add dearness allowance, which is a percentage of basic and revised by the government from time to time, plus house rent allowance, which depends on the class of your city (X, Y or Z), plus transport allowance where applicable. Deduct NPS contribution for the new pension system, CGHS and other small items.

The working, approximately: basic 18,000. DA at the rate in force adds a few thousand. HRA at 8, 16 or 24 percent of basic (for Z, Y and X class cities) adds roughly 1,400 to 4,300 rupees. Transport allowance adds a smaller fixed amount, higher in larger cities. After deductions, the in-hand figure typically lands somewhere in the low-to-mid twenties of thousands for most postings, and a little lower in a Z-class city. Sources that circulate a figure of 18,000 to 22,000 are reasonable as an approximate range, but the number depends on the DA rate on the date, your city and your department. Treat it as an estimate.

The career growth is slow. MTS staff can be promoted to the next level through departmental exams and seniority, for example to Lower Division Clerk or Havaldar and onward, and the timeline depends on the department. Havaldar in CBIC has a promotion path into inspector-level posts through departmental exams. If you want a faster climb, MTS is a stepping stone, and a lot of people clear MTS and then keep preparing for CHSL or CGL while working. See /blog/ssc-chsl-mts-vs-rrb-group-d for a fuller comparison against the railway option.

What the syllabus really asks

SSC's syllabus for MTS is broad in the list and shallow in the questions. Here is what shows up.

Numerical and mathematical ability. Number system, LCM and HCF, simplification and approximation, percentage, ratio and proportion, average, profit and loss, simple interest, time and work, time speed and distance, mensuration of basic shapes, basic algebra and simple data interpretation. These are the topics of Class 8 to 10 in most boards. The questions are one or two steps, not the layered four-step CGL type. If you can do percentages and ratios quickly, you can pick up most of the paper's marks. See /blog/percentage-tricks-ssc-rrb-ibps for the base tool.

Reasoning ability and problem solving. Analogy, classification, series (number, letter, figure), coding-decoding, blood relations, directions, ranking, Venn diagrams, simple syllogism, matrix, non-verbal patterns such as mirror and water images, and paper folding. Almost all of it can be done in under a minute each with practice.

General awareness. History, geography, polity, general science up to Class 10, basic economy and current affairs of the last six to twelve months. Sports, awards, books and authors, important days, and recent government schemes. This is the area where a student's daily habit matters. Current affairs rewards steady reading rather than cramming, and for the last two months before the exam a monthly capsule is enough. See /blog/current-affairs-how-to-study.

English language and comprehension. Vocabulary (synonyms, antonyms, one-word substitution, idioms), spot the error, fill in the blanks, sentence improvement, active/passive voice, direct/indirect speech, cloze test and a reading comprehension passage. At this level the English is at Class 10 standard, but if English is weak for you it will still cost marks. Start with basic grammar rules and a small daily word list rather than jumping to advanced vocabulary.

A 100-day plan for someone starting from scratch

The assumption here is that you have 2 to 3 hours a day, you are working or studying otherwise, and you are starting at almost zero. If you have more time, compress the plan. If you have less, stretch it.

Days 1 to 30: foundation. Two hours on maths and reasoning, one hour on English and GK. Maths: number system, percentage, ratio, average, profit and loss, and simple interest, one topic every three or four days, and every topic must end with a set of 30 to 40 questions from previous papers. Do not keep re-reading theory. Reasoning: one topic a day for the easy types (analogy, series, coding, direction, blood relations), and this can move quickly. English: one grammar rule a day plus 10 new words. GK: read a standard compilation for Class 6 to 10 history, geography and polity. Do not aim for depth. Aim to have seen every topic once.

Days 31 to 60: second pass and speed. Repeat every maths topic with mixed sets, now timed. A good target at this stage is 20 questions in 20 minutes. Add mensuration, time and work, and time-speed-distance. In reasoning, add the harder types: syllogism, matrix, non-verbal and puzzles. In English, do one comprehension passage a day and one cloze. GK: begin daily current affairs, and make a note of sports, awards and government schemes.

Days 61 to 85: sectional practice. Every day, one sectional test of 20 questions per section, timed, then a detailed review of every mistake. Pareeksha's free mini-mocks and sectional practice at /practice fit this stage. Keep a mistake log with three columns: the question type, why you got it wrong (concept, silly, time), and what you will do differently. After two weeks you will see that the same three or four causes account for most errors, and you can work on those.

Days 86 to 100: full mocks. A full-length mock every alternate day in the exam's exact two-session format, with 45 minutes per session and the same negative-marking rule. Spend as much time on the analysis as on the test. Full-length papers are at /mock-tests. One test per day is too many for this exam, because the analysis time is where the learning happens. If you want to know how many is enough, see /blog/how-many-mocks-before-exam.

In the last week, do not start anything new. Revise formulas, do one or two sectional sets a day, sleep properly. If you are a Havaldar aspirant, this is also the time to continue your walking practice, and keep it up until the exam.

Mistakes that cost people the seat

Treating the exam as trivial. Students who cleared Class 10 comfortably assume it will be easy, and skip mocks. The paper is easy in the sense of concepts, and hard in the sense of speed and accuracy over 90 questions in 90 minutes with a penalty in one session.

Gambling in Session II. With a full mark deducted for a wrong answer, a 50-50 guess has an expected value of close to zero or negative on a 3-mark question. Attempting 50 out of 50 when you are sure of only 35 is not aggression, it is a way to lose 10 to 15 marks. Skip what you cannot narrow to two options, and even then think before you guess.

Ignoring English because "it is basic". English carries 75 marks out of 270. Many candidates from Hindi-medium backgrounds treat it as a lost cause and leave it, which is a strategic mistake. You do not need to master English. You need to consistently get 15 to 18 of the 25 questions right, and that is possible with two months of basic grammar and vocabulary work. If Hindi is your medium, /blog/hindi-medium-preparation-ssc-rrb has more on managing English.

Neglecting the physical test until after the result. For Havaldar, the gap between result and PET is often only a few weeks. If you begin walking practice only after the result, you may not be ready.

Not filling the region and department preferences carefully. Preferences decide where you are posted. Filling only a few departments or one city can leave you with nothing even if your rank is good. Fill as many as you can genuinely accept, in order of true preference.

Documents. Category certificates must be in the format specified, dated within the validity, and in your name exactly as on your Class 10 certificate. The verification stage catches mismatches, and a spelling difference in your name between your certificate and your application can hold up your appointment for months. See /blog/document-verification-checklist.

Should you choose MTS at all

Honestly, it depends on where you are. If you have only Class 10 and no other option, MTS or Havaldar is a reasonable government job with security and a pension route through NPS, and the competition is manageable if you prepare properly. If you are a graduate, MTS is a fallback rather than a target. You are better off preparing for CHSL and CGL and using MTS as a second application, since the syllabi overlap heavily at the basics level. The trade-off is that CGL preparation takes far longer, and MTS can come in between as a lower-pressure exam. The preparation for MTS is not wasted if you later move up.

If you are torn between MTS and RRB Group D, the two are similar in pay level, and the railway job has a physical test and a different lifestyle. /blog/ssc-chsl-mts-vs-rrb-group-d compares them.

Next step

Download the latest MTS notification from ssc.gov.in, and read the vacancy table for your region and the age-relaxation clause for your category. Then take one full-length mock in the two-session format to find out where you actually stand. It takes 90 minutes, and it will tell you more about your next 100 days than any plan.

FAQ

Is there a Tier 2 or descriptive paper in MTS now? In the older pattern there was a descriptive paper for MTS candidates. The pattern followed in the recent cycles I looked at is the two-session CBT described above, without a descriptive stage. Confirm this in the current notification, since SSC can change the format.

Can I apply for both MTS and Havaldar? Yes, if you meet the eligibility for both. You write one paper. If you qualify and meet the physical standards, you can be considered for Havaldar, and MTS is decided on the written score alone.

Is graduate-level qualification an advantage in the exam? Not directly. The syllabus is pitched at Class 10, and there are no extra marks for a higher degree. Graduates tend to have better English and general awareness, which helps, but there is no separate preference.

How long is the walking test for men? 1,600 metres in 15 minutes, or a cycling option of 8 km in 30 minutes, according to the 2025 cycle standards I found. Women walk 1 km in 20 minutes or cycle 3 km in 25 minutes. Confirm in the notification.

Is there an interview? No. For MTS the selection is by written score. For Havaldar it adds the physical and medical tests, and both go through document verification.

How many attempts do I get? SSC does not fix an attempt limit for MTS. You can apply as long as you meet the age limit on the cut-off date.

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